VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. (Austria)

Address

Stadtplatz 34, 4840, Vöcklabruck, Austria

BIC

VBOEATWWVOE

Overview

Business Focus

cooperative retail banking

VOLKSBANK VÖCKLABRUCK-GMUNDEN was merged into Volksbank Oberösterreich AG.

Performance

In 2015, VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. achieved the position of 144th largest bank in Austria with a market share of 0.06%; its total assets grew by 1.48%.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen.

Market Share (#144 in Austria)

Market Share of VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen.

Products

current accounts

debit cards

credit cards

savings accounts

time deposit accounts

consumer loans

Card Providers

Ways to Bank

VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. delivered its products and services through both direct and indirect channels, namely:

branch

online banking

Financials

Total Assets of VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen.

Net_income of VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen.

Total Assets (2015)

461.10 mln EUR (+1.48%)

Net Income (2015)

117,000.00 EUR (-23.53%)

VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. was the 144th largest bank in Austria in terms of total assets. In 2015 its total assets were 461,10 mln EUR, providing the bank with the market share of 0.06%. VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. was the 15th largest volksbank credit cooperatives in Austria (out of 37 volksbank credit cooperatives) having market share of 1.39% amongst the banks of this category. In 2015 the bank's net income was 117 000,00 EUR.

Credit Ratings

Fitch: BB+

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: -

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative).

Deposit Guarantee

Guarantee Fund

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Protected Amount

up to 100,000 EUR

Eligible Depositors

natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

Covered Accounts

all balances on bank accounts

VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. participates in the deposit guarantee scheme of Austria which applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign) and covers up to up to 100,000 EUR per bank per depositor. VOLKSBANK VÖCKLABRUCK-GMUNDEN e.Gen. is a member of Einlagensicherung AUSTRIA Ges.m.b.H (ESA) and makes its contributions into it.