Savings and Loan Associations in Estonia

11 January 2018

Savings and Loan Associations (SLAs, est: Hoiu-laenuühistu) are cooperative financial institutions established to provide modern financial services to their members. Savings and loan associations are focused on providing deposits and loans to its members, but they have started offering other financial services, such as leasing, guarantees, factoring, financial advisory services, and online payments.

Number of SLAs in Estonia Number of Opened and Closed SLAs in Estonia

Operating Savings and Loan Association in Estonia

Currently there are 21 savings and loan associations operating in Estonia.

 Eesti Arengu Hoiu-laenuühistu (new)Tallinn
 Hea Koostöö Hoiu-laenuühistu (new)Tallinn
 HLÜ Geldex Eesti (new)Tallinn
 Intus Hoiu-laenuühistu (new)Tallinn
 Kambja Hoiu-LaenuühistuKambja alevik, Kambja vald
 Kehtna Hoiu-LaenuühistuKehtna alevik, Kehtna vald
 Kodumaa Kapitali HLÜ (new)Tallinn
 Lääne Hoiu-LaenuühistuMärjamaa alev, Märjamaa vald
 Leie Hoiu-laenuühistuLeie küla, Viljandi vald
 Loo Hoiu-LaenuühistuLoo alevik, Jõelähtme vald
 Maaelu Edendamise Hoiu-laenuühistuJärva-Jaani alev, Järva vald
 Nordic Bankers HLÜ (new)Tallinn
 Octotron Hoiu-Laenuühistu (new)Jälgimäe küla, Saku vald
 Põhja-Eesti Hoiu-laenuühistu (new)Tallinn
 Raha Hoiu-Laenuühistu (new)Tartu linn
 Saaremaa Hoiu-LaenuühistuKuressaare linn
 Tallinna Hoiu-LaenuühistuTallinn

Recently Opened Savings and Loan Associations

During 2013-2017, 10 savings and loan association were established.

NameCommunityFounded On
 Eesti Arengu Hoiu-laenuühistu (new)TallinnJuly 2014
 Hea Koostöö Hoiu-laenuühistu (new)TallinnNovember 2015
 HLÜ Geldex Eesti (new)TallinnSeptember 2016
 Hoiu-laenuühistu EUROPEAN REGIONAL INVESTMENT ALLIANCE (new)TallinnJanuary 2018
 Intus Hoiu-laenuühistu (new)TallinnNovember 2014
 Kodumaa Kapitali HLÜ (new)TallinnJanuary 2015
 Nordic Bankers HLÜ (new)TallinnDecember 2016
 Octotron Hoiu-Laenuühistu (new)Jälgimäe küla, Saku valdAugust 2013
 Põhja-Eesti Hoiu-laenuühistu (new)TallinnOctober 2013
 Raha Hoiu-Laenuühistu (new)Tartu linnJanuary 2014

Recently Closed Savings and Loan Associations

During 2013-2017, 7 savings and loan association were closed down.

NameCommunityClosed On
 Eesti Evangeelne Luterlik Hoiu- Laenuühistu (closed)TallinnMarch 2017
 Kesk-Eesti Hoiu- Laenuühistu (closed)Jõgeva maakondJanuary 2016
 Kinnisvara Hoiu- Laenuühistu (closed)TallinnFebruary 2017
 Liivimaa Hoiu-Laenuühistu (closed)TartuFebruary 2016
 Lõuna Hoiu-Laenuühistu (closed)TartuJanuary 2015
 Metsa Hoiu-Laenuühistu (closed)Risti valdJanuary 2016
 Ökobank Viiratsi Hoiu- Laenuühistu (closed)ViljandiMay 2013

See Also