card complete Service Bank AG (Austria)

Address

Lassallestraße 3, 1020, Wien, Austria

BIC

VIAUATW1

Overview

Business Focus

payment cards and related services

card complete Service Bank AG, formerly VISA SERVICE Kreditkarten AG, is an Austrian payment card provider for cashless payment transactions. Founded in 1985, the company was originally issuing VISA cards only. In 2007 the company was renamed to card complete Service Bank AG, and since 2008 started issuing MasterCards.card complete Service Bank AG operates as a subsidiary of UniCredit Bank Austria AG which owns 50.1% of its shares.

Performance

In 2023, card complete Service Bank AG achieved the position of 135th largest bank in Austria with a market share of 0.07%; its total assets grew by 1.75%.

Additionally, the bank became the 388th profitable bank in relation to its total assets showcasing -1.99% return on assets in 2023.

Also the lender held the 8th position regarging its loans-to-deposits (L/D) registering 194.14% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Austrian deposit guarantee scheme in card complete Service Bank AG.

Market Share (#135 in Austria)

Market Share of card complete Service Bank AG

Ratios

RoA

-1.99%

L/D

194.14%

Services

card services

payment services

insurance

Clients

private individuals

companies

Products

credit cards

prepaid cards

corporate cards

business cards

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

card complete Service Bank AG delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets of card complete Service Bank AG

Net_income of card complete Service Bank AG

Total Assets (2023)

731.80 mln EUR (+1.75%)

Net Income (2023)

-14,447,315.56 EUR (-11.69%)

card complete Service Bank AG ranks as the 135th largest bank in Austria by total assets. In 2023 its total assets were 731.80 mln EUR, representing a 0.07% market share. It is also the 9th largest special purpose bank in Austria, commanding a 1.70% share among special purpose banks. In 2023 the bank's net income was -14.45 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Einlagensicherung AUSTRIA Ges.m.b.H (ESA)

Covered Accounts

all balances on bank accounts

Eligible Depositors

natural persons (Austrian and foreign)
legal entities (Austrian and foreign)

card complete Service Bank AG protects deposits up to up to 100,000 EUR per depositor through Austria's deposit guarantee scheme. The scheme applies to all balances on bank accounts made by natural persons (Austrian and foreign), legal entities (Austrian and foreign). The bank participates in the Einlagensicherung AUSTRIA Ges.m.b.H (ESA), making regular contributions into it.