RCI Banque SA, Niederlassung Österreich provides products and services in the areas of retail banking, leasing, insurance. RCI Banque SA, Niederlassung Österreich offers a range of products including savings accounts, time deposit accounts (0.50 - 0.80 %), car loans.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
RCI Banque SA, Niederlassung Österreich offers the following time deposit accounts.
Updated on 4 December 2020
Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with RCI Banque SA, Niederlassung Österreich are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Austria is not taxed. Interest gained on time deposit accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by RCI Banque SA, Niederlassung Österreich from the time deposit account.