BANKA CELJE D.D.

Contacts 
    Address  3000, Slovenia, CELJE, Vodnikova ulica 2
    Phone  +386 3 422 10 00
    Fax  +386 3 422 11 00
    Website  wwww.banka-celje.si
    E-Mail  info@banka-celje.si
Bank Identifiers 
    BIC (SWIFT)  SBCESI2XXXX
    MFI ID  SI5026121
Credit Ratings (as of Dec 2014) 
    Fitch  B- (highly speculative)
    Moody's  - (not rated)
    S&P's  - (not rated)
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)
Number of Employees (2013)  500 ↓ (-1.57%)
Financial Positions 
    Total Assets (2013)  1 815.23 mln EUR ↓ (-20.04%)
    Total Equity (2013)  34.30 mln EUR ↓ (-85.13%)
Profit and Loss 
    Net Income (2013)  -126 257 000.00 EUR ↓ (+405.35%)

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

BIC  SBCESI2XXXX
Bank BIC Code  SBCE
Country Code  SI (Slovenia)
Location Code  2X
Branch Code  XXX

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).


MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  SI5026121

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.


Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, BANKA CELJE D.D. is rated by Fitch.

Credit ratings assigned to BANKA CELJE D.D. as of December 2014 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for BANKA CELJE D.D. it is set to B- (highly speculative), outlook is negative (may be lowered). The rating is not on watch. Short-term issuer default rating for BANKA CELJE D.D. is set to B (speculative short-term credit quality).

Long-Term Issuer Default Rating  B-
    Outlook  negative
    On Watch  No
Short-Term Issuer Default Rating  B
Viability Rating  b-
Support Rating  5
Support Rating Floor  NF

Viability rating for BANKA CELJE D.D. is set to b- (highly speculative fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Slovenia are obliged to participate in Slovenian deposit guarantee scheme.

In the case of BANKA CELJE D.D. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, private individuals independently engaged in business activities, sole traders or legal entities that do not satisfy the criteria for being classed as a large or medium-size enterprise
Covered Accounts  current accounts, savings deposits, cash deposits, and certificates of deposit and bills
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information: Deposit Guarantee Scheme in Slovenia

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Financial Positions

In 2013 total assets of BANKA CELJE D.D. were 1 815.23 mln EUR. Decline compared to the previous period (2012) was -20.04%.

Profit and Loss

In 2013 net income of BANKA CELJE D.D. was -126 257 000.00 EUR. Growth compared to the previous period (2012) was 405.35%.

Related Information on Slovenia

Economy and Banking Sector of Slovenia

List of Banks in Slovenia

Share on Google+