BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG

Business Summary

Services
retail banking
SME banking
corporate banking
Products
current accounts
debit cards
credit cards
savings accounts (0.02 - 0.02 %)
time deposit accounts
consumer loans (1.68 - 1.68 %)
car loans (3.71 - 3.82 %)

BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG provides products and services in the areas of retail banking, SME banking, corporate banking. The range of products offered by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG includes current accounts, debit cards, credit cards, savings accounts (0.02 - 0.02 %), time deposit accounts, consumer loans (1.68 - 1.68 %), car loans (3.71 - 3.82 %).

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor. The following current accounts are offered by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG.

Updated on 19 September 2019

Einfach Online Konto mit Gratisoption
Sales Region
Austria
Overdraft Rate (p.a.)
12.00 %
Interest Rate (p.a.)
0.06 %
Annual Costs
58.80 EUR
Current Account Details
Product Name
Einfach Online Konto mit Gratisoption
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.72 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Austrian residents
KontoBox Small
Sales Region
Austria
Overdraft Rate (p.a.)
12.00 %
Interest Rate (p.a.)
0.06 %
Annual Costs
58.80 EUR
Current Account Details
Product Name
KontoBox Small
Account Currency
EUR
Annual Costs
58.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Austrian residents
KontoBox Medium
Sales Region
Austria
Overdraft Rate (p.a.)
8.50 %
Interest Rate (p.a.)
0.06 %
Annual Costs
82.80 EUR
Current Account Details
Product Name
KontoBox Medium
Account Currency
EUR
Annual Costs
82.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
8.50 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Free credit card available
Account be can accessed via online banking, phone, branch
Available to Austrian residents
KontoBox Large
Sales Region
Austria
Overdraft Rate (p.a.)
7.00 %
Interest Rate (p.a.)
0.06 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
KontoBox Large
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.06 %
Overdraft Rate (p.a.)
7.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
Free debit card available
Free credit card available
Account be can accessed via online banking, phone, branch
Available to Austrian residents

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor. BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG offers the following savings accounts.

Updated on 19 September 2019

SparBox FLEX
Sales Region
Austria
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
SparBox FLEX
Account Currency
EUR
Min. Interest Rate (p.a.)
0.02 %
Max. Interest Rate (p.a.)
0.02 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG are shown in the table below.

Updated on 19 September 2019

Einfach Online Kredit Fixzins
Sales Region
Austria
Effective Rate (p.a.)
3.71 - 13.22 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
12 - 120 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min. Effective Rate (p.a.)
3.71 %
Max. Effective Rate (p.a.)
13.22 %
Einfach Online Kredit variabler Zins
Sales Region
Austria
Effective Rate (p.a.)
3.73 - 13.22 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
12 - 120 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min. Effective Rate (p.a.)
3.73 %
Max. Effective Rate (p.a.)
13.22 %
Online-Kredit
Sales Region
Germany
Effective Rate (p.a.)
1.68 - 8.99 %
Loan Amount
1,000 - 50,000 EUR
Loan Term
12 - 96 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
96 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.68 %
Max. Effective Rate (p.a.)
8.99 %

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG are shown in the table below.

Updated on 19 September 2019

Einfach Online Kredit Fixzins
Sales Region
Austria
Effective Rate (p.a.)
3.71 - 13.22 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
12 - 120 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min Effective Rate (p.a.)
3.71 %
Max Effective Rate (p.a.)
13.22 %
Einfach Online Kredit variabler Zins
Sales Region
Austria
Effective Rate (p.a.)
3.73 - 13.22 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
12 - 120 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min Effective Rate (p.a.)
3.73 %
Max Effective Rate (p.a.)
13.22 %

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also