Volkskreditbank AG

Anna MileikoCreated by Anna Mileiko

Volkskreditbank AG Logo

Address

Rudigierstr., 5-7, 4020, Linz, Austria

BIC

VKBLAT2LXXX

Overview

Category

Joint stock banks and private banks

Business Focus

regional retail banking

Volkskreditbank (VKB Bank) was established in 1873 as a cooperative and in 1981 was converted into a public limited company. VKB Bank is a regional universal bank offering private customers and medium-sized companies a broad range of retail and business banking products and services. VKB Bank also provides private banking, leasing and insurance solutions.

Performance

In 2022, Volkskreditbank AG achieved the position of 39th largest bank in Austria with a market share of 0.34%; its total assets grew by 1.19%.

Additionally, the bank became the 111th profitable bank in relation to its total assets showcasing 0.37% return on assets in 2022.

Also the lender held the 382nd position regarging its loans-to-deposits (L/D) registering 92.71% L/D ratio in 2022.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Volkskreditbank AG.

Services

retail banking
private banking
business banking
leasing
insurance

Clients

natural persons
companies

Area Served

ATAustria

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
house savings accounts
investment funds

Card Providers

MasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Ways to Bank

Volkskreditbank AG delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking
mobile app mobile app

Financials

Total Assets of Volkskreditbank AG
Net_income of Volkskreditbank AG
Market Share of Volkskreditbank AG
Total Assets (2022)
3,380.11 mln EUR   (+1.19%)
Net Income (2022)
12.40 mln EUR   (+541.57%)

Volkskreditbank AG is the 39th largest bank in Austria in terms of total assets. In 2022 its total assets were 3 380,11 mln EUR, providing the bank with the market share of 0.34%. Volkskreditbank AG is the 10th largest joint stock bank and private bank in Austria (out of 30 joint stock banks and private banks) having market share of 1.34% amongst the banks of this category. In 2022 the bank's net income was 12,40 mln EUR.

Deposit Guarantee

Guarantee Fund
Einlagensicherung AUSTRIA Ges.m.b.H (ESA)Einlagensicherung AUSTRIA Ges.m.b.H (ESA)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Austrian and foreign)
legal entities (Austrian and foreign)
Covered Accounts
all balances on bank accounts

Volkskreditbank AG participates in the deposit guarantee scheme of Austria which applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign) and covers up to up to 100,000 EUR per bank per depositor. Volkskreditbank AG is a member of Einlagensicherung AUSTRIA Ges.m.b.H (ESA) and makes its contributions into it.

See Also

Contacts

addressRudigierstr., 5-7, 4020, Linz, Austria
po box116
phone0732/7637
fax0732/7637600

Volkskreditbank AG is headquartered in Linz.

Social Networks

Volkskreditbank AG has profiles at the following social networks:

Bank Identifiers

BIC (SWIFT)
VKBLAT2LXXX
Bank Sort Code
18600
LEI
529900990PPI3K3RDT23
Company Number
76096g
MFI ID
AT0000001276474

Bank History

Established On
October 1872
Flag of Austria

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