Created by Anna Mileiko 
Volksbank Bad Goisern was merged into Volksbank Salzburg eG.
In 2016, Volksbank Bad Goisern eingetragene Genossenschaft achieved the position of 381st largest bank in Austria with a market share of 0.02%; its total assets grew by 3.43%.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Volksbank Bad Goisern eingetragene Genossenschaft.
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online banking
Volksbank Bad Goisern eingetragene Genossenschaft ranked as the 381st largest bank in Austria by total assets. In 2016 its total assets were 126.99 mln EUR, representing a 0.02% market share. It was also the 17th largest Volksbank credit cooperatives in Austria, commanding a 0.40% share among Volksbank credit cooperatives. In 2016 the bank's net income was 82,000.00 EUR.
Volksbank Bad Goisern eingetragene Genossenschaft is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative).
Einlagensicherung AUSTRIA Ges.m.b.H (ESA)Volksbank Bad Goisern eingetragene Genossenschaft protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.
Volksbank (Austria)Volksbank Bad Goisern eingetragene Genossenschaft is a member of Volksbank (Austria).
Obere Marktstraße 2, 4822, Bad Goisern / Hallstättersee, Austria
36
06135/8333
06135/833321Volksbank Bad Goisern eingetragene Genossenschaft was headquartered in Bad Goisern / Hallstättersee.
VisaMasterCardVolksbank Bad Goisern eingetragene Genossenschaft provides products and services in the areas of retail banking, business banking, insurance. Volksbank Bad Goisern eingetragene Genossenschaft offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans.
branch online bankingProducts and services offered by Volksbank Bad Goisern eingetragene Genossenschaft are available at its branches and via its online banking system.
In 2016 total assets of Volksbank Bad Goisern eingetragene Genossenschaft were 126.99 mln EUR. Growth compared to the previous period (2015) was 3.43%. The evolution of the total assets of Volksbank Bad Goisern eingetragene Genossenschaft is shown at Chart 1 below.
Chart 1. Total Assets of Volksbank Bad Goisern eingetragene Genossenschaft.
Recent changes in total assets of Volksbank Bad Goisern eingetragene Genossenschaft and its main components are shown in Table 1.
| 2015 | 2016 | change (%) | |
|---|---|---|---|
| Loans to banks | 36.2 | 40.7 | +12.28% |
| Loans to customers | 66.1 | 68.5 | +3.64% |
| Bonds and other fixed-income securities | 1.4 | 0.8 | -41.85% |
| Shares and other variable-yield securities | 6.9 | 4.3 | -38.05% |
| Total Assets | 122.8 | 127.0 | +3.43% |
Table 1. Recent changes in total assets of Volksbank Bad Goisern eingetragene Genossenschaft (mln EUR).
Recent changes in total liabilities of Volksbank Bad Goisern eingetragene Genossenschaft and its main components are shown in Table 2.
| 2015 | 2016 | change (%) | |
|---|---|---|---|
| Bank deposits | 112.4 | ||
| Customer deposits | 115.7 | ||
| Total Liabilities | 122.8 | 127.0 | +3.43% |
Table 2. Recent changes in total liabilities of Volksbank Bad Goisern eingetragene Genossenschaft (mln EUR).
Recent changes in gross profit of Volksbank Bad Goisern eingetragene Genossenschaft and its main components are shown in Table 3.
| 2015 | 2016 | change (%) | |
|---|---|---|---|
| Commission Income | 1.1 | 1.2 | +6.06% |
| Commission Charges | -0.1 | -0.1 | +21.59% |
| Interest Income | 2.5 | 2.1 | -17.99% |
| Interest Charges | -0.4 | -0.3 | -22.59% |
| Net Interest Income | 2.1 | 1.7 | -17.13% |
Table 3. Recent changes in gross profit of Volksbank Bad Goisern eingetragene Genossenschaft (mln EUR).
In 2016 net income of Volksbank Bad Goisern eingetragene Genossenschaft was 82,000.00 EUR. Growth compared to the previous period (2015) was 74.47%. The evolution of the net income of Volksbank Bad Goisern eingetragene Genossenschaft is shown at Chart 2 below.
Chart 2. Net Income of Volksbank Bad Goisern eingetragene Genossenschaft.
In 2016 Volksbank Bad Goisern eingetragene Genossenschaft was ranked the 381st largest bank in Austriain terms of total assets, having 0.02% of the domestic market share.
Chart 3. Market share of Volksbank Bad Goisern eingetragene Genossenschaft (among banks in Austria)
Historical changes in Volksbank Bad Goisern eingetragene Genossenschaft's domestic rank and market share over 2014-2016 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2016 | 381 | 0.02 % |
| 2015 | 397 | 0.02 % |
| 2014 | 398 | 0.01 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Volksbank Bad Goisern eingetragene Genossenschaft listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 380 |  | 0.02% | 173.92 mln EUR (-1.76%) |
| 381 | | 0.02% | 126.99 mln EUR (+3.43%) |
| 382 | | 0.02% | 185.21 mln EUR (+3.50%) |
In 2016 Volksbank Bad Goisern eingetragene Genossenschaft was ranked the 17th largest volksbank credit cooperatives in Austriain terms of total assets, having 0.40% of the category's market share.
Chart 4. Market share of Volksbank Bad Goisern eingetragene Genossenschaft (among Volksbank credit cooperatives in Austria)
TheBanks.eu identified several banks volksbank credit cooperatives having the market shares and ranks closest to Volksbank Bad Goisern eingetragene Genossenschaft listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 16 | | 0.76% | 241.76 mln EUR (+3.84%) |
| 17 | | 0.40% | 126.99 mln EUR (+3.43%) |
| 18 | | 0.33% | 105.26 mln EUR (+0.51%) |
Volksbank Bad Goisern eingetragene Genossenschaft has received a rating from Fitch, a major credit rating agency. This rating assesses the institution's financial stability and creditworthiness.
| Rating Category / Outlook | Value |
|---|---|
| Long-Term Issuer Default Rating | BB+ (speculative) |
| Outlook | positive |
| On Watch | No |
| Short-Term Issuer Default Rating | B (speculative short-term credit quality) |
| Viability Rating | - |
| Support Rating | - |
| Support Rating Floor | - |
The long-term issuer rating measures the bank’s ability tomeet its financial obligations, while the short-term rating reflects itsshort-term creditworthiness. The positive on watch outlook indicates that Fitch is closely monitoring the situation, with an upgrade likely if certain conditions are met.
Discover key identifiers of Volksbank Bad Goisern eingetragene Genossenschaft including its BIC, sort code, company number, MFI ID.
BIC: VBGOAT21XXX
The BIC (also known as SWIFT code) for Volksbank Bad Goisern eingetragene Genossenschaft is VBGOAT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | VBGOAT21XXX |
| Bank BIC Code | VBGO |
| Country Code | AT (Austria) |
| Location Code | 21 |
| Branch Code | XXX |
Bank Sort Code: 40720
The Bank Sort Code for Volksbank Bad Goisern eingetragene Genossenschaft is 40720. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 40720 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 94189p
Volksbank Bad Goisern eingetragene Genossenschaft is registered in Austria under company number 94189p. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
| Key | Value |
|---|---|
| Company Number | 94189p |
MFI ID: AT40720
Volksbank Bad Goisern eingetragene Genossenschaft’s MFI ID, AT40720, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | AT40720 |
| Country Code | AT |
| MFI Code | 40720 |
TheBanks.eu identified several banks similar to Volksbank Bad Goisern eingetragene Genossenschaft based on various criteria, including:
