Credit Unions in Ireland

29 September 2015, updated 27 February 2017

Credit unions are non-for-profit, mutual organizations providing financial services, mainly savings and loans, to its members. Credit unions have been in existence in Ireland for more then 50 years. They play an important role in the Irish financial services with around 282 registered credit unions with total assets of €14.3 bln (2014) providing services to over 3 mln members. The accounts made with a credit union in Ireland are protected by Irish Deposit Guarantee Scheme. However, the current credit unions model has been under pressure of low interest rates and tightening regulations. That is why the government of Ireland initiated a restructuring program of credit unions to support their financial stability and long term sustainability. This goal is to be achieved in particular via a series of mergers conducted in a voluntary, incentivised and time bound manner.

Credit Union Business Model

Ownership. Credit unions are mutual organizations, which are by owned by its members in the form of share accounts. Each share is equal to €1. There also maybe an entrance fee of not more than €1.27 and a minimum savings threshold of 1-10 shares.

Membership. Members of a credit union is a group of people which have something in common, so called common bond. The most usual common bonds in Ireland are:

Most of the credit unions operating in Ireland make use of community bond model:

Common bond typeNumber of credit unions
Associational bond4
Community bond262
Occupational bond16

Members have equal rights to vote (one member, one vote) and participate in decisions affecting the credit union.

Credit unions are non-for-profit, they can offer fair and competitive interest rates to its members. The surplus generated by a credit union is

Credit Union Products and Services

Credit unions usually provide retail banking (with the focus on savings and loans) and insurance products.

Savings. Because the surplus depends on the credit union's performance, the credit union's members do not usually receive fixed interest on their accounts, rather the income is variable and not known in advance.

When a credit union declares a dividend at the end of its financial year, each share of the credit union is eligible for a dividend. The more shares a member has, the greater the dividend he/she will receive. The dividend may differ between credit unions. Average dividends in Ireland were below 1% in 2014.

Loans. Credit union members can apply for loans. Credit unions are flexible with regard to repayment plans, though there are some legal limitations to term and amount of loans, for example 10 years is currently allowed the maximum loan term. Also, according to the Irish legislation, credit unions cannot charge more than 1% per month on the reducing balance of a loan (which is equal to 12.74% annual percentage rate). Credit unions do not charge fees or transaction charges.

Restructuring of Irish Credit Unions Sector

The restructuring program initiated by the Irish Government in 2012 was aimed to support the financial stability and long term sustainability of the credit unions thus keeping credit unions as credible, trustworthy providers of financial services to members. The main tool being used to conduct the restructuring are mergers of the credit unions, performed in a in a voluntary, incentivised and time bound manner. Such mergers provide the credit unions an opportunity to address current difficulties and to develop a more sophisticated business model.

During 2013-2016, 82 credit unions were closed down as the result of the mergers, bringing down the number of operating credit unions from 394 to 317.

Number of Credit Unions in Ireland Closed Credit Unions in Ireland

List of Credit Unions in Ireland

There are 282 credit unions operating in Ireland with prevailing number of common bonds credit unions: there are just 4 associational and 16 occupational credit unions, while there are 262 credit unions. The full list of credit unions currently operating in Ireland is shown below.

NameCountyCommon Bond
A.N.S.A.C.Credit Union LimitedDublincommunity
A.S.T.I. Credit Union LimitedDublinassociational
Abbeyfeale Credit Union LimitedCo Limerickcommunity
Affinity Credit Union LimitedCo Tipperarycommunity
An Post Employees' Credit Union LimitedDublinoccupational
Annaduff Credit Union LimitedCo Leitrimcommunity
Arainn Credit Union LimitedCo Galwaycommunity
Ardee Credit Union LimitedCo Louthcommunity
Arklow Credit Union LimitedCo Wicklowcommunity
Athboy Credit Union LimitedCo Meathcommunity
Athea and District Credit Union LimitedCo Limerickcommunity
Athenry Credit Union LimitedCo Galwaycommunity
Athlone Credit Union LimitedCo Westmeathcommunity
Athy Credit Union LimitedCo Kildarecommunity
Aughrim Street Parish and District Credit Union LimitedDublincommunity
Ayrfield Credit Union LimitedDublincommunity
B & S Credit Union LimitedCo Donegalcommunity
B.H.K. Credit Union LimitedCo Louthcommunity
Bagenalstown Credit Union LimitedCo Carlowcommunity
Ballaghaderreen and District Credit Union LimitedCo Roscommoncommunity
Ballina Credit Union LimitedCo Mayocommunity
Ballinamore Credit Union LimitedCo Leitrimcommunity
Ballinasloe Credit Union (Our Lady Of Lourdes) LimitedCo Galwaycommunity
Ballincollig Credit Union LimitedCo Corkcommunity
Ballinlough Credit Union LimitedCorkcommunity
Ballybay Credit Union LimitedCo Monaghancommunity
Ballyconnell Credit Union LimitedCo Cavancommunity
Ballyfermot Inchicore Credit Union LimitedDublincommunity
Ballygall Credit Union LimitedDublincommunity
Ballymote and District Credit Union LimitedCo Sligocommunity
Ballyshannon & Killybegs Credit Union LimitedCo Donegalcommunity
Baltinglass Credit Union LimitedCo Wicklowcommunity
Banagher Credit Union LimitedCo Offalycommunity
Bantry Credit Union LimitedCo Corkcommunity
Berehaven Credit Union LimitedCo Corkcommunity
Birr Credit Union LimitedCo Offalycommunity
Bishopstown Credit Union LimitedCorkcommunity
Black Raven Credit Union LimitedDublincommunity
Blackpool Credit Union LimitedCorkcommunity
Blackrock Credit Union LimitedCo Dublincommunity
Blanchardstown and District Credit Union LimitedDublincommunity
Blarney Credit Union LimitedCo Corkcommunity
Blessington and District Credit Union LimitedCo Wicklowcommunity
Borrisokane Credit Union LimitedCo Tipperarycommunity
Boyle Credit Union LimitedCo Roscommoncommunity
Bray Credit Union LimitedCo Wicklowcommunity
Broadstone C.I.E. Employees' Credit Union LimitedDublinoccupational
Bruff Credit Union LimitedCo Limerickcommunity
Bunclody Credit Union LimitedCo Wexfordcommunity
Buncrana Credit Union LimitedCo Donegalcommunity
Cabra Credit Union LimitedDublincommunity
Caherciveen Credit Union LimitedCo Kerrycommunity
Caherdavin and District Credit Union LimitedCo Limerickcommunity
Cahir Credit Union LimitedCo Tipperarycommunity
Cana Credit Union LimitedDublincommunity
Capital Credit Union LimitedDublincommunity
Carlow District Credit Union LimitedCo Carlowcommunity
Carnew Credit Union LimitedCo Wicklowcommunity
Carrick-On-Shannon and District Credit Union LimitedCo Leitrimcommunity
Carrick-on-Suir Credit Union LimitedCo Tipperarycommunity
Carrickmacross Credit Union LimitedCo Monaghancommunity
Castleblayney Credit Union LimitedCo Monaghancommunity
Castlecomer Credit Union LimitedCo Kilkennycommunity
Castlepollard Credit Union LimitedCo Westmeathcommunity
Castlerea and District Credit Union LimitedCo Roscommoncommunity
Cathedral Credit Union LimitedCorkcommunity
Cavan Credit Union LimitedCo Cavancommunity
Celbridge District Credit Union LimitedCo Kildarecommunity
Charleville Credit Union LimitedCo Corkcommunity
Citybus Employees' Credit Union LimitedDublin 1occupational
Civil Service Credit Union LimitedDublinoccupational
Clanmaurice Credit Union LimitedCo Kerrycommunity
Cleariestown Credit Union LimitedCo Wexfordcommunity
Clogherhead Credit Union LimitedCo Louthcommunity
Clondalkin Credit Union LimitedDublincommunity
Clones Credit Union LimitedCo Monaghancommunity
Clonmel Credit Union LimitedCo Tipperarycommunity
Clontarf Credit Union LimitedDublincommunity
Cobh Credit Union LimitedCo Corkcommunity
Cois Sionna Credit Union LimitedCo Limerickcommunity
Collooney and District Credit Union LimitedCo Sligocommunity
Comhar Chreidmheasa Chorca Dhuibhne TeorantaCo Kerrycommunity
Comhar Creidmheasa Cholm Cille TeorantaCo Galwaycommunity
Comhar Creidmheasa Chríost Rí TeorantaCorkcommunity
Comhar Creidmheasa Ghaoth Dobhair TeorantaCo Donegalcommunity
Comhar Linn INTO Credit Union LimitedDublinassociational
Community Credit Union LimitedDublincommunity
Connect Credit Union LimitedCo Louthcommunity
Connemara Credit Union LimitedCo Galwaycommunity
Connolly CIE Credit Union LimitedDublincommunity
Cooley Credit Union LimitedCo Louthcommunity
Cootehill Credit Union LimitedCo Cavancommunity
Core Credit Union LimitedCo. Dublincommunity
Credit Union Plus LimitedCo Meathcommunity
Croí Laighean Credit Union LimitedCo Offalycommunity
Crosshaven-Carrigaline Credit Union LimitedCo Corkcommunity
Cuchullain Credit Union LimitedCo Louthcommunity
Derg Credit Union LimitedCo Clarecommunity
Desmond Credit Union LimitedCo Limerickcommunity
Donegal (Town) Credit Union LimitedCo Donegalcommunity
Donore Credit Union LimitedDublincommunity
Douglas Credit Union LimitedCorkcommunity
Drogheda Credit Union LimitedCo Louthcommunity
Drumcondra and District Credit Union LimitedDublincommunity
Drumkeerin Credit Union LimitedCo Leitrimcommunity
Drumshanbo Credit Union LimitedCo Leitrimcommunity
Dubco Credit Union LimitedDublinoccupational
Duleek Credit Union LimitedCo Meathcommunity
Dunboyne and District Credit Union LimitedCo Meathcommunity
Dundalk Credit Union LimitedCo Louthcommunity
Dungarvan Credit Union LimitedCo Waterfordcommunity
Dunleer Parish Credit Union LimitedCo Louthcommunity
Dunmanway Credit Union LimitedCo Corkcommunity
E-Services & Communications Credit Union LimitedDublinoccupational
East Wall Credit Union LimitedDublincommunity
Elphin Credit Union LimitedCo Roscommoncommunity
Emyvale District Credit Union LimitedCo Monaghancommunity
Enfield Credit Union LimitedCo Meathcommunity
Enniscorthy Credit Union LimitedCo Wexfordcommunity
Ennistymon and District Credit Union LimitedCo Clarecommunity
Erris Credit Union LimitedCo Mayocommunity
Ervia Employees' Credit Union LimitedDublinoccupational
Fairview Credit Union LimitedDublincommunity
Farranree Credit Union LimitedCo Corkcommunity
Ferbane and District Credit Union LimitedCo Offalycommunity
Finglas Credit Union LimitedDublincommunity
Firhouse Credit Union LimitedDublincommunity
First Choice Credit Union LimitedCo Mayocommunity
First South Credit Union LimitedCorkcommunity
Foyle Credit Union LimitedCo Donegalcommunity
Glanmire and District Credit Union LimitedCo Corkcommunity
Glenamaddy Credit Union LimitedCo Galwaycommunity
Goresbridge Credit Union LimitedCo Kilkennycommunity
Gorey Credit Union LimitedCo Wexfordcommunity
Gort Credit Union LimitedCo Galwaycommunity
Granard Credit Union LimitedCo Longfordcommunity
Greenhills and District Credit Union LimitedDublincommunity
Greystones and District Credit Union LimitedCo Wicklowcommunity
Gurranabraher Credit Union LimitedCorkcommunity
Halston Street Credit Union LimitedDublincommunity
Health Services Staffs Credit Union LimitedDublinoccupational
Heritage Credit Union LimitedDublincommunity
Holy Family Credit Union LimitedCo Louthcommunity
Inishowen Credit Union LimitedCo Donegalcommunity
Inniskeen Credit Union LimitedCo Louthcommunity
Irish Dental Credit Union LimitedDublinoccupational
Irish Taxi Owners' Co-Op Credit Union LimitedDublinoccupational
Jim Larkin Credit Union LimitedDublinassociational
Kanturk Credit Union LimitedCo Corkcommunity
Kilcloon Parish and District Credit Union LimitedCo Kildarecommunity
Kilcormac Credit Union LimitedCo Offalycommunity
Kilcullen Credit Union LimitedCo Kildarecommunity
Kildare Credit Union LimitedCo Kildarecommunity
Killarney Credit Union LimitedCo Kerrycommunity
Kilmallock Credit Union LimitedCo Limerickcommunity
Kilnamanagh Credit Union LimitedDublincommunity
Kilrush Credit Union LimitedCo Clarecommunity
Kiltimagh District Credit Union LimitedCo Mayocommunity
Lanesboro' Ballyleague Credit Union LimitedCo Longfordcommunity
Larkhill and District Credit Union LimitedDublincommunity
Leighlin Credit Union LimitedCo Carlowcommunity
Letterkenny Credit Union LimitedCo Donegalcommunity
Life Credit Union LimitedCo Kildarecommunity
Lifford Credit Union LimitedCo Donegalcommunity
Limerick C.I.E. Employees' Credit Union LimitedLimerickoccupational
Link Credit Union LimitedCo Cavancommunity
Lisduggan District Credit Union LimitedCo Waterfordcommunity
Lismore and Cappoquin Credit Union LimitedCo Waterfordcommunity
Listowel Credit Union LimitedCo Kerrycommunity
Longford Credit Union LimitedCo Longfordcommunity
Lordship Credit Union LimitedCo Louthcommunity
Lucan District Credit Union LimitedCo Dublincommunity
M.P.C.C. Credit Union LimitedCo Limerickcommunity
Macroom Credit Union LimitedCo Corkcommunity
Malahide and District Credit Union LimitedCo Dublincommunity
Mallow Credit Union LimitedCo Corkcommunity
Manorhamilton and District Credit Union LimitedCo Leitrimcommunity
Marino Credit Union LimitedDublincommunity
Matt Talbot Credit Union LimitedDublincommunity
Mayorstone District Credit Union LimitedLimerickcommunity
Member First Credit Union LimitedDublincommunity
Midleton Credit Union LimitedCo Corkcommunity
Milltown (Kerry) Credit Union LimitedCo Kerrycommunity
Milltown/Clonskeagh Credit Union LimitedDublincommunity
Mitchelstown Credit Union LimitedCo Corkcommunity
Mohill Credit Union LimitedCo Leitrimcommunity
Monaghan Credit Union LimitedCo Monaghancommunity
Monasterboice Credit Union LimitedCo Louthcommunity
Monasterevan Credit Union LimitedCo Kildarecommunity
Mountmellick Credit Union LimitedCo Laoiscommunity
Muintir Clanna Caoilte Credit Union LimitedCo Corkcommunity
Muintir Skibbereen Credit Union LimitedCo Corkcommunity
Mulcair Credit Union LimitedCo Tipperarycommunity
Mullingar Credit Union LimitedCo Westmeathcommunity
Musicians' Credit Union LimitedDublinoccupational
Naomh Breandáin Credit Union LimitedCo Galwaycommunity
Narraghmore Parish Credit Union LimitedCo Kildarecommunity
Neillstown Credit Union LimitedDublincommunity
Nenagh Credit Union LimitedCo Tipperarycommunity
New Ross Credit Union LimitedCo Wexfordcommunity
Newbridge Credit Union LimitedCo Kildarecommunity
Newmarket Credit Union LimitedCo Corkcommunity
North Longford and Arva Credit Union LimitedCo Longfordcommunity
Oldcastle Credit Union LimitedCo Meathcommunity
Our Lady Crowned Credit Union LimitedCorkcommunity
Palmerstown Credit Union LimitedDublincommunity
Parish of Darver Credit Union LimitedCo Louthcommunity
People First Credit Union LimitedCo Laoiscommunity
Phibsboro and District Credit Union LimitedDublincommunity
Piercestown and District Credit Union LimitedCo Wexfordcommunity
Piltown Credit Union LimitedCo Kilkennycommunity
Portarlington Credit Union LimitedCo Laoiscommunity
Portumna and District Credit Union LimitedCo Galwaycommunity
Prison Service Credit Union LimitedDublinoccupational
Progressive Credit Union LimitedCo Dublincommunity
Queen Of Peace Credit Union LimitedLimerickcommunity
Ranelagh and District Credit Union LimitedDublincommunity
Rathangan and District Credit Union LimitedCo Kildarecommunity
Rathkeale and District Credit Union LimitedCo Limerickcommunity
Rathmore and District Credit Union LimitedCo Kerrycommunity
Roscommon Credit Union LimitedCo Roscommoncommunity
Roscrea Credit Union LimitedCo Tipperarycommunity
Rowlagh Credit Union LimitedDublincommunity
RTE Credit Union LimitedDublinoccupational
Rush Credit Union LimitedCo Dublincommunity
Saint Raphael's Garda Credit Union LimitedDublincommunity
Sarsfield Credit Union LimitedLimerickcommunity
Savvi Credit Union LimitedDublincommunity
SFADCo Staff Credit Union LimitedCo Clareoccupational
Shannon Credit Union LimitedCo Clarecommunity
Sheephaven Credit Union LimitedCo Donegalcommunity
Shercock Credit Union LimitedCo Cavancommunity
Slane Credit Union LimitedCo Meathcommunity
Sligo Credit Union LimitedCo Sligocommunity
South Dublin Credit Union LimitedCo Dublincommunity
St. Agnes Credit Union LimitedDublincommunity
St. Ailbes Credit Union LimitedCo Limerickcommunity
St. Anthony's and Claddagh Credit Union LimitedGalwaycommunity
St. Brigid's Credit Union LimitedCo Offalycommunity
St. Canice's Kilkenny Credit Union LimitedCo Kilkennycommunity
St. Colman's (Claremorris) Credit Union LimitedCo Mayocommunity
St. Colmcille's (Kells) Credit Union LimitedCo Meathcommunity
St. Columba's Credit Union LimitedGalwaycommunity
St. Declan's Ashbourne Credit Union LimitedCo Meathcommunity
St. Dominic Credit Union LimitedCo Waterfordcommunity
St. Francis' Credit Union LimitedCo Clarecommunity
St. Jarlath's Credit Union LimitedCo Galwaycommunity
St. Joseph's Irish Airports and Aviation Credit Union LimitedCo. Dublincommunity
St. Joseph's Mayfield Credit Union LimitedCorkcommunity
St. Michael's Credit Union LimitedCorkcommunity
St. Patrick's (Cork) Credit Union LimitedCorkcommunity
St. Paul's Garda Credit Union LimitedCorkoccupational
Sundrive Credit Union LimitedDublincommunity
Swilly-Mulroy Credit Union LimitedCo Donegalcommunity
Swinford and District Credit Union LimitedCo Mayocommunity
Synergy Credit Union LimitedCo Corkcommunity
Tallaght and District Credit Union LimitedDublincommunity
Tallaght West Credit Union LimitedDublincommunity
Tallow Area Credit Union LimitedCo Waterfordcommunity
Tara and District Credit Union LimitedCo Meathcommunity
Teachers' Union Of Ireland Credit Union LimitedDublinassociational
Templemore Credit Union LimitedCo Tipperarycommunity
Termonfeckin Credit Union LimitedCo Louthcommunity
The Lough Credit Union LimitedCorkcommunity
The Rosses Credit Union LimitedCo Donegalcommunity
Thomastown Credit Union LimitedCo Kilkennycommunity
Thurles Credit Union LimitedCo Tipperarycommunity
Tipperary Credit Union LimitedCo Tipperarycommunity
Tralee Credit Union LimitedCo Kerrycommunity
Tramore Credit Union LimitedCo Waterfordcommunity
Trinity Credit Union LimitedDublincommunity
Tubbercurry and District Credit Union LimitedCo Sligocommunity
Tullamore Credit Union LimitedCo Offalycommunity
Tullow Credit Union LimitedCo Carlowcommunity
Unity Credit Union LimitedLimerickcommunity
VFI Credit Union LimitedDublincommunity
Virginia Credit Union LimitedCo Cavancommunity
Waterford Credit Union LimitedCo Waterfordcommunity
Westport Credit Union LimitedCo Mayocommunity
Wexford Credit Union LimitedCo Wexfordcommunity
Wicklow and District Credit Union LimitedCo Wicklowcommunity
Youghal Credit Union LimitedCo Corkcommunity
 

List of Closed Credit Unions in Ireland

The list of credit unions closed down during 2013-2016 is shown below.

NameClose YearClose Reason
A.C.C. Staff Credit Union Limited (closed)2015A.C.C. Staff Credit Union was closed as a part of the resolution process of ACC Bank.
Abbeyleix Credit Union Limited (closed)2017Abbeyleix Credit Union was merged with People First Credit Union.
Achill Credit Union Limited (closed)2016Achill Credit Union Limited was merged with First Choice Credit Union.
Ardfinnan Credit Union Limited (closed)2015Ardfinnan Credit Union was merged with Cahir Credit Union.
Avonmore Credit Union Limited (closed)2015In November 2015 Avonmore Credit Union was merged with Gorey Credit Union.
Bailieborough Credit Union Limited (closed)2015Bailieborough Credit Union was merged with Link Credit Union.
Baldoyle and Portmarnock Credit Union Limited (closed)2016Baldoyle and Portmarnock Credit Union was merged with Progressive Credit Union.
Ballinrobe Credit Union Limited (closed)2016Ballinrobe Credit Union was merged with St. Colman’s (Claremorris) Credit Union.
Ballivor-Kildalkey Credit Union Limited (closed)2016Ballivor-Kildalkey Credit Union was merged with St. Mary's Navan Credit Union.
Ballon and Rathoe Credit Union Limited (closed)2016Ballon and Rathoe Credit Union was merged with Carlow District Credit Union.
Ballybunion Credit Union Limited (closed)2017Ballybunion Credit Union was merged with Listowel Credit Union.
Ballyhaunis and District Credit Union Limited (closed)2015Ballyhaunis and District Credit Union was merged with Castlebar Credit Union.
Ballyjamesduff Credit Union Limited (closed)2016Ballyjamesduff Credit Union was merged with St. Mary's Navan Credit Union.
Ballymahon and District Credit Union Limited (closed)2016Ballymahon and District Credit Union was merged with Affinity Credit Union.
Ballymun Credit Union Limited (closed)2016Ballymun Credit Union was merged with Ballygall Credit Union.
Ballyragget and District Credit Union Limited (closed)2016Ballyragget and District Credit Union was merged with St. Canice's Kilkenny Credit Union.
Ballyshannon Credit Union Limited (closed)2017Killybegs Credit Union was merged with Ballyshannon Credit Union to form Ballyshannon & Killybegs Credit Union.
Bandon Credit Union Limited (closed)2017Bandon Credit Union was merged with Muintir Skibbereen Credit Union.
Buttevant and Doneraile Credit Union Limited (closed)2017Buttevant and Doneraile Credit Union was merged with Mallow Credit Union.
C.I.E. (Galway) Credit Union Limited (closed)2017C.I.E. (Galway) Credit Union was merged with Health Services Staffs Credit Union.
C.I.E. Employees Dundalk Credit Union Limited (closed)2018
C.I.E. Staff (Cork) Credit Union Limited (closed)2015C.I.E. Staff (Cork) Credit Union was merged with Health Services Staffs Credit Union.
Callan Credit Union Limited (closed)2017Callan Credit Union was merged with St. Canice's Kilkenny Credit Union.
Carrickbrennan Credit Union Limited (closed)2016Carrickbrennan Credit Union was merged with Core Credit Union.
Castle Credit Union Limited (closed)2015Castle Credit Union was merged with Health Services Staffs Credit Union.
Castleconnell/Ahane Credit Union Limited (closed)2016Castleconnell/Ahane Credit Union was merged with St. Mary's Parish Credit Union.
Castledermot Credit Union Limited (closed)2014Castledermot Credit Union was merged with Baltinglass Credit Union.
Castlelost Credit Union Limited (closed)2014Castlelost Credit Union was merged with Achill Credit Union.
Co-Co Credit Union Limited (closed)2017In 2017 Co-Co Credit Union was merged with Dubco Credit Union.
Coill Dubh and District Credit Union Limited (closed)2017Coill Dubh and District Credit Union was merged with Cuchullain Credit Union.
Collon Credit Union Limited (closed)2016Collon Credit Union was merged with Ardee Credit Union.
Dalkey Credit Union Limited (closed)2014In December 2014, Dalkey Credit Union was joined into Core Credit Union.
Donabate and District Credit Union Limited (closed)2014In January 2013 Skerries and Donabate and District Credit Unions were transferred to Progressive Credit Union.
Donnycarney/Beaumont and District Credit Union Limited (closed)2018Donnycarney/Beaumont and District Credit Union was merged with Member First Credit Union.
Drimnagh Credit Union Limited (closed)2017Drimnagh Credit Union Limited was merged with Capital Credit Union.
Dromcollogher Credit Union Limited (closed)2017Dromcollogher Credit Union was merged with Mallow Credit Union.
Dunlavin Credit Union Limited (closed)2016Dunlavin Credit Union was merged with Baltinglass Credit Union.
Dunshaughlin Credit Union Limited (closed)2017Dunshaughlin Credit Union was merged with Credit Union Plus.
Durrow Credit Union Limited (closed)2016In November 2015 Durrow Credit Union was merged with St. Canice's Kilkenny Credit Union Limited.
East Meath Credit Union Limited (closed)2015East Meath Credit Union was transferred to Drogheda Credit Union Limited.
Employees' Inter-Related Enterprises Credit Union Limited (closed)2016On 19 September 2016 Central Bank of Ireland cancelled the registration of Employees' Inter-Related Enterprises Credit Union Limited.
Estuary Credit Union Limited (closed)2015Estuary Credit Union was merged with Cois Sionna Credit Union.
Fas Credit Union Limited (closed)2016Fas Credit Union was merged with Civil Service Credit Union.
Faughart Credit Union Limited (closed)2017Faughart Credit Union was merged with Cuchullain Credit Union.
Fergus Credit Union Limited (closed)2015Fergus Credit Union was merged with St. Francis' Service Credit Union.
Forfas Staff Credit Union Limited (closed)2016Forfas Staff Credit Union Limited was merged with Civil Service Credit Union.
Foxrock and District Credit Union Limited (closed)2016Foxrock and District Credit Union was merged with Core Credit Union.
Francis Street Parish and District Credit Union Limited (closed)2018Francis Street Parish and District Credit Union was merged with Capital Credit Union.
Glasthule-Dun Laoghaire District Credit Union Limited (closed)2015In December 2014, Glasthule-Dun Laoghaire District Credit Union was joined into Core Credit Union.
Graiguenamanagh Credit Union Limited (closed)2016Graiguenamanagh Credit Union was merged with St. Canice’s Credit Union.
Hacketstown and Tinahely Credit Union Limited (closed)2016Hacketstown and Tinahely Credit Union was merged with Baltinglass Credit Union.
Harold's Cross and District Credit Union Limited (closed)2016Harold's Cross and District Credit Union was transferred to Rathfarnham and District Credit Union.
Howth Sutton Credit Union Limited (closed)2015In March of 2015 Howth-Sutton Credit Union was transferred to Progressive Credit Union.
Inchicore and District Credit Union Limited (closed)2017Inchicore and District Credit Union was merged into Ballyfermot Inchicore Credit Union Limited.
Indogroup Credit Union Limited (closed)2016Indogroup Credit Union Limited was merged with St. Patrick's Credit Union (E.S.B. Staff).
James's St. Credit Union Limited (closed)2013In August 2013 James’s Street Credit Union joined Health Services Staffs Credit Union.
Kenmare Credit Union Limited (closed)2016Kenmare Credit Union was merged with Killarney Credit Union.
Kilkerrin and Clonberne Credit Union Limited (closed)2013Kilkerrin and Clonberne Credit Union Limited was merged with Athenry Credit Union.
Killorglin Credit Union Limited (closed)2015Killorglin Credit Union was transferred to Tralee Credit Union.
Kinnegad and District Credit Union Limited (closed)2016Kinnegad and District Credit Union was merged with Mullingar Credit Union.
Kinsale and District Credit Union Limited (closed)2016Kinsale and District Credit Union was merged with First South Credit Union.
Kinvara and District Credit Union Limited (closed)2017Kinvara and District Credit Union was merged with Athenry Credit Union.
Leixlip and District Credit Union Limited (closed)2018Leixlip and District Credit Union was merged with Croí Laighean Credit Union.
Louth Credit Union Limited (closed)2017Louth Credit Union was megred with Ardee Credit Union.
Maynooth Credit Union Limited (closed)2015Maynooth Credit Union joined Naas Credit Union.
Mayo-Doonane Credit Union Limited (closed)2018Mayo-Doonane Credit Union was merged with Carlow Credit Union.
Meath Street Credit Union Limited (closed)2018Meath Street Credit Union was merged with Heritage Credit Union.
Menlough/Skehana Credit Union Limited (closed)2013Menlough/Skehana Credit Union was merged with Athenry Credit Union.
Millstreet Parish Credit Union Limited (closed)2017
Monaleen Parish Credit Union Limited (closed)2015Monaleen Parish Credit Union was merged with Affinity Credit Union.
Mountrath and District Credit Union Limited (closed)2016Mountrath and District Credit Union was merged with St. Canice's Kilkenny Credit Union.
Moylough/Mountbellew Credit Union Limited (closed)2017Moylough/Mountbellew Credit Union was merged with St. Jarlath’s Credit Union.
Mullinahone Credit Union Limited (closed)2015Mullinahone Credit Union Limited was merged with Clonmel Credit Union.
Naomh Padraig Credit Union Limited (closed)2015Naomh Padraig Credit Union is now a branch of St. Columba's Credit Union Ltd
North William Street Parish Credit Union Limited (closed)2018North William Street Parish Credit Union was merged with Member First Credit Union.
Passage West/Monkstown Credit Union Limited (closed)2016Passage West/Monkstown Credit Union was merged with Douglas Credit Union.
Pearse Credit Union Limited (closed)2015In May 2015 St. Laurence O’Toole Credit Union and Pearse Credit Union were merged to St. Patricks Credit Union (ESB Staff).
Pettigo Credit Union Limited (closed)2013Pettigo Credit Union joined Ballyshannon Credit Union.
Plassey Credit Union Limited (closed)2015Plassey Credit Union joined Tipperary Credit Union.
Portlaw/Ballyduff Credit Union Limited (closed)2016Portlaw/Ballyduff Credit Union joined Lisduggan District Credit Union.
Raheny and District Credit Union Limited (closed)2018Raheny and District Credit Union was merged with Member First Credit Union.
Rathdowney Credit Union Limited (closed)2016Rathdowney Credit Union Limited was merged with St. Canice’s Credit Union.
Rathvilly Parish Credit Union Limited (closed)2018Rathvilly Parish Credit Union was merged with Member First Credit Union.
Rialto Credit Union Limited (closed)2018Rialto Credit Union was merged with Heritage Credit Union.
Ringsend and District Credit Union Limited (closed)2016Ringsend and District Credit Union joined St. Patrick's Credit Union (E.S.B. Staff) Credit Union.
Rivervalley and Rathingle Credit Union Limited (closed)2015Rivervalley and Rathingle Credit Union joined Progressive Credit Union.
Sallynoggin/Glenageary Credit Union Limited (closed)2014Sallynoggin/Glenageary Credit Union Limited was merged with Shankill/Ballybrack and District Credit Union, Dalkey Credit Union to form Core Credit Union.
Sandymount Credit Union Limited (closed)2015Sandymount Credit Union joined Dundrum Credit Union.
Sixmilebridge Credit Union Limited (closed)2016Sixmilebridge Credit Union joined St. Francis' Credit Union.
Skerries Credit Union Limited (closed)2014Skerries Credit Union was merged with Balbriggan Credit Union to form Progressive Credit Union.
South Hill Credit Union Limited (closed)2014South Hill Credit Union was merged with Caherdavin and District Credit Union.
Ss. Peter and Paul Credit Union Limited (closed)2015Ss. Peter and Paul Credit Union was merged with St. Francis' Credit Union.
St. Bernadette's Credit Union (Limerick) Limited (closed)2017St. Bernadette's Credit Union (Limerick) was merged with Affinity Credit Union.
St. Bernard's Credit Union Limited (closed)2014St. Bernard's Credit Union joined Tipperary Credit Union.
St. Brendan's (Ballygar) Credit Union Limited (closed)2016St. Bernard's (Ballygar) Credit Union joined Athenry Credit Union.
St. Finbarr's South Credit Union Limited (closed)2016St. Finbarr's South Credit Union joined Ballyphehane Credit Union.
St. Gabriel's Credit Union Limited (closed)2015St. Gabriel's Credit Union was merged into Health Services Staffs Credit Union.
St. John's Credit Union Limited (closed)2014St. John's Credit Union was merged with Caherdavin and District Credit Union.
St. Kevin's Parish Credit Union Limited (closed)2018St. Kevin's Parish Credit Union was merged with Capital Credit Union.
St. Laurence O'Toole's Credit Union Limited (closed)2015In May 2015 St. Laurence O’Toole Credit Union and Pearse Credit Union were merged to St. Patricks Credit Union (ESB Staff).
St. Lelia's Credit Union Limited (closed)2016St. Lelia's Credit Union was merged into Unity Credit Union.
St. Loman's Trim Credit Union Limited (closed)2015St. Loman's Trim Credit Union Limited joined Drogheda Credit Union.
St. Mary's Donnybrook Credit Union Limited (closed)2017St. Mary's Donnybrook Credit Union was merged with South Dublin Credit Union.
St. Mary's Moynalty Credit Union Limited (closed)2015St. Mary's Moynalty Credit Union was merged with Kingscourt Credit Union and Bailieborough Credit Union to form Link Credit Union.
St. Patrick's Parish (Limerick) Credit Union Limited (closed)2017St. Patrick's Parish (Limerick) Credit Union Limited was merged with Caherdavin and District Credit Union.
St. Scire Credit Union Limited (closed)2016St. Scire Credit Union was merged with St. Mary's Navan Credit Union.
Staff Of MOPI Credit Union Limited (closed)2017Staff of MOPI Credit Union was merged with Dubco Credit Union.
Swords and District Credit Union Limited (closed)2014Swords and District Credit Union was merged with Coolock-Artane Credit Union to form Member First Credit Union.
Templeogue and District Credit Union Limited (closed)2015Templeogue Credit Union has merged with Rathfarnham Credit Union.
Texaco Employees' Credit Union Limited (closed)2013Texaco Employees' Credit Union was merged with Health Services Staffs Credit Union.
The Four Corners Credit Union Limited (closed)2015The Four Corners Credit Union was merged with Clondalkin Credit Union.
The Irish Times Credit Union Limited (closed)2016
The Victory Credit Union Limited (closed)2015The Victory Credit Union was merged with Progressive Credit Union.
Togher Credit Union Limited (closed)2016Togher Credit Union was merged with Kilsaran & District Credit Union Limited.
Tullycross Credit Union Limited (closed)2017Tullycross Credit Union was merged with Connemara Credit Union.
Walkinstown Credit Union Limited (closed)2018
West Cabra Credit Union Limited (closed)2016West Cabra Credit Union Limited was merged with Community Credit Union.
 

See Also