|Country (Currency)||Deposit Rate||Deposit Rating|
|Czech Republic (CZK)||1.36%||Aa2|
|United Kingdom (GBP)||1.11%||Aaa|
|2||Kreditanstalt für Wiederaufbau||Germany||AAA||Aaa||AAA/Aaa|
|4||Landeskreditbank Baden-Württemberg - Förderbank -||Germany||AAA||Aaa||AAA/Aaa|
|5||LfA Förderbank Bayern||Germany||-||Aaa||-/Aaa|
|7||BNG Bank NV||Netherlands||-||Aaa||-/Aaa|
Electronic money is a relatively new payment instrument, emerged with the progress in technology. Electronic money's popularity has been driven by a number of factors including growing complications in opening current accounts and getting payment cards from traditional retail banks, changes in the population's social structure, and evolution of the Internet into a digital workplace.
In 2017, 100 top banks in the United Kingdom comprised together almost 75,0 % of the country's banking assets. Slightly more than the half of these banks (56) have domestic capital, while 44 banks are foreign-controlled representing 21 different countries.