Banque Populaire Loire et Lyonnais

Registration Name  Banque Populaire Loire et Lyonnais
Location  France, Lyon cedex 03
Member of Group  BPCE (France)

Bank Identifiers 
    BIC (SWIFT)  CCBPFRPPLYO
    MFI ID  FR13907
Credit Ratings (July 2014) 
    Fitch  A (high credit quality)
    Moody's  - (not rated)
    S&P's  - (not rated)
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)

Banque Populaire Loire et Lyonnais located at France, Lyon cedex 03 is a member of a banking group BPCE (France). It is one of 592 credit institutions operating in France.

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

BIC  CCBPFRPPLYO
Bank BIC Code  CCBP
Country Code  FR (France)
Location Code  PP
Branch Code  LYO

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  FR13907

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, Banque Populaire Loire et Lyonnais is rated by Fitch.

Credit ratings assigned to Banque Populaire Loire et Lyonnais as of July 2014 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution’s relative vulnerability to default on its financial obligations, for Banque Populaire Loire et Lyonnais it is set to A (high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Banque Populaire Loire et Lyonnais is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  -
Support Rating  -
Support Rating Floor  -

Viability rating for Banque Populaire Loire et Lyonnais is not set; support rating is not assigned; support rating floor is not set.

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in France are obliged to participate in French deposit guarantee scheme.

In the case of Banque Populaire Loire et Lyonnais failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all deposit accounts (current accounts, demand accounts, passbook accounts, term accounts, home savings accounts, home savings schemes, etc.)
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information: Deposit Guarantee Scheme in France

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Contact Information


Primary Address  69211, Lyon cedex 03, 141, Rue Garibaldi

Related Information on France

Economy and Banking Sector of France

List of Banks in France