HYPO TIROL BANK AG (Austria)

Address

Meraner Straße, 8, 6020, Innsbruck, Austria

BIC

HYPTAT22XXX

Overview

Business Focus

real estate financing

Hypo Tirol Bank was founded in 1901 with economic, social and cultural commitment to the Tyrol region. Hypo Tirol Bank is a universal regional bank providingretail, private and business banking products and services to the residents ofTyrol (Austria) and South Tyrol (Italy).

Performance

In 2022, HYPO TIROL BANK AG achieved the position of 21st largest bank in Austria with a market share of 0.86%; its total assets dropped by 3.72%.

Additionally, the bank became the 258th profitable bank in relation to its total assets showcasing 0.06% return on assets in 2022.

Also the lender held the 21st position regarging its loans-to-deposits (L/D) registering 121.40% L/D ratio in 2022.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in HYPO TIROL BANK AG.

Market Share (#21 in Austria)

Ratios

RoA

0.06%

L/D

121.40%

Services

retail banking

private banking

corporate banking

Clients

natural persons

self-employed professionals

entrepreneurs

SMEs

companies

Area Served

Austria

Products

current accounts

debit cards

savings accounts

trading accounts

consumer loans

mortgage loans

business loans

insurance

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

HYPO TIROL BANK AG delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets (2022)

8,490.60 mln EUR (-3.72%)

Net Income (2022)

4.94 mln EUR (-38.82%)

HYPO TIROL BANK AG is the 21st largest bank in Austria in terms of total assets. In 2022 its total assets were 8 490,60 mln EUR, providing the bank with the market share of 0.86%. HYPO TIROL BANK AG is the 3rd largest state mortgage bank in Austria (out of 6 state mortgage banks) having market share of 15.98% amongst the banks of this category. In 2022 the bank's net income was 4,94 mln EUR.

Credit Ratings

Fitch: -

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: A3

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

HYPO TIROL BANK AG is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

Deposit Guarantee

Guarantee Fund

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Protected Amount

up to 100,000 EUR

Eligible Depositors

natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

Covered Accounts

all balances on bank accounts

HYPO TIROL BANK AG participates in the deposit guarantee scheme of Austria which applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign) and covers up to up to 100,000 EUR per bank per depositor. HYPO TIROL BANK AG is a member of Einlagensicherung AUSTRIA Ges.m.b.H (ESA) and makes its contributions into it.