Raiffeisenbank Wartberg an der Krems eGen

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Raiffeisenbank Wartberg an der Krems eGen Logo

Address

Hauptstr., 23, 4552, Wartberg an der Krems, Austria

BIC

RZOOAT2L738

Overview

Business Focus

cooperative retail banking

Raiffeisenbank Wartberg an der Krems eGen is a local cooperative bank providing retail banking products and services to individuals, professionals and SMEs.

Performance

In 2023, Raiffeisenbank Wartberg an der Krems eGen achieved the position of 344th largest bank in Austria with a market share of 0.02%; its total assets dropped by 3.10%.

Additionally, the bank became the 214th profitable bank in relation to its total assets showcasing 0.12% return on assets in 2023.

Also the lender held the 225th position regarging its loans-to-deposits (L/D) registering 102.22% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Raiffeisenbank Wartberg an der Krems eGen.

Services

retail banking
business banking

Clients

natural persons
small- and medium-sized enterprises
companies

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans
trading accounts
business accounts
business payment cards
business loans

Card Providers

VisaMasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Ways to Bank

Raiffeisenbank Wartberg an der Krems eGen delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking
mobile app mobile app

Financials

Total Assets of Raiffeisenbank Wartberg an der Krems eGen
Net_income of Raiffeisenbank Wartberg an der Krems eGen
Market Share of Raiffeisenbank Wartberg an der Krems eGen
Total Assets (2023)
156.66 mln EUR   (-3.10%)
Net Income (2023)
184,304.21 EUR   (+8.03%)

Raiffeisenbank Wartberg an der Krems eGen ranks as the 344th largest bank in Austria by total assets. In 2023 its total assets were 156.66 mln EUR, representing a 0.02% market share. It is also the 232nd largest Raiffeisen credit cooperatives in Austria, commanding a 0.04% share among Raiffeisen credit cooperatives. In 2023 the bank's net income was 184,304.21 EUR.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Einlagensicherung AUSTRIA Ges.m.b.H (ESA)Einlagensicherung AUSTRIA Ges.m.b.H (ESA)
Covered Accounts
all balances on bank accounts
Eligible Depositors
natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

Raiffeisenbank Wartberg an der Krems eGen protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.

See Also

Raiffeisenbank Wartberg an der Krems eGen is a member of Raiffeisen Banking Group (Austria).

Contacts

addressHauptstr., 23, 4552, Wartberg an der Krems, Austria
phone07587/7060
fax07587/706047316

Raiffeisenbank Wartberg an der Krems eGen is headquartered in Wartberg An Der Krems.

Bank Identifiers

BIC (SWIFT)
RZOOAT2L738
Bank Sort Code
34738
LEI
5299007DEXXIPXREO072
Company Number
121568b
MFI ID
AT0000002648226

Bank History

Established On
December 1901
Previous Name
Raiffeisenbank Wartberg n der Krems reg.Gen.mbH

Business Summary

Services
retail banking
business banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans
trading accounts
business accounts
business payment cards
business loans
Clients
natural persons
small- and medium-sized enterprises
companies
Card Providers
VisaVisa
MasterCardMasterCard

Raiffeisenbank Wartberg an der Krems eGen provides products and services in the areas of retail banking, business banking. Raiffeisenbank Wartberg an der Krems eGen offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, car loans, mortgage loans, trading accounts, business accounts, business payment cards, business loans. Raiffeisenbank Wartberg an der Krems eGen makes its solutions available to natural persons, small- and medium-sized enterprises, companies.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Raiffeisenbank Wartberg an der Krems eGen are available at its branches and via its online banking system, mobile application.

Balance Sheet

Total Assets (2023)
156.66 mln EUR   (-3.10%)

In 2023 total assets of Raiffeisenbank Wartberg an der Krems eGen were 156.66 mln EUR. Decline compared to the previous period (2022) was -3.10%. The evolution of the total assets of Raiffeisenbank Wartberg an der Krems eGen is shown at Chart 1 below.

Total Assets of Raiffeisenbank Wartberg an der Krems eGen.

Chart 1. Total Assets of Raiffeisenbank Wartberg an der Krems eGen.

Recent changes in total assets of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 1.

2022 2023 change (%)
Loans to banks 27.1 26.5 -2.08%
Loans to customers 113.8 108.3 -4.83%
Bonds and other fixed-income securities 0.0 0.0 0.00%
Shares and other variable-yield securities 6.6 7.0 +6.24%
Total Assets 161.7 156.7 -3.10%

Table 1. Recent changes in total assets of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).

Recent changes in total liabilities of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 2.

2022 2023 change (%)
Bank deposits 11.1 2.8 -75.21%
Customer deposits 127.3 129.1 +1.45%
Total Liabilities 161.7 156.7 -3.10%

Table 2. Recent changes in total liabilities of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).

Income Statement

Operating Income (2023)
5.87 mln EUR   (+32.77%)
Net Income (2023)
184,304.21 EUR   (+8.03%)

Recent changes in gross profit of Raiffeisenbank Wartberg an der Krems eGen and its main components are shown in Table 3.

2022 2023 change (%)
Commission Income 1.5 1.4 -6.34%
Commission Charges -0.2 -0.2 -17.45%
Interest Income 2.6 5.7 +115.13%
Interest Charges -0.1 -1.4 +1,118.98%
Net Interest Income 2.5 4.3 +69.21%

Table 3. Recent changes in gross profit of Raiffeisenbank Wartberg an der Krems eGen (mln EUR).

In 2023 net income of Raiffeisenbank Wartberg an der Krems eGen was 184,304.21 EUR. Growth compared to the previous period (2022) was 8.03%. The evolution of the net income of Raiffeisenbank Wartberg an der Krems eGen is shown at Chart 2 below.

Net Income of Raiffeisenbank Wartberg an der Krems eGen.

Chart 2. Net Income of Raiffeisenbank Wartberg an der Krems eGen.

Market Share and Rank (among banks in Austria)

Total Assets (2023)
344th (market share 0.02%)

In 2023 Raiffeisenbank Wartberg an der Krems eGen was ranked the 344th largest bank in Austriain terms of total assets, having 0.02% of the domestic market share.

Market share of Raiffeisenbank Wartberg an der Krems eGen (among banks in Austria)

Chart 3. Market share of Raiffeisenbank Wartberg an der Krems eGen (among banks in Austria)

Historical changes in Raiffeisenbank Wartberg an der Krems eGen's domestic rank and market share over 2019-2023 are shown below:

YearRankMarket %
20233440.02 %
20223450.02 %
20213490.02 %
20203610.02 %
20193720.02 %

TheBanks.eu identified several banks banks having the market shares and ranks closest to Raiffeisenbank Wartberg an der Krems eGen listed below.

RankNameMarket %Total Assets
343 Raiffeisenbank Matrei am Brenner und Umgebung eGen0.02%158.37 mln EUR   (+7.73%)
344 Raiffeisenbank Wartberg an der Krems eGen0.02%156.66 mln EUR   (-3.10%)
345 Raiffeisen-Bezirksbank Spittal/Drau reg.Gen.mbH0.02%155.61 mln EUR   (-3.21%)

Market Share and Rank (among Raiffeisen credit cooperatives in Austria)

Total Assets (2023)
232nd (market share 0.04%)

In 2023 Raiffeisenbank Wartberg an der Krems eGen was ranked the 232nd largest raiffeisen credit cooperatives in Austriain terms of total assets, having 0.04% of the category's market share.

Market share of Raiffeisenbank Wartberg an der Krems eGen (among Raiffeisen credit cooperatives in Austria)

Chart 4. Market share of Raiffeisenbank Wartberg an der Krems eGen (among Raiffeisen credit cooperatives in Austria)

TheBanks.eu identified several banks raiffeisen credit cooperatives having the market shares and ranks closest to Raiffeisenbank Wartberg an der Krems eGen listed below.

RankNameMarket %Total Assets
231 Raiffeisenbank Matrei am Brenner und Umgebung eGen0.04%158.37 mln EUR   (+7.73%)
232 Raiffeisenbank Wartberg an der Krems eGen0.04%156.66 mln EUR   (-3.10%)
233 Raiffeisen-Bezirksbank Spittal/Drau reg.Gen.mbH0.04%155.61 mln EUR   (-3.21%)

Identifiers of Raiffeisenbank Wartberg an der Krems eGen

Discover key identifiers of Raiffeisenbank Wartberg an der Krems eGen including its BIC, LEI, sort code, company number, MFI ID.

BIC (Business Identifier Code)

BIC: RZOOAT2L738

The BIC (also known as SWIFT code) for Raiffeisenbank Wartberg an der Krems eGen is RZOOAT2L738. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.

KeyValue
BIC RZOOAT2L738
Bank BIC Code RZOO
Country Code AT (Austria)
Location Code 2L
Branch Code 738

LEI (Legal Entity Identifier)

LEI: 5299007DEXXIPXREO072

Raiffeisenbank Wartberg an der Krems eGen’s LEI is 5299007DEXXIPXREO072. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.

KeyValue
LEI 5299007DEXXIPXREO072
LOU Identifier 5299
Reserved 00
Entity Identifier 7DEXXIPXREO0
Verification ID 72

Bank Sort Code

Bank Sort Code: 34738

The Bank Sort Code for Raiffeisenbank Wartberg an der Krems eGen is 34738. This unique code identifies the bank within Austria and is essential for domestic payment transactions.

KeyValue
Bank Sort Code 34738

The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.

Company Registration Number

Company Registration Number: 121568b

Raiffeisenbank Wartberg an der Krems eGen is registered in Austria under company number 121568b. In Austria, com­pa­nies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the offi­ci­al register (Firmenbuch). The registration numbers consist of 6 digits and a letter.

KeyValue
Company Number 121568b

MFI ID (Monetary Financial Institution Identifier)

MFI ID: AT0000002648226

Raiffeisenbank Wartberg an der Krems eGen’s MFI ID, AT0000002648226, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.

KeyValue
MFI ID AT0000002648226
Country Code AT
MFI Code 0000002648226

Banks Similar to Raiffeisenbank Wartberg an der Krems eGen

TheBanks.eu identified several banks similar to Raiffeisenbank Wartberg an der Krems eGen based on various criteria, including:

  • country of incorporation
  • bank category
  • business focus
  • total assets (market share)

Bank Category
Raiffeisen credit cooperatives
Business Focus
cooperative retail banking
Total Assets
159.81 mln EUR   (+8.03%)

Bank Category
Raiffeisen credit cooperatives
Business Focus
cooperative retail banking
Total Assets
159.16 mln EUR   (+4.70%)

Bank Category
Raiffeisen credit cooperatives
Business Focus
cooperative retail banking
Total Assets
158.37 mln EUR   (+7.73%)

Bank Category
Raiffeisen credit cooperatives
Business Focus
cooperative retail banking
Total Assets
155.61 mln EUR   (-3.21%)

Bank Category
Raiffeisen credit cooperatives
Business Focus
cooperative retail banking
Total Assets
153.14 mln EUR   (-1.53%)

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