Bankhaus Denzel AG

Business Summary

Services
retail banking
leasing
insurance
Products
Area Served
ATAustria

Bankhaus Denzel AG provides products and services in the areas of retail banking, leasing, insurance. Bankhaus Denzel AG offers a range of products including savings accounts (0.25 - 0.25 %), time deposit accounts (0.40 - 0.90 %), car loans.

Account Opening

Account Opening Procedure
completely online

Opening an account with Bankhaus Denzel AG can be done by performing the following steps: completely online.

Required Documents
passport
proof of address
application form

Bankhaus Denzel AG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account Bankhaus Denzel AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Bankhaus Denzel AG and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

Bankhaus Denzel AG may require additional documentation or information depending on the case.

Ways to Bank

Business Channels
branch branch
online banking online banking

Products and services offered by Bankhaus Denzel AG are available at its branches and via its online banking system.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Bankhaus Denzel AG offers the following savings accounts.

Updated on 21 October 2020

Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 - 12 months
Savings Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
0.25 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with Bankhaus Denzel AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Austria is not taxed. Interest gained on savings accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by Bankhaus Denzel AG from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Bankhaus Denzel AG offers the following time deposit accounts.

Updated on 21 October 2020

Onlinesparen Festgeld
Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.40 - 0.90 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Onlinesparen Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
0.90 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Bankhaus Denzel AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Austria is not taxed. Interest gained on time deposit accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by Bankhaus Denzel AG from the time deposit account.

See Also

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