DenizBank AG (Austria) - Bank Profile

Address

Thomas-Klestil-Platz, 1, 1030, Wien, Austria

BIC

ESBKATWWXXX

Overview

Business Focus

retail and business banking

DenizBank (Wien) AG was founded in Austria in 1996 as a universal bank: the bank offers a range of products and services in retail and bsuienss banking. DenizBank AS (Turkey) is the parent company of DenizBank AG (Austria). In 2012 - 2019, DenizBank operated under the umbrella of Sberbank (Russia), in 2019 Emirates NBD (Dubai) bought DenizBank from Sberbank.

Performance

In 2023, DenizBank AG achieved the position of 29th largest bank in Austria with a market share of 0.57%; its total assets dropped by 0.55%.

Additionally, the bank became the 2nd profitable bank in relation to its total assets showcasing 7.55% return on assets in 2023.

Also the lender held the 341st position regarging its loans-to-deposits (L/D) registering 96.45% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in DenizBank AG.

Market Share (#29 in Austria)

Ratios

RoA

7.55%

L/D

96.45%

Services

retail banking

private banking

business banking

Area Served

Austria

Products

savings accounts (0.06 - 0.70 %)

time deposit accounts (2.00 - 3.15 %)

prepaid cards

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Account Opening

Becoming a client of DenizBank AG can be done in a few steps:

Submit online application

Visit bank branch

DenizBank AG performs client's identity verification via branch visit.

Ways to Bank

DenizBank AG delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets (2023)

5,638.63 mln EUR (-0.55%)

Net Income (2023)

427.01 mln EUR (+41.38%)

DenizBank AG ranks as the 29th largest bank in Austria by total assets. In 2023 its total assets were 5,638.63 mln EUR, representing a 0.57% market share. It is also the 7th largest joint stock bank and private bank in Austria, commanding a 2.28% share among joint stock banks and private banks. In 2023 the bank's net income was 427.01 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Covered Accounts

all balances on bank accounts

Eligible Depositors

natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

DenizBank AG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.