Sparkasse Ingolstadt

Registration Name  Sparkasse Ingolstadt
Location  Germany, Ingolstadt, Donau

Bank Identifiers 
    MFI ID  DE00524
Credit Ratings (July 2014) 
    Fitch  A+ (high credit quality)
    Moody's  - (not rated)
    S&P's  - (not rated)

Sparkasse Ingolstadt is located at Germany, Ingolstadt, Donau. It is one of 1835 credit institutions operating in Germany.

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.


BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

Bank BIC Code  BYLA
Country Code  DE (Germany)
Location Code  M1
Branch Code  ING

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  DE00524

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, Sparkasse Ingolstadt is rated by Fitch.

Credit ratings assigned to Sparkasse Ingolstadt as of July 2014 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution’s relative vulnerability to default on its financial obligations, for Sparkasse Ingolstadt it is set to A+ (high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Sparkasse Ingolstadt is set to F1+ (highest short-term credit quality).

Long-Term Issuer Default Rating  A+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1+
Viability Rating  -
Support Rating  -
Support Rating Floor  -

Viability rating for Sparkasse Ingolstadt is not set; support rating is not assigned; support rating floor is not set.

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Contact Information

P.O. Box  210865
Primary Address  85049, Ingolstadt, Donau, Rathausplatz 6

Related Information on Germany

Economy and Banking Sector of Germany

List of Banks in Germany