|Address||28037, Spain, Madrid, Cl Julián Camarillo, 4|
|Deposit Guarantee||Yes (up to 100 000 EUR per depositor)|
|Total Assets (2014)||1 367.28 mln EUR (+2.87%)|
|Total Equity (2014)||186.82 mln EUR (+5.63%)|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
|Bank BIC Code||UNOE|
|Country Code||ES (Spain)|
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Spain are obliged to participate in Spanish deposit guarantee scheme.
In the case of Unoe Bank, S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||credit balances on accounts, nominative deposit certificates constituted in the EU|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
Further Information: Deposit Guarantee Scheme in Spain
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
|Subject to MRR by ECB||Yes|
|Exempt from MRR by ECB||No|
In 2014 total assets of Unoe Bank, S.A. were 1 367.28 mln EUR. Growth compared to the previous period (2013) was 2.87%. The evolution of the total assets of Unoe Bank, S.A. is shown at Chart 1 below.
Recent changes in total assets of Unoe Bank, S.A. and its main components are shown in Table 1.
|Cash and deposits with Central Banks||7.2||8.9||+24.38%|
|Loans to banks||201.1||260.9||+29.70%|
|Loans to other clients||1 091.4||1 070.6||-1.91%|
|Total Assets||1 329.1||1 367.3||+2.87%|
|Table 1. Recent changes in total assets of Unoe Bank, S.A. (mln EUR).|
Recent changes in total liabilities of Unoe Bank, S.A. and its main components are shown in Table 2.
|Deposits from other clients||761.1||785.2||+3.16%|
|Total Liabilities||1 329.1||1 367.3||+2.87%|
|Table 2. Recent changes in total liabilities of Unoe Bank, S.A. (mln EUR).|