Created by Anna Mileiko 
Sparkasse Voitsberg-Köflach BankAG is a regional savings bank providing retail, private and corporate banking products and services to local individuals, professionals, SMEs and companies.
In 2023, Sparkasse Voitsberg-Köflach BankAG achieved the position of 151st largest bank in Austria with a market share of 0.07%; its total assets grew by 12.25%.
Additionally, the bank became the 257th profitable bank in relation to its total assets showcasing 0.08% return on assets in 2023.
Also the lender held the 183rd position regarging its loans-to-deposits (L/D) registering 103.80% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Sparkasse Voitsberg-Köflach BankAG.
Becoming a client of Sparkasse Voitsberg-Köflach BankAG can be done in a few steps:
Sparkasse Voitsberg-Köflach BankAG performs client's identity verification via branch visit.
branch
online banking
mobile app
Sparkasse Voitsberg-Köflach BankAG ranks as the 151st largest bank in Austria by total assets. In 2023 its total assets were 667.00 mln EUR, representing a 0.07% market share. It is also the 29th largest savings bank in Austria, commanding a 0.28% share among savings banks. In 2023 the bank's net income was 500,001.95 EUR.
Sparkassen-Haftungs GmbH (s-Haftungs)Sparkasse Voitsberg-Köflach BankAG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Sparkassen-Haftungs GmbH (s-Haftungs), making regular contributions into it.
Erste Group (Austria)Sparkasse Voitsberg-Köflach BankAG is a member of Erste Group (Austria).
Bahnhofstraße, 2, 8570, Voitsberg, Austria
11
03142/24111
03142/24924
https://www.sparkasse.at/voitsberg-koeflach/homeSparkasse Voitsberg-Köflach BankAG is located in Voitsberg.
Sparkasse Voitsberg-Köflach BankAG has profiles at the following social networks:
VisaMasterCardSparkasse Voitsberg-Köflach BankAG provides products and services in the areas of retail banking, business banking, insurance. Sparkasse Voitsberg-Köflach BankAG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension plans, housing savings, consumer loans, car loans, mortgage loans, trading accounts, business accounts, business payment cards, business loans. Sparkasse Voitsberg-Köflach BankAG makes its solutions available to natural persons, small- and medium-sized enterprises, companies, public-sector organizations.
Opening an account with Sparkasse Voitsberg-Köflach BankAG can be done by performing the following steps: submit online application, visit bank branch.
Sparkasse Voitsberg-Köflach BankAG performs identity verification using branch visit.
branch online banking mobile appProducts and services offered by Sparkasse Voitsberg-Köflach BankAG are available at its branches and via its online banking system, mobile application.
In 2023 total assets of Sparkasse Voitsberg-Köflach BankAG were 667.00 mln EUR. Growth compared to the previous period (2022) was 12.25%. The evolution of the total assets of Sparkasse Voitsberg-Köflach BankAG is shown at Chart 1 below.
Chart 1. Total Assets of Sparkasse Voitsberg-Köflach BankAG.
Recent changes in total assets of Sparkasse Voitsberg-Köflach BankAG and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Loans to banks | 71.8 | 100.9 | +40.60% |
| Loans to customers | 493.1 | 535.0 | +8.50% |
| Bonds and other fixed-income securities | 0.0 | 0.0 | 0.00% |
| Shares and other variable-yield securities | 1.2 | 1.2 | +0.88% |
| Total Assets | 594.2 | 667.0 | +12.25% |
Table 1. Recent changes in total assets of Sparkasse Voitsberg-Köflach BankAG (mln EUR).
Recent changes in total liabilities of Sparkasse Voitsberg-Köflach BankAG and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Bank deposits | 63.5 | 96.9 | +52.56% |
| Customer deposits | 482.2 | 515.8 | +6.95% |
| Total Liabilities | 594.2 | 667.0 | +12.25% |
Table 2. Recent changes in total liabilities of Sparkasse Voitsberg-Köflach BankAG (mln EUR).
Recent changes in gross profit of Sparkasse Voitsberg-Köflach BankAG and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Commission Income | 5.6 | 6.3 | +11.41% |
| Commission Charges | -0.6 | -0.7 | +17.56% |
| Interest Income | 10.9 | 23.3 | +114.06% |
| Interest Charges | -0.8 | -7.0 | +820.98% |
| Net Interest Income | 10.1 | 16.3 | +61.38% |
Table 3. Recent changes in gross profit of Sparkasse Voitsberg-Köflach BankAG (mln EUR).
In 2023 net income of Sparkasse Voitsberg-Köflach BankAG was 500,001.95 EUR. Growth compared to the previous period (2022) was 25.00%. The evolution of the net income of Sparkasse Voitsberg-Köflach BankAG is shown at Chart 2 below.
Chart 2. Net Income of Sparkasse Voitsberg-Köflach BankAG.
In 2023 Sparkasse Voitsberg-Köflach BankAG was ranked the 151st largest bank in Austriain terms of total assets, having 0.07% of the domestic market share.
Chart 3. Market share of Sparkasse Voitsberg-Köflach BankAG (among banks in Austria)
Historical changes in Sparkasse Voitsberg-Köflach BankAG's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 151 | 0.07 % |
| 2022 | 159 | 0.06 % |
| 2021 | 158 | 0.06 % |
| 2020 | 158 | 0.06 % |
| 2019 | 173 | 0.05 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Sparkasse Voitsberg-Köflach BankAG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 150 |  | 0.07% | 667.27 mln EUR (+57.99%) |
| 151 | | 0.07% | 667.00 mln EUR (+12.25%) |
| 152 | | 0.07% | 663.47 mln EUR (-3.64%) |
In 2023 Sparkasse Voitsberg-Köflach BankAG was ranked the 29th largest savings bank in Austriain terms of total assets, having 0.28% of the category's market share.
Chart 4. Market share of Sparkasse Voitsberg-Köflach BankAG (among Savings banks in Austria)
TheBanks.eu identified several banks savings banks having the market shares and ranks closest to Sparkasse Voitsberg-Köflach BankAG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 28 | | 0.32% | 748.88 mln EUR (+12.20%) |
| 29 | | 0.28% | 667.00 mln EUR (+12.25%) |
| 30 | | 0.27% | 623.94 mln EUR (+7.28%) |
Discover key identifiers of Sparkasse Voitsberg-Köflach BankAG including its BIC, LEI, sort code, company number, MFI ID.
BIC: SPVOAT21XXX
The BIC (also known as SWIFT code) for Sparkasse Voitsberg-Köflach BankAG is SPVOAT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | SPVOAT21XXX |
| Bank BIC Code | SPVO |
| Country Code | AT (Austria) |
| Location Code | 21 |
| Branch Code | XXX |
LEI: 529900ZOABQITI07W206
Sparkasse Voitsberg-Köflach BankAG’s LEI is 529900ZOABQITI07W206. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 529900ZOABQITI07W206 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | ZOABQITI07W2 |
| Verification ID | 06 |
Bank Sort Code: 20839
The Bank Sort Code for Sparkasse Voitsberg-Köflach BankAG is 20839. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 20839 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 49341k
Sparkasse Voitsberg-Köflach BankAG is registered in Austria under company number 49341k. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
| Key | Value |
|---|---|
| Company Number | 49341k |
MFI ID: AT0000018318285
Sparkasse Voitsberg-Köflach BankAG’s MFI ID, AT0000018318285, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | AT0000018318285 |
| Country Code | AT |
| MFI Code | 0000018318285 |
TheBanks.eu identified several banks similar to Sparkasse Voitsberg-Köflach BankAG based on various criteria, including:
