Created by Anna Mileiko 
Sparkasse der Gemeinde Egg is a regional savings bank providing retail, private and corporate banking products and services to local individuals, professionals, SMEs and companies.
In 2023, Sparkasse der Gemeinde Egg achieved the position of 183rd largest bank in Austria with a market share of 0.05%; its total assets grew by 7.24%.
Also the lender held the 102nd position regarging its loans-to-deposits (L/D) registering 106.95% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Sparkasse der Gemeinde Egg.
Becoming a client of Sparkasse der Gemeinde Egg can be done in a few steps:
Sparkasse der Gemeinde Egg performs client's identity verification via branch visit.
branch
online banking
mobile app
Sparkasse der Gemeinde Egg ranks as the 183rd largest bank in Austria by total assets. In 2023 its total assets were 522.58 mln EUR, representing a 0.05% market share. It is also the 34th largest savings bank in Austria, commanding a 0.22% share among savings banks. In 2023 the bank's net income was 0.00 EUR.
Sparkassen-Haftungs GmbH (s-Haftungs)Sparkasse der Gemeinde Egg protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Sparkassen-Haftungs GmbH (s-Haftungs), making regular contributions into it.
Erste Group (Austria)Sparkasse der Gemeinde Egg is a member of Erste Group (Austria).
Nr., 873, 6863, Egg (Vbg.), Austria
050100/75500
050100/975500
https://www.sparkasse.at/egg/HomeSparkasse der Gemeinde Egg is located in Egg (Vbg.).
VisaMasterCardSparkasse der Gemeinde Egg provides products and services in the areas of retail banking, business banking, insurance. Sparkasse der Gemeinde Egg offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension plans, housing savings, consumer loans, car loans, mortgage loans, trading accounts, business accounts, business payment cards, business loans. Sparkasse der Gemeinde Egg makes its solutions available to natural persons, small- and medium-sized enterprises, companies, public-sector organizations.
Opening an account with Sparkasse der Gemeinde Egg can be done by performing the following steps: submit online application, visit bank branch.
Sparkasse der Gemeinde Egg performs identity verification using branch visit.
branch online banking mobile appProducts and services offered by Sparkasse der Gemeinde Egg are available at its branches and via its online banking system, mobile application.
In 2023 total assets of Sparkasse der Gemeinde Egg were 522.58 mln EUR. Growth compared to the previous period (2022) was 7.24%. The evolution of the total assets of Sparkasse der Gemeinde Egg is shown at Chart 1 below.
Chart 1. Total Assets of Sparkasse der Gemeinde Egg.
Recent changes in total assets of Sparkasse der Gemeinde Egg and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Loans to banks | 49.5 | 63.4 | +28.16% |
| Loans to customers | 404.6 | 421.9 | +4.27% |
| Bonds and other fixed-income securities | 4.2 | 4.2 | +0.12% |
| Shares and other variable-yield securities | 0.0 | 0.0 | 0.00% |
| Total Assets | 487.3 | 522.6 | +7.24% |
Table 1. Recent changes in total assets of Sparkasse der Gemeinde Egg (mln EUR).
Recent changes in total liabilities of Sparkasse der Gemeinde Egg and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Bank deposits | 105.7 | 105.1 | -0.60% |
| Customer deposits | 322.9 | 348.7 | +8.01% |
| Total Liabilities | 487.3 | 522.6 | +7.24% |
Table 2. Recent changes in total liabilities of Sparkasse der Gemeinde Egg (mln EUR).
Recent changes in gross profit of Sparkasse der Gemeinde Egg and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Commission Income | 3.3 | 3.3 | -0.73% |
| Commission Charges | -0.3 | -0.3 | -6.15% |
| Interest Income | 9.5 | 19.3 | +102.37% |
| Interest Charges | -0.9 | -6.3 | +590.84% |
| Net Interest Income | 8.6 | 13.0 | +51.03% |
Table 3. Recent changes in gross profit of Sparkasse der Gemeinde Egg (mln EUR).
In 2023 net income of Sparkasse der Gemeinde Egg was 0.00 EUR. The value didn't change compared to the previous period (2022). The evolution of the net income of Sparkasse der Gemeinde Egg is shown at Chart 2 below.
Chart 2. Net Income of Sparkasse der Gemeinde Egg.
In 2023 Sparkasse der Gemeinde Egg was ranked the 183rd largest bank in Austriain terms of total assets, having 0.05% of the domestic market share.
Chart 3. Market share of Sparkasse der Gemeinde Egg (among banks in Austria)
Historical changes in Sparkasse der Gemeinde Egg's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 183 | 0.05 % |
| 2022 | 190 | 0.05 % |
| 2021 | 194 | 0.05 % |
| 2020 | 207 | 0.04 % |
| 2019 | 206 | 0.04 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Sparkasse der Gemeinde Egg listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 182 |  | 0.05% | 528.08 mln EUR (+1.04%) |
| 183 | | 0.05% | 522.58 mln EUR (+7.24%) |
| 184 | | 0.05% | 513.18 mln EUR (+3.39%) |
In 2023 Sparkasse der Gemeinde Egg was ranked the 34th largest savings bank in Austriain terms of total assets, having 0.22% of the category's market share.
Chart 4. Market share of Sparkasse der Gemeinde Egg (among Savings banks in Austria)
TheBanks.eu identified several banks savings banks having the market shares and ranks closest to Sparkasse der Gemeinde Egg listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 33 | | 0.23% | 547.93 mln EUR (+7.15%) |
| 34 | | 0.22% | 522.58 mln EUR (+7.24%) |
| 35 | | 0.22% | 513.18 mln EUR (+3.39%) |
Discover key identifiers of Sparkasse der Gemeinde Egg including its BIC, LEI, sort code, company number, MFI ID.
BIC: SPEGAT21XXX
The BIC (also known as SWIFT code) for Sparkasse der Gemeinde Egg is SPEGAT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | SPEGAT21XXX |
| Bank BIC Code | SPEG |
| Country Code | AT (Austria) |
| Location Code | 21 |
| Branch Code | XXX |
LEI: 5299007CQAM6HN45CF82
Sparkasse der Gemeinde Egg’s LEI is 5299007CQAM6HN45CF82. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 5299007CQAM6HN45CF82 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | 7CQAM6HN45CF |
| Verification ID | 82 |
Bank Sort Code: 20603
The Bank Sort Code for Sparkasse der Gemeinde Egg is 20603. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 20603 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 64289v
Sparkasse der Gemeinde Egg is registered in Austria under company number 64289v. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
| Key | Value |
|---|---|
| Company Number | 64289v |
MFI ID: AT0000002401410
Sparkasse der Gemeinde Egg’s MFI ID, AT0000002401410, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | AT0000002401410 |
| Country Code | AT |
| MFI Code | 0000002401410 |
TheBanks.eu identified several banks similar to Sparkasse der Gemeinde Egg based on various criteria, including:
