DenizBank AG

Business Summary

Services
retail banking
private banking
business banking
Products
Area Served
ATAustria

DenizBank AG provides products and services in the areas of retail banking, private banking, business banking. DenizBank AG offers a range of products including savings accounts (0.05 - 0.05 %), time deposit accounts (0.05 - 0.60 %), prepaid cards.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with DenizBank AG can be done by performing the following steps: submit online application, visit bank branch.

Required Documents
passport
proof of address
application form

DenizBank AG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account DenizBank AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by DenizBank AG and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

DenizBank AG may require additional documentation or information depending on the case.

Identity Verification
branch visit

DenizBank AG performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by DenizBank AG are available at its branches and via its online banking system, mobile application.

Mobile Application: DenizMobile

DenizMobile
DenizMobile
DenizMobile
DenizMobile
DenizMobile Supported Languages
GBEnglish
DEGerman
RURussian
TRTurkish

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

DenizBank AG offers the following savings accounts.

Updated on 21 October 2020

Online Sparen Tagesgeld
Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.05 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Online Sparen Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.05 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
100 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with DenizBank AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Austria is not taxed. Interest gained on savings accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by DenizBank AG from the savings account.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

DenizBank AG offers the following time deposit accounts.

Updated on 21 October 2020

Online Sparen Festgeldkonto
Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.05 - 0.60 %
Deposit Term
3 - 120 months
Time Deposit Account Details
Product Name
Online Sparen Festgeldkonto
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.60 %
Min. Deposit Term
3 months
Max. Deposit Term
120 months

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with DenizBank AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Austria is not taxed. Interest gained on time deposit accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by DenizBank AG from the time deposit account.

See Also

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