Created by Anna Mileiko 
Lienzer Sparkasse AG is a regional savings bank providing retail, private and corporate banking products and services to local individuals, professionals, SMEs and companies.
In 2023, Lienzer Sparkasse AG achieved the position of 196th largest bank in Austria with a market share of 0.05%; its total assets grew by 5.30%.
Additionally, the bank became the 340th profitable bank in relation to its total assets showcasing 0.02% return on assets in 2023.
Also the lender held the 205th position regarging its loans-to-deposits (L/D) registering 103.19% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Lienzer Sparkasse AG.
Becoming a client of Lienzer Sparkasse AG can be done in a few steps:
Lienzer Sparkasse AG performs client's identity verification via branch visit.
branch
online banking
mobile app
Lienzer Sparkasse AG ranks as the 196th largest bank in Austria by total assets. In 2023 its total assets were 487.60 mln EUR, representing a 0.05% market share. It is also the 37th largest savings bank in Austria, commanding a 0.21% share among savings banks. In 2023 the bank's net income was 100,000.00 EUR.
Sparkassen-Haftungs GmbH (s-Haftungs)Lienzer Sparkasse AG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Sparkassen-Haftungs GmbH (s-Haftungs), making regular contributions into it.
Erste Group (Austria)Lienzer Sparkasse AG is a member of Erste Group (Austria).
Johannesplatz, 6, 9900, Lienz, Austria
04852/602
04852/60299Lienzer Sparkasse AG is located in Lienz.
VisaMasterCardLienzer Sparkasse AG provides products and services in the areas of retail banking, business banking, insurance. Lienzer Sparkasse AG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension plans, housing savings, consumer loans, car loans, mortgage loans, trading accounts, business accounts, business payment cards, business loans. Lienzer Sparkasse AG makes its solutions available to natural persons, small- and medium-sized enterprises, companies, public-sector organizations.
Opening an account with Lienzer Sparkasse AG can be done by performing the following steps: submit online application, visit bank branch.
Lienzer Sparkasse AG performs identity verification using branch visit.
branch online banking mobile appProducts and services offered by Lienzer Sparkasse AG are available at its branches and via its online banking system, mobile application.
In 2023 total assets of Lienzer Sparkasse AG were 487.60 mln EUR. Growth compared to the previous period (2022) was 5.30%. The evolution of the total assets of Lienzer Sparkasse AG is shown at Chart 1 below.
Chart 1. Total Assets of Lienzer Sparkasse AG.
Recent changes in total assets of Lienzer Sparkasse AG and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Loans to banks | 76.6 | 107.6 | +40.55% |
| Loans to customers | 335.0 | 331.0 | -1.20% |
| Bonds and other fixed-income securities | 16.3 | 14.3 | -12.29% |
| Shares and other variable-yield securities | 1.7 | 1.7 | +2.23% |
| Total Assets | 463.0 | 487.6 | +5.30% |
Table 1. Recent changes in total assets of Lienzer Sparkasse AG (mln EUR).
Recent changes in total liabilities of Lienzer Sparkasse AG and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Bank deposits | 2.8 | 7.3 | +164.10% |
| Customer deposits | 402.1 | 417.8 | +3.89% |
| Total Liabilities | 463.0 | 487.6 | +5.30% |
Table 2. Recent changes in total liabilities of Lienzer Sparkasse AG (mln EUR).
Recent changes in gross profit of Lienzer Sparkasse AG and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Commission Income | 4.9 | 5.0 | +2.74% |
| Commission Charges | -0.5 | -0.5 | +18.16% |
| Interest Income | 7.6 | 15.9 | +107.61% |
| Interest Charges | -0.6 | -3.3 | +417.66% |
| Net Interest Income | 7.0 | 12.6 | +79.83% |
Table 3. Recent changes in gross profit of Lienzer Sparkasse AG (mln EUR).
In 2023 net income of Lienzer Sparkasse AG was 100,000.00 EUR. The value didn't change compared to the previous period (2022). The evolution of the net income of Lienzer Sparkasse AG is shown at Chart 2 below.
Chart 2. Net Income of Lienzer Sparkasse AG.
In 2023 Lienzer Sparkasse AG was ranked the 196th largest bank in Austriain terms of total assets, having 0.05% of the domestic market share.
Chart 3. Market share of Lienzer Sparkasse AG (among banks in Austria)
Historical changes in Lienzer Sparkasse AG's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 196 | 0.05 % |
| 2022 | 197 | 0.05 % |
| 2021 | 187 | 0.05 % |
| 2020 | 181 | 0.05 % |
| 2019 | 185 | 0.05 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Lienzer Sparkasse AG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 195 |  | 0.05% | 489.16 mln EUR (+7.20%) |
| 196 | | 0.05% | 487.60 mln EUR (+5.30%) |
| 197 |  | 0.05% | 485.79 mln EUR (+1.69%) |
In 2023 Lienzer Sparkasse AG was ranked the 37th largest savings bank in Austriain terms of total assets, having 0.21% of the category's market share.
Chart 4. Market share of Lienzer Sparkasse AG (among Savings banks in Austria)
TheBanks.eu identified several banks savings banks having the market shares and ranks closest to Lienzer Sparkasse AG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 36 | | 0.21% | 489.22 mln EUR (+2.51%) |
| 37 | | 0.21% | 487.60 mln EUR (+5.30%) |
| 38 | | 0.19% | 433.82 mln EUR (+3.62%) |
Discover key identifiers of Lienzer Sparkasse AG including its BIC, LEI, sort code, company number, MFI ID.
BIC: LISPAT21XXX
The BIC (also known as SWIFT code) for Lienzer Sparkasse AG is LISPAT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | LISPAT21XXX |
| Bank BIC Code | LISP |
| Country Code | AT (Austria) |
| Location Code | 21 |
| Branch Code | XXX |
LEI: 529900L8FZJJC3JGYK56
Lienzer Sparkasse AG’s LEI is 529900L8FZJJC3JGYK56. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 529900L8FZJJC3JGYK56 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | L8FZJJC3JGYK |
| Verification ID | 56 |
Bank Sort Code: 20507
The Bank Sort Code for Lienzer Sparkasse AG is 20507. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 20507 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 238050z
Lienzer Sparkasse AG is registered in Austria under company number 238050z. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
| Key | Value |
|---|---|
| Company Number | 238050z |
MFI ID: AT0000002401253
Lienzer Sparkasse AG’s MFI ID, AT0000002401253, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | AT0000002401253 |
| Country Code | AT |
| MFI Code | 0000002401253 |
TheBanks.eu identified several banks similar to Lienzer Sparkasse AG based on various criteria, including:
