Savings banks in Sweden

Swedbank Oak Tree 24 October 2020

Savings banks (Sparbanker) in Sweden are regulated by the Savings Banks Act which sets a the system of principals including involvement into ecomonic and social life of local communities. Swedish savings banks provide full range of retail banking products and services to regional individuals, self-employed professional and companies.

Savings banks in Norway

Total assets of savings banks in Norway 4 June 2020

Having about 200 years of history, savings banks are important players in Norwegian banking sector, providing retail banking products and services (covering day-to-day banking, savings and investment, and lending) to households and SMEs. Currently there are over 90 savings banks, with market share of around 35%.

Cooperative banks in Romania

Cooperative banks in Romania 11 September 2019

Cooperative banks in Romania operate as regional universal banks, providing a broad range of retail banking products and services to local individulas, self-employed professionals and business entities.

Specialized credit institutions in Spain

Banco de Espana 18 December 2018

Specialized credit institutions in Spain are either focused on a specific set of products and services (for example, consumer finance, leasing and factoring, real estate financing) or on specific customer groups (for example, public healthcare providers, Volkswagen customers).

Savings banks in Spain

Savings banks ES 18 December 2018

Savings banks in Spain operate as regional universal banks, providing a broad range of retail banking products and services to local individulas, self-employed professionals and business entities. Most of the savings banks have been closed down recently, either by being converted into foundations or by being merged into bigger banks, leaving just three savings bank operating.

Cooperative banks in Spain

Caja rural ES 18 December 2018

Cooperative banks in Spain operate as regional universal banks, providing a broad range of retail banking products and services to local individulas, self-employed professionals and business entities. Most of the cooperative banks in Spain belong to Caja Rural Group with a small number of independent banks.

Specialized credit institutions in France

Banque de France 16 December 2018

There are about 180 specialized credit institutions operating in France. Such institutions are either focused on a specific set of products and services (for example, asset management, leasing and factoring, real estate financing) or on a specific customer group (for example, French Reunion residents, film and TV industry).

Mutual banks in France

Groupe bpce 16 December 2018

Mutual banks in France operate as regional cooperative banks, providing a broad range of retail banking products and services to local individulas, self-employed professionals and business entities. French mutual banks are not independent, rather they belong to a large banking group: BPCE, Credit Agricole,Credit Mutuel, Societe Generale.

Municipal credit banks in France

Credit municipal FR 16 December 2018

Municipal credit banks in France are both public and credit institutions, focused on providing social loans by operating as pawnshops. Municipal credit banks loan money to a customer based on a percentage of the value of the item he/she want to pawn (for example, clothing, jewelry, household goods, housewares, motorized vehicles and tools).

Savings banks in Hungary

Total assets of savings banks in Hungary 13 January 2018

Savings banks are represented in Hungary by local savings banks and TakarékBank, acting as the central institution of these banks with its primary task is to coordinate business activities of these banks. Savings banks are focused on providing a broad range of retail banking and insurance products to domestic individuals and companies.

Cooperative Credit Institutions in Cyprus

Number of cooperative credit institutions in Cyprus 10 October 2018

Cooperative credit institutions (CCIs) are represented in Cyprus by Cooperative Credit Group, consisting of Cyprus Cooperative Bank, the CCIs and companies specialized in trading activities. Cyprus Cooperative Bank together with the CCIs provide a broad range of retail banking and insurance products to natural persons, farmers and companies.

Savings banks in Finland

Total assets of savings banks in Finland 13 January 2018

Savings banks (Säästöpankki) have been operating in Finland for almost 200 years. Savings banks are regional and local banks, focused on providing retail banking products and services to households and SMEs, including rural enterprises, via both physical bank office channels and their supporting electronic channels.

Cooperative banks in Finland

Total assets of cooperative banks in Finland 13 January 2018

Cooperative banks operating in Finland form the core part of OP Financial Group and promote the sustainable prosperity, security and wellbeing of its owners, customers, local communities and provide modern and competitive banking services to local households, SMEs, agricultural and forestry customers and public-sector entities.

Savings and Loan Associations in Estonia

Number of SLAs in Estonia 11 January 2018

Savings and Loan Associations (SLAs, est: Hoiu-laenuühistu) are cooperative financial institutions established to provide modern financial services to their members. Savings and loan associations are focused on providing deposits and loans to its members, but they have started offering other financial services, such as leasing, guarantees, factoring, financial advisory services, and online payments.

Credit Unions in Lithuania

Number of credit unions in Lithuania 10 January 2018

Credit unions in Lithuania operate as co-operative organizations providing financial services to its members, connected by a common bond of a residential, professional organizational nature. Products and services provided by the credit unions include online banking, MasterCard and Maestro payment cards, payments, loans, deposits, direct debits, both international and local money transfers.

Credit Unions in Latvia

Bank of Latvia 10 January 2018

Credit unions in Latvia operate as financial co-operatives ownded and managed by its members, connected by a common bond of a residential, professional organizational nature. The range of products and services provided by the credit unions include deposits, loans, payment services, financial leasing, financial advising.

Credit Unions in Poland

Deposits and loans of credit unions in Poland 9 January 2018

A credit union is a group of individuals connected by a common bond of a residential, professional organizational nature for the purpose of providing banking services to the group's members. Credit unions (pl: Spółdzielcza Kasa Oszczędnościowo - Kredytowa, SKOK) have been present in Poland since 1992, delivering their products and services via a branch network of more than 1000 branches and through the Internet.

Cooperative Banks in Poland

BPS bank 9 January 2018

Cooperative banks have been present in Poland for more than a hundred years and are now representated by two Polish banking groups: Spółdzielcza Grupa Bankowa and Bank Polskiej Spółdzielczosci. Committed to the sustainable development of local communities, local cooperative banks in Poland operate as universal banks, offering a wide range of retail, corporate banking and insurance products and services to private individuals, business entities, farmers and local authorities.

Changes of Rabobank's Cooperative Structure

Rabobank 8 January 2018

Coöperatieve Rabobank UA (commonly known as Rabobank Nederland) is the second-largest bank in the Netherlands and the head bank of Rabobank Group, an international financial services provider, active in the areas of banking, asset management, leasing, insurance and real estate. In 2014 Rabobank announced its intentions to review its existing cooperative structure to address the changes in supervision and regulation requirements.

Cooperative Banks in Portugal

Total assets of credito agricola group 8 January 2018

Cooperative banks are represented in Portugal by Crédito Agrícola Group, having over 100 years of history, generating value for members, customers, local communities and employees. Crédito Agrícola Group provides financial products and services via local cooperative banks (Caixas de Crédito Agrícola Mútuo) as well as its specialized institutions, covering the following areas: retail, SME, corporate and investment banking, life- and non-life- insurance, asset management, private equity.

Savings banks in Germany

Total assets of savings banks in Germany 12 October 2018

Savings banks in Germany (Sparkassen) form the essential part of the Savings Banks Finance Group (Sparkassen-Finanzgruppe). Operating as universal credit institutions, Savings Banks conduct all standard banking operations and provide basic financial services and personalised advice to approximately 50 million customers nationwide.

Cooperative banks in Germany

Total assets of cooperative banks in Germany 3 December 2017

Cooperative banks present in Germany for more than 150 years, combining financial success with social resposibility. Cooperative banks operate as universal banks, owned by its customers via shares, focusing on providing retail banking products and services to private individuals, self-employed professionals and SMEs.

Savings banks in Austria

Sparkasse AT 28 November 2017

Savings banks in Austria are represented by Erste Bank der oesterreichischen Sparkassen AG and local savings banks (subsidiaries of Erste Bank). Traditionally for savings banks, core business areas of savings banks in Austria are deposits and lending provided to private customers, business customers and public authorities.

Volksbank Credit Cooperatives in Austria

Total assets of Volksbank credit cooperatives 28 November 2017

Volksbank credit cooperatives are the core part of Volksbank Group, a cooperative banking group specialized in providing retail banking products and services to private individuals, self-employed professionals and SMEs in Austria.

Raiffeisen Credit Cooperatives in Austria

Total assets of Raiffeisen credit cooperatives 28 November 2017

Raiffeisen Credit Cooperatives form the essential part of Raiffeisen Banking Group, a universal banking group, providing a comprehensive range of banking products and services in Austria and Eastern European countries. Specialized on providing retail banking products and services to its domestic market, Raiffeisen Credit Cooperatives have market share of around 25%.

Building Societies in the United Kingdom

Building societies UK 29 May 2019

Building societies are an important player in British housing finance, having their total market share of about 20% in mortgage lending. Building societies provide a wide range of mortgage and savings products to their customers at competitive interest rates.

Credit Unions in Ireland

Number of credit unions in Ireland 27 February 2017

Credit unions have been in existence in Ireland for more then 50 years, they play an important role in the Irish financial sector. There are around 380 registered credit unions with total assets of €14,3 bln (2014) providing services to over 3 mln members.

Cantonal Banks

Total assets of cantonal banks vs big banks 21 August 2016

Cantonal Banks, accounting about 30% of Swiss banking sector, are universal canton-owned banks, specializing in retail and corporate banking products for the residents of their canton. Liabilities of the majority of the Cantonal Banks are guaranteed by the owning canton.

Cooperative Banks in Italy

Bcc IT 30 July 2015

Cooperative banks are non-for-profit organizations providing financial services to its members and serving the needs of local community. In Italy the nework of cooperative banks consists of nearly 400 banks with more than 4000 branches operating in about 100 provinces and 2700 municipalities.