easybank AG

Business Summary

Business Focus
providing products and services via direct banking
Services
retail banking
corporate banking
investment banking
Clients
natural persons
companies
Products
Area Served
Austria
Germany

easybank AG is focused on providing products and services via direct banking. easybank AG provides products and services in the areas of retail banking, corporate banking, investment banking. The range of products offered by easybank AG includes credit cards, savings accounts (0.02 - 0.02 %), consumer loans (4.45 - 6.52 %), car loans (4.45 - 6.52 %), trading accounts. easybank AG makes its solutions available to natural persons, companies.

Account Opening
completely online
within a few minutes

Opening an account with easybank AG can be done completely online within a few minutes.

Ways to Bank
online banking
mobile app

easybank AG operates as a direct bank without a branch network. Products and services offered by easybank AG are available via online banking, mobile application.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

easybank AG offers the following savings accounts.

Updated on 14 December 2019

easy zinsmax
Sales Region
Austria
Account Currency
EUR
Interest Rate (p.a.)
0.02 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
easy zinsmax
Account Currency
EUR
Min. Interest Rate (p.a.)
0.02 %
Max. Interest Rate (p.a.)
0.02 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with easybank AG are covered by deposit guarantee scheme of Austria up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Austria is not taxed. Interest gained on savings accounts by residents of Austria is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by easybank AG from the savings account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by easybank AG.

Updated on 14 December 2019

PayLife Gold
Sales Region
Austria
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Costs
64.00 EUR
Credit Card Details
Product Name
PayLife Gold
Card Provider
Visa
Card Type
Gold
Annual Costs
64.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Paylife Black
Sales Region
Austria
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
96.00 EUR
Credit Card Details
Product Name
Paylife Black
Card Provider
Visa
Card Type
Standard
Annual Costs
96.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
PayLife Gold
Sales Region
Austria
Card Currency
EUR
Card Provider
MasterCard
Card Type
Gold
Annual Costs
64.00 EUR
Credit Card Details
Product Name
PayLife Gold
Card Provider
MasterCard
Card Type
Gold
Annual Costs
64.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
PayLife Golf Fee
Sales Region
Austria
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
75.00 EUR
Credit Card Details
Product Name
PayLife Golf Fee
Card Provider
MasterCard
Card Type
Standard
Annual Costs
75.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
Paylife Black
Sales Region
Austria
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
96.00 EUR
Credit Card Details
Product Name
Paylife Black
Card Provider
MasterCard
Card Type
Standard
Annual Costs
96.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services
PayLife Platinum
Sales Region
Austria
Card Currency
EUR
Card Provider
MasterCard
Card Type
Platin
Annual Costs
218.00 EUR
Credit Card Details
Product Name
PayLife Platinum
Card Provider
MasterCard
Card Type
Platin
Annual Costs
218.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by easybank AG are shown in the table below.

Updated on 14 December 2019

easy kredit
Sales Region
Austria
Effective Rate (p.a.)
4.45 - 6.52 %
Loan Amount
4,000 - 75,000 EUR
Loan Term
12 - 120 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
4,000 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
4.45 %
Max. Effective Rate (p.a.)
6.52 %

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by easybank AG are shown in the table below.

Updated on 14 December 2019

easy kredit
Sales Region
Austria
Effective Rate (p.a.)
4.45 - 6.52 %
Loan Amount
4,000 - 75,000 EUR
Loan Term
12 - 120 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
4,000 EUR
Max. Loan Amount
75,000 EUR
Min Effective Rate (p.a.)
4.45 %
Max Effective Rate (p.a.)
6.52 %

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by easybank AG are shown in the table below.

Updated on 14 December 2019

easy broker
Sales Region
Austria
Annual Costs
35.00 EUR
Costs per Order
5.95 EUR
Trading Account Details
Product Name
easy broker
Annual Costs
35.00 EUR
Costs per Order
5.95 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
XETRA
Frankfurt Stock Exchange
Vienna Stock Exchange
NYSE
Trading Account Features
Major world stock exchanges
Most popular trade instruments
Available to Austrian residents

Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Investor Compensation. Trading accounts made with easybank AG are covered by investor compensation scheme of Austria up to 20,000 EUR per investor.

See Also