Raiffeisenbank Wartberg an der Krems eGen is a local cooperative bank providing retail banking products and services to individuals, professionals and SMEs.
In 2023, Raiffeisenbank Wartberg an der Krems eGen achieved the position of 344th largest bank in Austria with a market share of 0.02%; its total assets dropped by 3.10%.
Additionally, the bank became the 214th profitable bank in relation to its total assets showcasing 0.12% return on assets in 2023.
Also the lender held the 225th position regarging its loans-to-deposits (L/D) registering 102.22% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Raiffeisenbank Wartberg an der Krems eGen.
Raiffeisenbank Wartberg an der Krems eGen ranks as the 344th largest bank in Austria by total assets. In 2023 its total assets were 156.66 mln EUR, representing a 0.02% market share. It is also the 232nd largest Raiffeisen credit cooperatives in Austria, commanding a 0.04% share among Raiffeisen credit cooperatives. In 2023 the bank's net income was 184,304.21 EUR.
Raiffeisenbank Wartberg an der Krems eGen protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.
Raiffeisenbank Wartberg an der Krems eGen is a member of Raiffeisen Banking Group (Austria).
Raiffeisenbank Wartberg an der Krems eGen is headquartered in Wartberg An Der Krems.
Raiffeisenbank Wartberg an der Krems eGen provides products and services in the areas of retail banking, business banking. Raiffeisenbank Wartberg an der Krems eGen offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, car loans, mortgage loans, trading accounts, business accounts, business payment cards, business loans. Raiffeisenbank Wartberg an der Krems eGen makes its solutions available to natural persons, small- and medium-sized enterprises, companies.
Products and services offered by Raiffeisenbank Wartberg an der Krems eGen are available at its branches and via its online banking system, mobile application.
In 2023 total assets of Raiffeisenbank Wartberg an der Krems eGen were 156.66 mln EUR. Decline compared to the previous period (2022) was -3.10%. The evolution of the total assets of Raiffeisenbank Wartberg an der Krems eGen is shown at Chart 1 below.
Chart 1. Total Assets of Raiffeisenbank Wartberg an der Krems eGen.
Recent changes in total assets of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 1.
2022 | 2023 | change (%) | |
---|---|---|---|
Loans to banks | 27.1 | 26.5 | -2.08% |
Loans to customers | 113.8 | 108.3 | -4.83% |
Bonds and other fixed-income securities | 0.0 | 0.0 | 0.00% |
Shares and other variable-yield securities | 6.6 | 7.0 | +6.24% |
Total Assets | 161.7 | 156.7 | -3.10% |
Table 1. Recent changes in total assets of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).
Recent changes in total liabilities of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 2.
2022 | 2023 | change (%) | |
---|---|---|---|
Bank deposits | 11.1 | 2.8 | -75.21% |
Customer deposits | 127.3 | 129.1 | +1.45% |
Total Liabilities | 161.7 | 156.7 | -3.10% |
Table 2. Recent changes in total liabilities of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).
Recent changes in gross profit of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 3.
2022 | 2023 | change (%) | |
---|---|---|---|
Commission Income | 1.5 | 1.4 | -6.34% |
Commission Charges | -0.2 | -0.2 | -17.45% |
Interest Income | 2.6 | 5.7 | +115.13% |
Interest Charges | -0.1 | -1.4 | +1,118.98% |
Net Interest Income | 2.5 | 4.3 | +69.21% |
Table 3. Recent changes in gross profit of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).
In 2023 net income of Raiffeisenbank Wartberg an der Krems eGen was 184,304.21 EUR. Growth compared to the previous period (2022) was 8.03%. The evolution of the net income of Raiffeisenbank Wartberg an der Krems eGen is shown at Chart 2 below.
Chart 2. Net Income of Raiffeisenbank Wartberg an der Krems eGen.
Discover key identifiers of Raiffeisenbank Wartberg an der Krems eGen including its BIC, LEI, sort code, company number, MFI ID.
BIC: RZOOAT2L738
The BIC (also known as SWIFT code) for Raiffeisenbank Wartberg an der Krems eGen is RZOOAT2L738. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
Key | Value |
---|---|
BIC | RZOOAT2L738 |
Bank BIC Code | RZOO |
Country Code | AT (Austria) |
Location Code | 2L |
Branch Code | 738 |
LEI: 5299007DEXXIPXREO072
Raiffeisenbank Wartberg an der Krems eGen’s LEI is 5299007DEXXIPXREO072. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
Key | Value |
---|---|
LEI | 5299007DEXXIPXREO072 |
LOU Identifier | 5299 |
Reserved | 00 |
Entity Identifier | 7DEXXIPXREO0 |
Verification ID | 72 |
Bank Sort Code: 34738
The Bank Sort Code for Raiffeisenbank Wartberg an der Krems eGen is 34738. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
Key | Value |
---|---|
Bank Sort Code | 34738 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 121568b
Raiffeisenbank Wartberg an der Krems eGen is registered in Austria under company number 121568b. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
Key | Value |
---|---|
Company Number | 121568b |
MFI ID: AT0000002648226
Raiffeisenbank Wartberg an der Krems eGen’s MFI ID, AT0000002648226, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
Key | Value |
---|---|
MFI ID | AT0000002648226 |
Country Code | AT |
MFI Code | 0000002648226 |
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