Created by Anna Mileiko 
Volksbank Enns - St. Valentin eG was merged into Volksbank Niederösterreich AG.
In 2015, Volksbank Enns - St. Valentin eG achieved the position of 321st largest bank in Austria with a market share of 0.02%; its total assets dropped by 1.29%.
Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in Volksbank Enns - St. Valentin eG.
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Volksbank Enns - St. Valentin eG ranked as the 321st largest bank in Austria by total assets. In 2015 its total assets were 178.53 mln EUR, representing a 0.02% market share. It was also the 31st largest Volksbank credit cooperatives in Austria, commanding a 0.54% share among Volksbank credit cooperatives. In 2015 the bank's net income was 25,000.00 EUR.
Volksbank Enns - St. Valentin eG is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative).
Einlagensicherung AUSTRIA Ges.m.b.H (ESA)Volksbank Enns - St. Valentin eG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.
Volksbank (Austria)Volksbank Enns - St. Valentin eG is a member of Volksbank (Austria).
Hauptplatz 15, 4470, Enns, Austria
07223/84581
07223/84581112
https://www.enns.volksbank.atVolksbank Enns - St. Valentin eG was headquartered in Enns.
Visa
MasterCardVolksbank Enns - St. Valentin eG provides products and services in the areas of retail banking, business banking, insurance. Volksbank Enns - St. Valentin eG offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans.
branch online bankingProducts and services offered by Volksbank Enns - St. Valentin eG are available at its branches and via its online banking system.
In 2015 total assets of Volksbank Enns - St. Valentin eG were 178.53 mln EUR. Decline compared to the previous period (2014) was -1.29%. The evolution of the total assets of Volksbank Enns - St. Valentin eG is shown at Chart 1 below.
Chart 1. Total Assets of Volksbank Enns - St. Valentin eG.
Recent changes in total assets of Volksbank Enns - St. Valentin eG and its main components are shown in Table 1.
| 2014 | 2015 | change (%) | |
|---|---|---|---|
| Loans to customers | 93.0 | 95.4 | +2.53% |
| Loans to banks | 34.4 | 48.1 | +39.66% |
| Bonds and other fixed-income securities | 33.8 | 18.2 | -46.26% |
| Shares and other variable-yield securities | 7.8 | 5.9 | -24.11% |
| Total Assets | 180.9 | 178.5 | -1.29% |
Table 1. Recent changes in total assets of Volksbank Enns - St. Valentin eG (mln EUR).
Recent changes in total liabilities of Volksbank Enns - St. Valentin eG and its main components are shown in Table 2.
| 2014 | 2015 | change (%) | |
|---|---|---|---|
| Bank deposits | 0.0 | 161.5 | +2,691,750.00% |
| Customer deposits | 165.6 | ||
| Total Liabilities | 180.9 | 178.5 | -1.29% |
Table 2. Recent changes in total liabilities of Volksbank Enns - St. Valentin eG (mln EUR).
Recent changes in gross profit of Volksbank Enns - St. Valentin eG and its main components are shown in Table 3.
| 2014 | 2015 | change (%) | |
|---|---|---|---|
| Interest Charges | -927,000.0 | -592,000.0 | -36.14% |
| Interest Income | 4,339,000.0 | 3,284,000.0 | -24.31% |
| Net Interest Income | 3,412,000.0 | 2,692,000.0 | -21.10% |
| Commission Charges | -90,000.0 | -88,000.0 | -2.22% |
| Commission Income | 1,559,000.0 | 1,626,000.0 | +4.30% |
Table 3. Recent changes in gross profit of Volksbank Enns - St. Valentin eG ( EUR).
In 2015 net income of Volksbank Enns - St. Valentin eG was 25,000.00 EUR. Growth compared to the previous period (2014) was 25.00%. The evolution of the net income of Volksbank Enns - St. Valentin eG is shown at Chart 2 below.
Chart 2. Net Income of Volksbank Enns - St. Valentin eG.
In 2015 Volksbank Enns - St. Valentin eG was ranked the 321st largest bank in Austriain terms of total assets, having 0.02% of the domestic market share.
Chart 3. Market share of Volksbank Enns - St. Valentin eG (among banks in Austria)
Historical changes in Volksbank Enns - St. Valentin eG's domestic rank and market share over 2014-2015 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2015 | 321 | 0.02 % |
| 2014 | 319 | 0.02 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Volksbank Enns - St. Valentin eG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 320 |  | 0.07% | 727.65 mln EUR (+180.43%) |
| 321 | | 0.02% | 178.53 mln EUR (-1.29%) |
| 322 | | 0.04% | 347.54 mln EUR (-0.66%) |
In 2015 Volksbank Enns - St. Valentin eG was ranked the 31st largest volksbank credit cooperatives in Austriain terms of total assets, having 0.54% of the category's market share.
Chart 4. Market share of Volksbank Enns - St. Valentin eG (among Volksbank credit cooperatives in Austria)
TheBanks.eu identified several banks volksbank credit cooperatives having the market shares and ranks closest to Volksbank Enns - St. Valentin eG listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 30 | | 0.54% | 180.66 mln EUR (+3.01%) |
| 31 | | 0.54% | 178.53 mln EUR (-1.29%) |
| 32 | | 0.50% | 166.65 mln EUR (-1.80%) |
Volksbank Enns - St. Valentin eG has received a rating from Fitch, a major credit rating agency. This rating assesses the institution's financial stability and creditworthiness.
| Rating Category / Outlook | Value |
|---|---|
| Long-Term Issuer Default Rating | BB+ (speculative) |
| Outlook | positive |
| On Watch | No |
| Short-Term Issuer Default Rating | B (speculative short-term credit quality) |
| Viability Rating | - |
| Support Rating | - |
| Support Rating Floor | - |
The long-term issuer rating measures the bank’s ability tomeet its financial obligations, while the short-term rating reflects itsshort-term creditworthiness. The positive on watch outlook indicates that Fitch is closely monitoring the situation, with an upgrade likely if certain conditions are met.
Discover key identifiers of Volksbank Enns - St. Valentin eG including its BIC, sort code, company number, MFI ID.
BIC: VOENAT21XXX
The BIC (also known as SWIFT code) for Volksbank Enns - St. Valentin eG is VOENAT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | VOENAT21XXX |
| Bank BIC Code | VOEN |
| Country Code | AT (Austria) |
| Location Code | 21 |
| Branch Code | XXX |
Bank Sort Code: 43920
The Bank Sort Code for Volksbank Enns - St. Valentin eG is 43920. This unique code identifies the bank within Austria and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 43920 |
The Bank Sort Code (also known as Bankleitzahl or BLZ) is a five-digit code allocated by the Oesterreichische Nationalbank (OeNB). It ensures accurate routing of funds between financial institutions within Austria.
Company Registration Number: 121242y
Volksbank Enns - St. Valentin eG is registered in Austria under company number 121242y. In Austria, companies are issued a registration number (Firmenbuchnummer - FN) upon formation and registering in the official register (Firmenbuch). The registration numbers consist of 6 digits and a letter.
| Key | Value |
|---|---|
| Company Number | 121242y |
MFI ID: AT43920
Volksbank Enns - St. Valentin eG’s MFI ID, AT43920, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Austria (AT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | AT43920 |
| Country Code | AT |
| MFI Code | 43920 |
TheBanks.eu identified several banks similar to Volksbank Enns - St. Valentin eG based on various criteria, including:
