Getin Noble Bank S.A.
Any bank can be identified for different purposes and hence can have several different identifiers.
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Credit ratings assigned to Getin Noble Bank S.A. as of July 2014 are shown in details in the following sections.
Long-term issuer default rating is Fitch's view of a credit institution’s relative vulnerability to default on its financial obligations, for Getin Noble Bank S.A. it is set to BB (speculative), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Getin Noble Bank S.A. is set to B (speculative short-term credit quality).
Viability rating for Getin Noble Bank S.A. is set to bb (speculative fundamental credit quality); support rating is 3 (moderate probability of support); support rating floor is BB (speculative).
Long-term rating is for Getin Noble Bank S.A. it is set to Ba2 (non-investment grade speculative). Long-term bank deposit rating is Ba2 (non-investment grade speculative). Bank financial strength rating is D- (modest intrinsic financial strength). Short-term rating is not assigned.
Outlook for the ratings of Getin Noble Bank S.A. is set to negative (may be lowered).
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.
In the case of Getin Noble Bank S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
Further Information: Deposit Guarantee Scheme in Poland
ECB Minimum Reserves Requirements (MRR)
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
Related Information on Poland