|Address||91600, Finland, UTAJÄRVI, Vanhatie 35|
|Member of Group||OP-Pohjola Group (Finland)|
|Bank Category||Cooperative banks|
|Deposit Guarantee||Yes (up to 100 000 EUR per depositor)|
|Total Assets (2014)||212.28 mln EUR (+14.38%)|
|Total Equity (2014)||21.43 mln EUR (+4.89%)|
|Profit and Loss|
|Operating Income (2014)||3.85 mln EUR (+263.64%)|
Any bank can be identified for different purposes and hence can have several different identifiers.
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Finland are obliged to participate in Finnish deposit guarantee scheme.
In the case of Utajärven Osuuspankki failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
Further Information: Deposit Guarantee Scheme in Finland
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
|Subject to MRR by ECB||Yes|
|Exempt from MRR by ECB||No|
In 2014 total assets of Utajärven Osuuspankki were 212.28 mln EUR. Growth compared to the previous period (2013) was 14.38%. The evolution of the total assets of Utajärven Osuuspankki is shown at Chart 1 below.
Recent changes in total assets of Utajärven Osuuspankki and its main components are shown in Table 1.
|Loans to banks||1.2|
|Claims to banks||1.5|
|Bonds and other fixed-income securities||1.0||2.5||+152.00%|
|Cash and deposits with Central Banks||0.4||1.3||+233.51%|
|Loans to customers||196.9|
|Claims to customers||174.4|
|Table 1. Recent changes in total assets of Utajärven Osuuspankki (mln EUR).|
Recent changes in total liabilities of Utajärven Osuuspankki and its main components are shown in Table 2.
|Amount owed to banks||38.9|
|Amount owed to customers||119.2|
|Table 2. Recent changes in total liabilities of Utajärven Osuuspankki (mln EUR).|
Recent changes in gross profit of Utajärven Osuuspankki and its main components are shown in Table 3.
|Net Interest Income||2.3||2.8||+20.07%|
|Net Commission Income||0.4||0.5||+40.11%|
|Table 3. Recent changes in gross profit of Utajärven Osuuspankki (mln EUR).|