Raiffeisenkasse Villgratental eGen (Austria)

Address

Nr., 79, 9932, Innervillgraten, Austria

BIC

RZTIAT22386

Overview

Business Focus

cooperative retail banking

Raiffeisenkasse Villgratental eGen is a local cooperative bank providing retail banking products and services to individuals, professionals and SMEs.

Performance

In 2023, Raiffeisenkasse Villgratental eGen achieved the position of 410th largest bank in Austria with a market share of 0.01%; its total assets grew by 4.88%.

Additionally, the bank became the 16th profitable bank in relation to its total assets showcasing 2.34% return on assets in 2023.

Also the lender held the 309th position regarging its loans-to-deposits (L/D) registering 98.35% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Raiffeisenkasse Villgratental eGen.

Market Share (#410 in Austria)

Market Share of Raiffeisenkasse Villgratental eGen

Ratios

RoA

2.34%

L/D

98.35%

Clients

natural persons

small- and medium-sized enterprises

companies

Products

current accounts

debit cards

credit cards

savings accounts

time deposit accounts

consumer loans

car loans

mortgage loans

trading accounts

business accounts

business payment cards

business loans

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

Raiffeisenkasse Villgratental eGen delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets of Raiffeisenkasse Villgratental eGen

Net_income of Raiffeisenkasse Villgratental eGen

Total Assets (2023)

54.02 mln EUR (+4.88%)

Net Income (2023)

1.23 mln EUR (+106.90%)

Raiffeisenkasse Villgratental eGen ranks as the 410th largest bank in Austria by total assets. In 2023 its total assets were 54.02 mln EUR, representing a 0.01% market share. It is also the 294th largest Raiffeisen credit cooperatives in Austria, commanding a 0.02% share among Raiffeisen credit cooperatives. In 2023 the bank's net income was 1.23 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Covered Accounts

all balances on bank accounts

Eligible Depositors

natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

Raiffeisenkasse Villgratental eGen protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.