Adria Bank AG

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in Adria Bank AG

All credit institutions operating in Austria are obliged to participate in Austrian deposit guarantee scheme.

Adria Bank AG is a member of Einlagensicherung AUSTRIA Ges.m.b.H (ESA) and makes its contributions into it. In the case of Adria Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Temporary High Balance
500,000 EUR
Eligible Depositors
natural persons
  • Austrian citizens
  • foreign citizens
legal entities, for example
  • joint-stock companies
  • limited liability companies
  • general partnerships
  • limited partnerships
  • registered associations
  • etc.
Non-Eligible Depositors
federal government
regional government
local governments
financial institutions
securities firms
Covered Accounts
all balances on interest-bearing and non-interest bearing accounts, such as
  • current accounts
  • pension accounts
  • savings accounts
  • savings books
  • fixed-term deposits
Covered Currencies
EEA currencies
Paid In Currency
EUR

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Börsegasse 11 A, 1010 Vienna, Austria
+43 (1) 533 98 03-0
+43 (1) 533 98 03-5

Further Information

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See Also

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