Credit Unions in Ireland

, updated 27 February 2017

Credit unions are non-for-profit, mutual organizations providing financial services, mainly savings and loans, to its members. Credit unions have been in existence in Ireland for more then 50 years. They play an important role in the Irish financial services with around 295 registered credit unions with total assets of €14.3 bln (2014) providing services to over 3 mln members. The accounts made with a credit union in Ireland are protected by Irish Deposit Guarantee Scheme. However, the current credit unions model has been under pressure of low interest rates and tightening regulations. That is why the government of Ireland initiated a restructuring program of credit unions to support their financial stability and long term sustainability. This goal is to be achieved in particular via a series of mergers conducted in a voluntary, incentivised and time bound manner.

Credit Union Business Model

Ownership. Credit unions are mutual organizations, which are by owned by its members in the form of share accounts. Each share is equal to €1. There also maybe an entrance fee of not more than €1.27 and a minimum savings threshold of 1-10 shares.

Membership. Members of a credit union is a group of people which have something in common, so called common bond. The most usual common bonds in Ireland are:

Most of the credit unions operating in Ireland make use of community bond model:

Common bond typeNumber of credit unions
Associational bond4
Community bond274
Occupational bond17

Members have equal rights to vote (one member, one vote) and participate in decisions affecting the credit union.

Credit unions are non-for-profit, they can offer fair and competitive interest rates to its members. The surplus generated by a credit union is

Credit Union Products and Services

Credit unions usually provide retail banking (with the focus on savings and loans) and insurance products.

Savings. Because the surplus depends on the credit union's performance, the credit union's members do not usually receive fixed interest on their accounts, rather the income is variable and not known in advance.

When a credit union declares a dividend at the end of its financial year, each share of the credit union is eligible for a dividend. The more shares a member has, the greater the dividend he/she will receive. The dividend may differ between credit unions. Average dividends in Ireland were below 1% in 2014.

Loans. Credit union members can apply for loans. Credit unions are flexible with regard to repayment plans, though there are some legal limitations to term and amount of loans, for example 10 years is currently allowed the maximum loan term. Also, according to the Irish legislation, credit unions cannot charge more than 1% per month on the reducing balance of a loan (which is equal to 12.74% annual percentage rate). Credit unions do not charge fees or transaction charges.

Restructuring of Irish Credit Unions Sector

The restructuring program initiated by the Irish Government in 2012 was aimed to support the financial stability and long term sustainability of the credit unions thus keeping credit unions as credible, trustworthy providers of financial services to members. The main tool being used to conduct the restructuring are mergers of the credit unions, performed in a in a voluntary, incentivised and time bound manner. Such mergers provide the credit unions an opportunity to address current difficulties and to develop a more sophisticated business model.

During 2013-2016, 82 credit unions were closed down as the result of the mergers, bringing down the number of operating credit unions from 394 to 317.

Number of Credit Unions in Ireland Closed Credit Unions in Ireland

List of Credit Unions in Ireland

There are 295 credit unions operating in Ireland with prevailing number of common bonds credit unions: there are just 4 associational and 17 occupational credit unions, while there are 274 credit unions. The full list of credit unions currently operating in Ireland is shown below.

NameCountyCommon Bond
 A.N.S.A.C.Credit Union LimitedDublincommunity
 A.S.T.I. Credit Union LimitedDublinassociational
 Abbeyfeale Credit Union LimitedCo Limerickcommunity
 Affinity Credit Union LimitedCo Tipperarycommunity
 An Post Employees' Credit Union LimitedDublinoccupational
 Annaduff Credit Union LimitedCo Leitrimcommunity
 Arainn Credit Union LimitedCo Galwaycommunity
 Ardee Credit Union LimitedCo Louthcommunity
 Arklow Credit Union LimitedCo Wicklowcommunity
 Athboy Credit Union LimitedCo Meathcommunity
 Athea and District Credit Union LimitedCo Limerickcommunity
 Athenry Credit Union LimitedCo Galwaycommunity
 Athlone Credit Union LimitedCo Westmeathcommunity
 Athy Credit Union LimitedCo Kildarecommunity
 Aughrim Street Parish and District Credit Union LimitedDublincommunity
 Ayrfield Credit Union LimitedDublincommunity
 B & S Credit Union LimitedCo Donegalcommunity
 B.H.K. Credit Union LimitedCo Louthcommunity
 Bagenalstown Credit Union LimitedCo Carlowcommunity
 Ballaghaderreen and District Credit Union LimitedCo Roscommoncommunity
 Ballina Credit Union LimitedCo Mayocommunity
 Ballinamore Credit Union LimitedCo Leitrimcommunity
 Ballinasloe Credit Union (Our Lady Of Lourdes) LimitedCo Galwaycommunity
 Ballincollig Credit Union LimitedCo Corkcommunity
 Ballinlough Credit Union LimitedCorkcommunity
 Ballybay Credit Union LimitedCo Monaghancommunity
 Ballyconnell Credit Union LimitedCo Cavancommunity
 Ballyfermot Inchicore Credit Union LimitedDublincommunity
 Ballygall Credit Union LimitedDublincommunity
 Ballymote and District Credit Union LimitedCo Sligocommunity
 Ballyshannon & Killybegs Credit Union LimitedCo Donegalcommunity
 Baltinglass Credit Union LimitedCo Wicklowcommunity
 Banagher Credit Union LimitedCo Offalycommunity
 Bantry Credit Union LimitedCo Corkcommunity
 Berehaven Credit Union LimitedCo Corkcommunity
 Birr Credit Union LimitedCo Offalycommunity
 Bishopstown Credit Union LimitedCorkcommunity
 Black Raven Credit Union LimitedDublincommunity
 Blackpool Credit Union LimitedCorkcommunity
 Blackrock Credit Union LimitedCo Dublincommunity
 Blanchardstown and District Credit Union LimitedDublincommunity
 Blarney Credit Union LimitedCo Corkcommunity
 Blessington and District Credit Union LimitedCo Wicklowcommunity
 Borrisokane Credit Union LimitedCo Tipperarycommunity
 Boyle Credit Union LimitedCo Roscommoncommunity
 Bray Credit Union LimitedCo Wicklowcommunity
 Broadstone C.I.E. Employees' Credit Union LimitedDublinoccupational
 Bruff Credit Union LimitedCo Limerickcommunity
 Bunclody Credit Union LimitedCo Wexfordcommunity
 Buncrana Credit Union LimitedCo Donegalcommunity
 C.I.E. Employees Dundalk Credit Union LimitedCo Louthoccupational
 Cabra Credit Union LimitedDublincommunity
 Caherciveen Credit Union LimitedCo Kerrycommunity
 Caherdavin and District Credit Union LimitedCo Limerickcommunity
 Cahir Credit Union LimitedCo Tipperarycommunity
 Cana Credit Union LimitedDublincommunity
 Capital Credit Union LimitedDublincommunity
 Carlow District Credit Union LimitedCo Carlowcommunity
 Carnew Credit Union LimitedCo Wicklowcommunity
 Carrick-On-Shannon and District Credit Union LimitedCo Leitrimcommunity
 Carrick-on-Suir Credit Union LimitedCo Tipperarycommunity
 Carrickmacross Credit Union LimitedCo Monaghancommunity
 Castleblayney Credit Union LimitedCo Monaghancommunity
 Castlecomer Credit Union LimitedCo Kilkennycommunity
 Castlepollard Credit Union LimitedCo Westmeathcommunity
 Castlerea and District Credit Union LimitedCo Roscommoncommunity
 Cathedral Credit Union LimitedCorkcommunity
 Cavan Credit Union LimitedCo Cavancommunity
 Celbridge District Credit Union LimitedCo Kildarecommunity
 Charleville Credit Union LimitedCo Corkcommunity
 Citybus Employees' Credit Union LimitedDublin 1occupational
 Civil Service Credit Union LimitedDublinoccupational
 Clanmaurice Credit Union LimitedCo Kerrycommunity
 Cleariestown Credit Union LimitedCo Wexfordcommunity
 Clogherhead Credit Union LimitedCo Louthcommunity
 Clondalkin Credit Union LimitedDublincommunity
 Clones Credit Union LimitedCo Monaghancommunity
 Clonmel Credit Union LimitedCo Tipperarycommunity
 Clontarf Credit Union LimitedDublincommunity
 Cobh Credit Union LimitedCo Corkcommunity
 Cois Sionna Credit Union LimitedCo Limerickcommunity
 Collooney and District Credit Union LimitedCo Sligocommunity
 Comhar Chreidmheasa Chorca Dhuibhne TeorantaCo Kerrycommunity
 Comhar Creidmheasa Cholm Cille TeorantaCo Galwaycommunity
 Comhar Creidmheasa Chríost Rí TeorantaCorkcommunity
 Comhar Creidmheasa Ghaoth Dobhair TeorantaCo Donegalcommunity
 Comhar Linn INTO Credit Union LimitedDublinassociational
 Community Credit Union LimitedDublincommunity
 Connemara Credit Union LimitedCo Galwaycommunity
 Connolly CIE Credit Union LimitedDublincommunity
 Cooley Credit Union LimitedCo Louthcommunity
 Cootehill Credit Union LimitedCo Cavancommunity
 Core Credit Union LimitedCo. Dublincommunity
 Credit Union Plus LimitedCo Meathcommunity
 Croí Laighean Credit Union LimitedCo Offalycommunity
 Crosshaven-Carrigaline Credit Union LimitedCo Corkcommunity
 Cuchullain Credit Union LimitedCo Louthcommunity
 Derg Credit Union LimitedCo Clarecommunity
 Desmond Credit Union LimitedCo Limerickcommunity
 Donegal (Town) Credit Union LimitedCo Donegalcommunity
 Donnycarney/Beaumont and District Credit Union LimitedDublincommunity
 Donore Credit Union LimitedDublincommunity
 Douglas Credit Union LimitedCorkcommunity
 Drimnagh Credit Union LimitedDublincommunity
 Drogheda Credit Union LimitedCo Louthcommunity
 Drumcondra and District Credit Union LimitedDublincommunity
 Drumkeerin Credit Union LimitedCo Leitrimcommunity
 Drumshanbo Credit Union LimitedCo Leitrimcommunity
 Dubco Credit Union LimitedDublinoccupational
 Duleek Credit Union LimitedCo Meathcommunity
 Dunboyne and District Credit Union LimitedCo Meathcommunity
 Dundalk Credit Union LimitedCo Louthcommunity
 Dungarvan Credit Union LimitedCo Waterfordcommunity
 Dunleer Parish Credit Union LimitedCo Louthcommunity
 Dunmanway Credit Union LimitedCo Corkcommunity
 E-Services & Communications Credit Union LimitedDublinoccupational
 East Wall Credit Union LimitedDublincommunity
 Elphin Credit Union LimitedCo Roscommoncommunity
 Emyvale District Credit Union LimitedCo Monaghancommunity
 Enfield Credit Union LimitedCo Meathcommunity
 Enniscorthy Credit Union LimitedCo Wexfordcommunity
 Ennistymon and District Credit Union LimitedCo Clarecommunity
 Erris Credit Union LimitedCo Mayocommunity
 Ervia Employees' Credit Union LimitedDublinoccupational
 Fairview Credit Union LimitedDublincommunity
 Farranree Credit Union LimitedCo Corkcommunity
 Ferbane and District Credit Union LimitedCo Offalycommunity
 Finglas Credit Union LimitedDublincommunity
 Firhouse Credit Union LimitedDublincommunity
 First Choice Credit Union LimitedCo Mayocommunity
 First South Credit Union LimitedCorkcommunity
 Foyle Credit Union LimitedCo Donegalcommunity
 Francis Street Parish and District Credit Union LimitedDublincommunity
 Glanmire and District Credit Union LimitedCo Corkcommunity
 Glenamaddy Credit Union LimitedCo Galwaycommunity
 Goresbridge Credit Union LimitedCo Kilkennycommunity
 Gorey Credit Union LimitedCo Wexfordcommunity
 Gort Credit Union LimitedCo Galwaycommunity
 Granard Credit Union LimitedCo Longfordcommunity
 Greenhills and District Credit Union LimitedDublincommunity
 Greystones and District Credit Union LimitedCo Wicklowcommunity
 Gurranabraher Credit Union LimitedCorkcommunity
 Halston Street Credit Union LimitedDublincommunity
 Health Services Staffs Credit Union LimitedDublinoccupational
 Holy Family Credit Union LimitedCo Louthcommunity
 Inishowen Credit Union LimitedCo Donegalcommunity
 Inniskeen Credit Union LimitedCo Louthcommunity
 Irish Dental Credit Union LimitedDublinoccupational
 Irish Taxi Owners' Co-Op Credit Union LimitedDublinoccupational
 Jim Larkin Credit Union LimitedDublinassociational
 Kanturk Credit Union LimitedCo Corkcommunity
 Kilcloon Parish and District Credit Union LimitedCo Kildarecommunity
 Kilcormac Credit Union LimitedCo Offalycommunity
 Kilcullen Credit Union LimitedCo Kildarecommunity
 Kildare Credit Union LimitedCo Kildarecommunity
 Killarney Credit Union LimitedCo Kerrycommunity
 Kilmallock Credit Union LimitedCo Limerickcommunity
 Kilnamanagh Credit Union LimitedDublincommunity
 Kilrush Credit Union LimitedCo Clarecommunity
 Kilsaran & District Credit Union LimitedCo Louthcommunity
 Kiltimagh District Credit Union LimitedCo Mayocommunity
 Lanesboro' Ballyleague Credit Union LimitedCo Longfordcommunity
 Larkhill and District Credit Union LimitedDublincommunity
 Leighlin Credit Union LimitedCo Carlowcommunity
 Leixlip and District Credit Union LimitedCo Kildarecommunity
 Letterkenny Credit Union LimitedCo Donegalcommunity
 Lifford Credit Union LimitedCo Donegalcommunity
 Limerick C.I.E. Employees' Credit Union LimitedLimerickoccupational
 Link Credit Union LimitedCo Cavancommunity
 Lisduggan District Credit Union LimitedCo Waterfordcommunity
 Lismore and Cappoquin Credit Union LimitedCo Waterfordcommunity
 Listowel Credit Union LimitedCo Kerrycommunity
 Longford Credit Union LimitedCo Longfordcommunity
 Lordship Credit Union LimitedCo Louthcommunity
 Lucan District Credit Union LimitedCo Dublincommunity
 M.P.C.C. Credit Union LimitedCo Limerickcommunity
 Macroom Credit Union LimitedCo Corkcommunity
 Malahide and District Credit Union LimitedCo Dublincommunity
 Mallow Credit Union LimitedCo Corkcommunity
 Manorhamilton and District Credit Union LimitedCo Leitrimcommunity
 Marino Credit Union LimitedDublincommunity
 Matt Talbot Credit Union LimitedDublincommunity
 Mayo-Doonane Credit Union LimitedCo Laoiscommunity
 Mayorstone District Credit Union LimitedLimerickcommunity
 Meath Street Credit Union LimitedDublincommunity
 Member First Credit Union LimitedDublincommunity
 Midleton Credit Union LimitedCo Corkcommunity
 Milltown (Kerry) Credit Union LimitedCo Kerrycommunity
 Milltown/Clonskeagh Credit Union LimitedDublincommunity
 Mitchelstown Credit Union LimitedCo Corkcommunity
 Mohill Credit Union LimitedCo Leitrimcommunity
 Monaghan Credit Union LimitedCo Monaghancommunity
 Monasterboice Credit Union LimitedCo Louthcommunity
 Monasterevan Credit Union LimitedCo Kildarecommunity
 Mountmellick Credit Union LimitedCo Laoiscommunity
 Muintir Clanna Caoilte Credit Union LimitedCo Corkcommunity
 Muintir Skibbereen Credit Union LimitedCo Corkcommunity
 Mulcair Credit Union LimitedCo Tipperarycommunity
 Mullingar Credit Union LimitedCo Westmeathcommunity
 Musicians' Credit Union LimitedDublinoccupational
 Naas Credit Union LimitedCo Kildarecommunity
 Naomh Breandáin Credit Union LimitedCo Galwaycommunity
 Narraghmore Parish Credit Union LimitedCo Kildarecommunity
 Neillstown Credit Union LimitedDublincommunity
 Nenagh Credit Union LimitedCo Tipperarycommunity
 New Ross Credit Union LimitedCo Wexfordcommunity
 Newbridge Credit Union LimitedCo Kildarecommunity
 Newmarket Credit Union LimitedCo Corkcommunity
 North Longford and Arva Credit Union LimitedCo Longfordcommunity
 North William Street Parish Credit Union LimitedDublincommunity
 Oldcastle Credit Union LimitedCo Meathcommunity
 Our Lady Crowned Credit Union LimitedCorkcommunity
 Palmerstown Credit Union LimitedDublincommunity
 Parish of Darver Credit Union LimitedCo Louthcommunity
 People First Credit Union LimitedCo Laoiscommunity
 Phibsboro and District Credit Union LimitedDublincommunity
 Piercestown and District Credit Union LimitedCo Wexfordcommunity
 Piltown Credit Union LimitedCo Kilkennycommunity
 Portarlington Credit Union LimitedCo Laoiscommunity
 Portumna and District Credit Union LimitedCo Galwaycommunity
 Prison Service Credit Union LimitedDublinoccupational
 Progressive Credit Union LimitedCo Dublincommunity
 Queen Of Peace Credit Union LimitedLimerickcommunity
 Raheny and District Credit Union LimitedDublincommunity
 Ranelagh and District Credit Union LimitedDublincommunity
 Rathangan and District Credit Union LimitedCo Kildarecommunity
 Rathfarnham and District Credit Union LimitedDublincommunity
 Rathkeale and District Credit Union LimitedCo Limerickcommunity
 Rathmore and District Credit Union LimitedCo Kerrycommunity
 Rathvilly Parish Credit Union LimitedCo Carlowcommunity
 Rialto Credit Union LimitedDublincommunity
 Roscommon Credit Union LimitedCo Roscommoncommunity
 Roscrea Credit Union LimitedCo Tipperarycommunity
 Rowlagh Credit Union LimitedDublincommunity
 RTE Credit Union LimitedDublinoccupational
 Rush Credit Union LimitedCo Dublincommunity
 Saint Raphael's Garda Credit Union LimitedDublincommunity
 Sarsfield Credit Union LimitedLimerickcommunity
 Savvi Credit Union LimitedDublincommunity
 SFADCo Staff Credit Union LimitedCo Clareoccupational
 Shannon Credit Union LimitedCo Clarecommunity
 Sheephaven Credit Union LimitedCo Donegalcommunity
 Shercock Credit Union LimitedCo Cavancommunity
 Slane Credit Union LimitedCo Meathcommunity
 Sligo Credit Union LimitedCo Sligocommunity
 South Dublin Credit Union LimitedCo Dublincommunity
 St. Agnes Credit Union LimitedDublincommunity
 St. Ailbes Credit Union LimitedCo Limerickcommunity
 St. Anthony's and Claddagh Credit Union LimitedGalwaycommunity
 St. Brigid's Credit Union LimitedCo Offalycommunity
 St. Canice's Kilkenny Credit Union LimitedCo Kilkennycommunity
 St. Colman's (Claremorris) Credit Union LimitedCo Mayocommunity
 St. Colmcille's (Kells) Credit Union LimitedCo Meathcommunity
 St. Columba's Credit Union LimitedGalwaycommunity
 St. Declan's Ashbourne Credit Union LimitedCo Meathcommunity
 St. Dominic Credit Union LimitedCo Waterfordcommunity
 St. Francis' Credit Union LimitedCo Clarecommunity
 St. Jarlath's Credit Union LimitedCo Galwaycommunity
 St. Joseph's Irish Airports and Aviation Credit Union LimitedCo. Dublincommunity
 St. Joseph's Mayfield Credit Union LimitedCorkcommunity
 St. Kevin's Parish Credit Union LimitedDublincommunity
 St. Michael's Credit Union LimitedCorkcommunity
 St. Patrick's (Cork) Credit Union LimitedCorkcommunity
 St. Paul's Garda Credit Union LimitedCorkoccupational
 Sundrive Credit Union LimitedDublincommunity
 Swilly-Mulroy Credit Union LimitedCo Donegalcommunity
 Swinford and District Credit Union LimitedCo Mayocommunity
 Synergy Credit Union LimitedCo Corkcommunity
 Tallaght and District Credit Union LimitedDublincommunity
 Tallaght West Credit Union LimitedDublincommunity
 Tallow Area Credit Union LimitedCo Waterfordcommunity
 Tara and District Credit Union LimitedCo Meathcommunity
 Teachers' Union Of Ireland Credit Union LimitedDublinassociational
 Templemore Credit Union LimitedCo Tipperarycommunity
 Termonfeckin Credit Union LimitedCo Louthcommunity
 The Lough Credit Union LimitedCorkcommunity
 The Rosses Credit Union LimitedCo Donegalcommunity
 Thomastown Credit Union LimitedCo Kilkennycommunity
 Thurles Credit Union LimitedCo Tipperarycommunity
 Tipperary Credit Union LimitedCo Tipperarycommunity
 Tralee Credit Union LimitedCo Kerrycommunity
 Tramore Credit Union LimitedCo Waterfordcommunity
 Trinity Credit Union LimitedDublincommunity
 Tubbercurry and District Credit Union LimitedCo Sligocommunity
 Tullamore Credit Union LimitedCo Offalycommunity
 Tullow Credit Union LimitedCo Carlowcommunity
 Unity Credit Union LimitedLimerickcommunity
 VFI Credit Union LimitedDublincommunity
 Virginia Credit Union LimitedCo Cavancommunity
 Walkinstown Credit Union LimitedDublincommunity
 Waterford Credit Union LimitedCo Waterfordcommunity
 Westport Credit Union LimitedCo Mayocommunity
 Wexford Credit Union LimitedCo Wexfordcommunity
 Wicklow and District Credit Union LimitedCo Wicklowcommunity
 Youghal Credit Union LimitedCo Corkcommunity
 

List of Closed Credit Unions in Ireland

The list of credit unions closed down during 2013-2016 is shown below.

NameClose YearClose Reason
 A.C.C. Staff Credit Union Limited (closed)2015A.C.C. Staff Credit Union was closed as a part of the resolution process of ACC Bank.
 Abbeyleix Credit Union Limited (closed)2017Abbeyleix Credit Union was merged with People First Credit Union.
 Achill Credit Union Limited (closed)2016Achill Credit Union Limited was merged with First Choice Credit Union.
 Ardfinnan Credit Union Limited (closed)2015Ardfinnan Credit Union was merged with Cahir Credit Union.
 Avonmore Credit Union Limited (closed)2015In November 2015 Avonmore Credit Union was merged with Gorey Credit Union.
 Bailieborough Credit Union Limited (closed)2015Bailieborough Credit Union was merged with Link Credit Union.
 Baldoyle and Portmarnock Credit Union Limited (closed)2016Baldoyle and Portmarnock Credit Union was merged with Progressive Credit Union.
 Ballinrobe Credit Union Limited (closed)2016Ballinrobe Credit Union was merged with St. Colman’s (Claremorris) Credit Union.
 Ballivor-Kildalkey Credit Union Limited (closed)2016Ballivor-Kildalkey Credit Union was merged with St. Mary's Navan Credit Union.
 Ballon and Rathoe Credit Union Limited (closed)2016Ballon and Rathoe Credit Union was merged with Carlow District Credit Union.
 Ballybunion Credit Union Limited (closed)2017Ballybunion Credit Union was merged with Listowel Credit Union.
 Ballyhaunis and District Credit Union Limited (closed)2015Ballyhaunis and District Credit Union was merged with Castlebar Credit Union.
 Ballyjamesduff Credit Union Limited (closed)2016Ballyjamesduff Credit Union was merged with St. Mary's Navan Credit Union.
 Ballymahon and District Credit Union Limited (closed)2016Ballymahon and District Credit Union was merged with Affinity Credit Union.
 Ballymun Credit Union Limited (closed)2016Ballymun Credit Union was merged with Ballygall Credit Union.
 Ballyragget and District Credit Union Limited (closed)2016Ballyragget and District Credit Union was merged with St. Canice's Kilkenny Credit Union.
 Ballyshannon Credit Union Limited (closed)2017Killybegs Credit Union was merged with Ballyshannon Credit Union to form Ballyshannon & Killybegs Credit Union.
 Bandon Credit Union Limited (closed)2017Bandon Credit Union was merged with Muintir Skibbereen Credit Union.
 Buttevant and Doneraile Credit Union Limited (closed)2017Buttevant and Doneraile Credit Union was merged with Mallow Credit Union.
 C.I.E. (Galway) Credit Union Limited (closed)2017C.I.E. (Galway) Credit Union was merged with Health Services Staffs Credit Union.
 C.I.E. Staff (Cork) Credit Union Limited (closed)2015C.I.E. Staff (Cork) Credit Union was merged with Health Services Staffs Credit Union.
 Callan Credit Union Limited (closed)2017Callan Credit Union was merged with St. Canice's Kilkenny Credit Union.
 Carrickbrennan Credit Union Limited (closed)2016Carrickbrennan Credit Union was merged with Core Credit Union.
 Castle Credit Union Limited (closed)2015Castle Credit Union was merged with Health Services Staffs Credit Union.
 Castleconnell/Ahane Credit Union Limited (closed)2016Castleconnell/Ahane Credit Union was merged with St. Mary's Parish Credit Union.
 Castledermot Credit Union Limited (closed)2014Castledermot Credit Union was merged with Baltinglass Credit Union.
 Castlelost Credit Union Limited (closed)2014Castlelost Credit Union was merged with Achill Credit Union.
 Co-Co Credit Union Limited (closed)2017In 2017 Co-Co Credit Union was merged with Dubco Credit Union.
 Coill Dubh and District Credit Union Limited (closed)2017Coill Dubh and District Credit Union was merged with Cuchullain Credit Union.
 Collon Credit Union Limited (closed)2016Collon Credit Union was merged with Ardee Credit Union.
 Dalkey Credit Union Limited (closed)2014In December 2014, Dalkey Credit Union was joined into Core Credit Union.
 Donabate and District Credit Union Limited (closed)2014In January 2013 Skerries and Donabate and District Credit Unions were transferred to Progressive Credit Union.
 Dromcollogher Credit Union Limited (closed)2017Dromcollogher Credit Union was merged with Mallow Credit Union.
 Dunlavin Credit Union Limited (closed)2016Dunlavin Credit Union was merged with Baltinglass Credit Union.
 Dunshaughlin Credit Union Limited (closed)2017Dunshaughlin Credit Union was merged with Credit Union Plus.
 Durrow Credit Union Limited (closed)2016In November 2015 Durrow Credit Union was merged with St. Canice's Kilkenny Credit Union Limited.
 East Meath Credit Union Limited (closed)2015East Meath Credit Union was transferred to Drogheda Credit Union Limited.
 Employees' Inter-Related Enterprises Credit Union Limited (closed)2016On 19 September 2016 Central Bank of Ireland cancelled the registration of Employees' Inter-Related Enterprises Credit Union Limited.
 Estuary Credit Union Limited (closed)2015Estuary Credit Union was merged with Cois Sionna Credit Union.
 Fas Credit Union Limited (closed)2016Fas Credit Union was merged with Civil Service Credit Union.
 Faughart Credit Union Limited (closed)2017Faughart Credit Union was merged with Cuchullain Credit Union.
 Fergus Credit Union Limited (closed)2015Fergus Credit Union was merged with St. Francis' Service Credit Union.
 Forfas Staff Credit Union Limited (closed)2016Forfas Staff Credit Union Limited was merged with Civil Service Credit Union.
 Foxrock and District Credit Union Limited (closed)2016Foxrock and District Credit Union was merged with Core Credit Union.
 Glasthule-Dun Laoghaire District Credit Union Limited (closed)2015In December 2014, Glasthule-Dun Laoghaire District Credit Union was joined into Core Credit Union.
 Graiguenamanagh Credit Union Limited (closed)2016Graiguenamanagh Credit Union was merged with St. Canice’s Credit Union.
 Hacketstown and Tinahely Credit Union Limited (closed)2016Hacketstown and Tinahely Credit Union was merged with Baltinglass Credit Union.
 Harold's Cross and District Credit Union Limited (closed)2016Harold's Cross and District Credit Union was transferred to Rathfarnham and District Credit Union.
 Howth Sutton Credit Union Limited (closed)2015In March of 2015 Howth-Sutton Credit Union was transferred to Progressive Credit Union.
 Inchicore and District Credit Union Limited (closed)2017Inchicore and District Credit Union was merged into Ballyfermot Inchicore Credit Union Limited.
 Indogroup Credit Union Limited (closed)2016Indogroup Credit Union Limited was merged with St. Patrick's Credit Union (E.S.B. Staff).
 James's St. Credit Union Limited (closed)2013In August 2013 James’s Street Credit Union joined Health Services Staffs Credit Union.
 Kenmare Credit Union Limited (closed)2016Kenmare Credit Union was merged with Killarney Credit Union.
 Kilkerrin and Clonberne Credit Union Limited (closed)2013Kilkerrin and Clonberne Credit Union Limited was merged with Athenry Credit Union.
 Killorglin Credit Union Limited (closed)2015Killorglin Credit Union was transferred to Tralee Credit Union.
 Kinnegad and District Credit Union Limited (closed)2016Kinnegad and District Credit Union was merged with Mullingar Credit Union.
 Kinsale and District Credit Union Limited (closed)2016Kinsale and District Credit Union was merged with First South Credit Union.
 Kinvara and District Credit Union Limited (closed)2017Kinvara and District Credit Union was merged with Athenry Credit Union.
 Louth Credit Union Limited (closed)2017Louth Credit Union was megred with Ardee Credit Union.
 Maynooth Credit Union Limited (closed)2015Maynooth Credit Union joined Naas Credit Union.
 Menlough/Skehana Credit Union Limited (closed)2013Menlough/Skehana Credit Union was merged with Athenry Credit Union.
 Millstreet Parish Credit Union Limited (closed)2017
 Monaleen Parish Credit Union Limited (closed)2015Monaleen Parish Credit Union was merged with Affinity Credit Union.
 Mountrath and District Credit Union Limited (closed)2016Mountrath and District Credit Union was merged with St. Canice's Kilkenny Credit Union.
 Moylough/Mountbellew Credit Union Limited (closed)2017Moylough/Mountbellew Credit Union was merged with St. Jarlath’s Credit Union.
 Mullinahone Credit Union Limited (closed)2015Mullinahone Credit Union Limited was merged with Clonmel Credit Union.
 Naomh Padraig Credit Union Limited (closed)2015Naomh Padraig Credit Union is now a branch of St. Columba's Credit Union Ltd
 Passage West/Monkstown Credit Union Limited (closed)2016Passage West/Monkstown Credit Union was merged with Douglas Credit Union.
 Pearse Credit Union Limited (closed)2015In May 2015 St. Laurence O’Toole Credit Union and Pearse Credit Union were merged to St. Patricks Credit Union (ESB Staff).
 Pettigo Credit Union Limited (closed)2013Pettigo Credit Union joined Ballyshannon Credit Union.
 Plassey Credit Union Limited (closed)2015Plassey Credit Union joined Tipperary Credit Union.
 Portlaw/Ballyduff Credit Union Limited (closed)2016Portlaw/Ballyduff Credit Union joined Lisduggan District Credit Union.
 Rathdowney Credit Union Limited (closed)2016Rathdowney Credit Union Limited was merged with St. Canice’s Credit Union.
 Ringsend and District Credit Union Limited (closed)2016Ringsend and District Credit Union joined St. Patrick's Credit Union (E.S.B. Staff) Credit Union.
 Rivervalley and Rathingle Credit Union Limited (closed)2015Rivervalley and Rathingle Credit Union joined Progressive Credit Union.
 Sallynoggin/Glenageary Credit Union Limited (closed)2014Sallynoggin/Glenageary Credit Union Limited was merged with Shankill/Ballybrack and District Credit Union, Dalkey Credit Union to form Core Credit Union.
 Sandymount Credit Union Limited (closed)2015Sandymount Credit Union joined Dundrum Credit Union.
 Sixmilebridge Credit Union Limited (closed)2016Sixmilebridge Credit Union joined St. Francis' Credit Union.
 Skerries Credit Union Limited (closed)2014Skerries Credit Union was merged with Balbriggan Credit Union to form Progressive Credit Union.
 South Hill Credit Union Limited (closed)2014South Hill Credit Union was merged with Caherdavin and District Credit Union.
 Ss. Peter and Paul Credit Union Limited (closed)2015Ss. Peter and Paul Credit Union was merged with St. Francis' Credit Union.
 St. Bernadette's Credit Union (Limerick) Limited (closed)2017St. Bernadette's Credit Union (Limerick) was merged with Affinity Credit Union.
 St. Bernard's Credit Union Limited (closed)2014St. Bernard's Credit Union joined Tipperary Credit Union.
 St. Brendan's (Ballygar) Credit Union Limited (closed)2016St. Bernard's (Ballygar) Credit Union joined Athenry Credit Union.
 St. Finbarr's South Credit Union Limited (closed)2016St. Finbarr's South Credit Union joined Ballyphehane Credit Union.
 St. Gabriel's Credit Union Limited (closed)2015St. Gabriel's Credit Union was merged into Health Services Staffs Credit Union.
 St. John's Credit Union Limited (closed)2014St. John's Credit Union was merged with Caherdavin and District Credit Union.
 St. Laurence O'Toole's Credit Union Limited (closed)2015In May 2015 St. Laurence O’Toole Credit Union and Pearse Credit Union were merged to St. Patricks Credit Union (ESB Staff).
 St. Lelia's Credit Union Limited (closed)2016St. Lelia's Credit Union was merged into Unity Credit Union.
 St. Loman's Trim Credit Union Limited (closed)2015St. Loman's Trim Credit Union Limited joined Drogheda Credit Union.
 St. Mary's Donnybrook Credit Union Limited (closed)2017St. Mary's Donnybrook Credit Union was merged with South Dublin Credit Union.
 St. Mary's Moynalty Credit Union Limited (closed)2015St. Mary's Moynalty Credit Union was merged with Kingscourt Credit Union and Bailieborough Credit Union to form Link Credit Union.
 St. Patrick's Parish (Limerick) Credit Union Limited (closed)2017St. Patrick's Parish (Limerick) Credit Union Limited was merged with Caherdavin and District Credit Union.
 St. Scire Credit Union Limited (closed)2016St. Scire Credit Union was merged with St. Mary's Navan Credit Union.
 Staff Of MOPI Credit Union Limited (closed)2017Staff of MOPI Credit Union was merged with Dubco Credit Union.
 Swords and District Credit Union Limited (closed)2014Swords and District Credit Union was merged with Coolock-Artane Credit Union to form Member First Credit Union.
 Templeogue and District Credit Union Limited (closed)2015Templeogue Credit Union has merged with Rathfarnham Credit Union.
 Texaco Employees' Credit Union Limited (closed)2013Texaco Employees' Credit Union was merged with Health Services Staffs Credit Union.
 The Four Corners Credit Union Limited (closed)2015The Four Corners Credit Union was merged with Clondalkin Credit Union.
 The Irish Times Credit Union Limited (closed)2016
 The Victory Credit Union Limited (closed)2015The Victory Credit Union was merged with Progressive Credit Union.
 Togher Credit Union Limited (closed)2016Togher Credit Union was merged with Kilsaran & District Credit Union Limited.
 Tullycross Credit Union Limited (closed)2017Tullycross Credit Union was merged with Connemara Credit Union.
 West Cabra Credit Union Limited (closed)2016West Cabra Credit Union Limited was merged with Community Credit Union.
 

See Also

Economy and Banking Sector of Ireland

List of Banks in Ireland