Raiffeisen Bank International AG

Raiffeisen Bank International (RBI) specializes in providing retail and corporate banking products and services to natural persons and legal entities in Central and Eastern Europe (CEE). In March 2017, RBI was merged with Raiffeisen Zentralbank Österreich AG (RZB), taking over all rights, obligations and duties of RZB and thus becoming the head entity of Raiffeisen Banking Group (Austria).

Financials

Total Assets (2017)
54 741.32 mln EUR  (+19.49%)
Net Income (2017)
205.26 mln EUR

In 2017 total assets of Raiffeisen Bank International AG were 54 741,32 mln EUR. In 2017 the bank's net income was 205,26 mln EUR.

Raiffeisen Bank International AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is WD (withdrawn). Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

Raiffeisen Bank International AG participates in deposit guarantee scheme of Austria. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Am Stadtpark, 9, 1030, Wien, Austria
50
01/71707
01/717071715

Raiffeisen Bank International AG is headquartered in Wien.

Bank Identifiers

BIC (SWIFT)
RZBAATWWXXX
MFI ID
AT0000016076505
Bank Sort Code
31000
Company Number
122119m
Established On
11 October 2010

Financial Positions

Total Assets (2017)
54 741.32 mln EUR  (+19.49%)

In 2017 total assets of Raiffeisen Bank International AG were 54 741.32 mln EUR. Growth compared to the previous period (2016) was 19.49%. The evolution of the total assets of Raiffeisen Bank International AG is shown at Chart 1 below.

Total Assets of Raiffeisen Bank International AG.

Chart 1. Total Assets of Raiffeisen Bank International AG.

Recent changes in total assets of Raiffeisen Bank International AG and its main components are shown in Table 1.

2016 2017 % change
Loans to banks 9 739.5 9 013.1 -7.46%
Loans to customers 18 026.6 18 276.4 +1.39%
Bonds and other fixed-income securities 1 613.1 2 432.9 +50.82%
Shares and other variable-yield securities 103.9 196.4 +88.99%
Total Assets 45 814.0 54 741.3 +19.49%
Table 1. Recent changes in total assets of Raiffeisen Bank International AG (mln EUR).

Recent changes in total liabilities of Raiffeisen Bank International AG and its main components are shown in Table 2.

2016 2017 % change
Bank deposits 13 377.3 23 863.2 +78.39%
Customer deposits 13 638.3 13 166.0 -3.46%
Total Liabilities 45 814.0 54 741.3 +19.49%
Table 2. Recent changes in total liabilities of Raiffeisen Bank International AG (mln EUR).

Profit and Loss

Operating Income (2017)
1 953.76 mln EUR  (+59.34%)
Net Income (2017)
205.26 mln EUR

Recent changes in gross profit of Raiffeisen Bank International AG and its main components are shown in Table 3.

2016 2017 % change
Commission Income 287.9 293.2 +1.85%
Commission Charges -111.3 -123.5 +10.97%
Interest Income 892.6 785.6 -11.99%
Interest Charges -615.6 -540.8 -12.16%
Net Interest Income 277.0 244.8 -11.63%
Table 3. Recent changes in gross profit of Raiffeisen Bank International AG (mln EUR).

In 2017 net income of Raiffeisen Bank International AG was 205.26 mln EUR. Decline compared to the previous period (2016) was -136.23%. The evolution of the net income of Raiffeisen Bank International AG is shown at Chart 2 below.

Net Income of Raiffeisen Bank International AG.

Chart 2. Net Income of Raiffeisen Bank International AG.

Market Share and Rank (among banks in Austria)

Total Assets (2015)
3rd (market share 6.46%)

In 2015 Raiffeisen Bank International AG was ranked the 3rd largest bank in Austria in terms of total assets, having 6.46% of the domestic market share.

Market share of Raiffeisen Bank International AG (among banks in Austria)

Chart 3. Market share of Raiffeisen Bank International AG (among banks in Austria)

Several banks having the market shares and ranks closest to Raiffeisen Bank International AG are shown below.

RankNameTotal AssetsMarket Share
2Erste Group Bank AG60351.65 mln EUR7.42%
3Raiffeisen Bank International AG52533.77 mln EUR6.46%
4BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse AG33910.71 mln EUR4.17%
 

Market Share and Rank (among Raiffeisen credit cooperatives in Austria)

Total Assets (2015)
1st (market share 20.89%)

In 2015 Raiffeisen Bank International AG was ranked the 1st largest raiffeisen credit cooperatives in Austria in terms of total assets, having 20.89% of the category's market share.

Market share of Raiffeisen Bank International AG (among Raiffeisen credit cooperatives in Austria)

Chart 4. Market share of Raiffeisen Bank International AG (among Raiffeisen credit cooperatives in Austria)

Several raiffeisen credit cooperatives having the market shares and ranks closest to Raiffeisen Bank International AG are shown below.

RankNameTotal AssetsMarket Share
1Raiffeisen Bank International AG52533.77 mln EUR20.89%
2Raiffeisenlandesbank Oberösterreich AG30267.01 mln EUR12.04%
3RAIFFEISENLANDESBANK NIEDERÖSTERREICH-WIEN AG26584.21 mln EUR10.57%
 

Credit Ratings (as of May 2018)

Fitch Moody's
WD (withdrawn) A3 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Raiffeisen Bank International AG is rated by Fitch and Moody's.

Credit ratings assigned to Raiffeisen Bank International AG as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Raiffeisen Bank International AG it is set to WD (withdrawn). The rating is not on watch. Short-term issuer default rating for Raiffeisen Bank International AG is set to WD (withdrawn).

Long-Term Issuer Default Rating  WD
    Outlook  -
    On Watch  No
Short-Term Issuer Default Rating  WD
Viability Rating  WD
Support Rating  WD
Support Rating Floor  WD

Viability rating for Raiffeisen Bank International AG is set to WD (withdrawn); support rating is WD; support rating floor is WD (withdrawn).

Moody's

Long-term rating for Raiffeisen Bank International AG it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Baseline credit assessment is ba1. Short-term rating is not assigned.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Baseline Credit Assessment  ba1
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of Raiffeisen Bank International AG is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Austria are obliged to participate in Austrian deposit guarantee scheme.

In the case of Raiffeisen Bank International AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all balances on interest-bearing and non-interest bearing accounts
Covered Currencies  EEA currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Raiffeisen Bank International AG and its components are shown in the table below.

BIC  RZBAATWWXXX
Bank BIC Code  RZBA
Country Code  AT (Austria)
Location Code  WW
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Raiffeisen Bank International AG is shown in the table below.

MFI ID  AT0000016076505

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  31000

In Austria the code consists of five digits.


Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  122119m

European Presence: 3 banks in 3 countries

Raiffeisen Bank International AG operates under the brand name Raiffeisen Bank International. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Austria

  • (this bank) Raiffeisen Bank International AG (Wien)

Germany

United Kingdom