Raiffeisen-Landesbank Steiermark AG

    Address  8010, Austria, Graz, Kaiserfeldgasse 5-7
    P.O. Box  847
    Phone  0316/8036
    Fax  0316/80363089
    Website  www.raiffeisen.at/rlb-steiermark
    E-Mail  info@rlb-stmk.raiffeisen.at
Member of Group  Raiffeisen Banking Group (Austria)
Bank Identifiers 
    MFI ID  AT38000
    Bank Sort Code  38000
    Company Number  264700s
Bank Category  Raiffeisen credit cooperatives
Credit Ratings (as of Dec 2014) 
    Fitch  - (not rated)
    Moody's  A3 (upper medium grade)
    S&P's  - (not rated)
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)
Start Date  01 January 1927

Raiffeisen-Landesbank Steiermark AG located at Austria, Graz is a member of a banking group Raiffeisen Banking Group (Austria). It is one of 706 credit institutions operating in Austria.

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.


BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

Bank BIC Code  RZST
Country Code  AT (Austria)
Location Code  2G
Branch Code  -

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  AT38000

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  38000

In Austria the code consists of five digits.

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Registration Number  264700s

Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, Raiffeisen-Landesbank Steiermark AG is rated by Moody's.

Credit ratings assigned to Raiffeisen-Landesbank Steiermark AG as of December 2014 are shown in details in the following sections.


Long-term rating is for Raiffeisen-Landesbank Steiermark AG it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Bank financial strength rating is C- (adequate intrinsic financial strength). Short-term rating is not assigned.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Bank Financial Strength Rating  C-
Short-Term Rating  -
Outlook  negative

Outlook for the ratings of Raiffeisen-Landesbank Steiermark AG is set to negative (may be lowered).

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Austria are obliged to participate in Austrian deposit guarantee scheme.

In the case of Raiffeisen-Landesbank Steiermark AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all balances on interest-bearing and non-interest bearing accounts
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information: Deposit Guarantee Scheme in Austria

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Related Information on Austria

Economy and Banking Sector of Austria

List of Banks in Austria

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