Beobank traces its roots back to 1962 when Citibank (United States) established its branch Brussels. In 2012 Beobank was taken over by Crédit Mutuel Group (France). Beobank specializes in providing retail banking products and services to individuals, self-employed professionals and SMEs in Belgium through its network of agencies (retail outlets, agencies for the self-employed and companies).
In 2023, BEOBANK NV/SA achieved the position of 14th largest bank in Belgium with a market share of 0.76%; its total assets grew by 9.12%.
Additionally, the bank became the 22nd bank in relation to its loans-to-deposits (L/D) showcasing 104.94% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Belgian deposit guarantee scheme in BEOBANK NV/SA.
BEOBANK NV/SA ranks as the 14th largest bank in Belgium by total assets. In 2023 its total assets were 9,845.00 mln EUR, representing a 0.76% market share.
BEOBANK NV/SA protects deposits up to up to 100,000 EUR per depositor through Belgium's deposit guarantee scheme. The scheme applies to current accounts, deposit accounts made by natural persons (Belgian and foreign), legal entities (Belgian and foreign). The bank participates in the Guarantee Fund for Financial Services (GFFS), making regular contributions into it.
BEOBANK NV/SA is a member of Crédit Mutuel (France).
BEOBANK NV/SA is headquartered in Brussel.
BEOBANK NV/SA has profiles at the following social networks:
BEOBANK NV/SA provides products and services in the areas of retail banking, business banking. BEOBANK NV/SA offers a range of products including current accounts, savings accounts, time deposit accounts, investment funds, credit cards, consumer loans (3.49 - 10.00 %), business loans, financial leasing, operational leasing, car loans (1.29 - 10.00 %).
Products and services offered by BEOBANK NV/SA are available at its branches and via its online banking system, mobile application.
Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).Consumer loans offered by BEOBANK NV/SA are shown in the table below.
Updated on 5 February 2025
Loan purposes: personal needs
Finance all types of expenses
Loan purposes: personal needs, wedding, electronics, holiday, furniture, education
Finance all types of expenses
Loan purposes: education, holiday, wedding, personal needs, furniture, electronics
Finance all types of expenses
Loan purposes: furniture, electronics, education, personal needs, wedding, debt consolidation, holiday
Belgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.
Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by BEOBANK NV/SA are shown in the table below.
Updated on 5 February 2025
Finance purchase of new or less than 2 years old vehicles
Loan purposes: caravan, car, moto purchase
Suitable for purchase of eco-friendly vehicles
Loan purposes: caravan, moto, car purchase
Finance purchase of used vehicles
Belgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.
In 2023 total assets of BEOBANK NV/SA were 9,845.00 mln EUR. Growth compared to the previous period (2022) was 9.12%. The evolution of the total assets of BEOBANK NV/SA is shown at Chart 1 below.
Chart 1. Total Assets of BEOBANK NV/SA.
Recent changes in total assets of BEOBANK NV/SA and its main components are shown in Table 1.
2022 | 2023 | change (%) | |
---|---|---|---|
Cash and deposits with Central Banks | 23.5 | 22.8 | -2.92% |
Loans to banks | 774.4 | 697.4 | -9.94% |
Loans to customers | 7,766.3 | 8,546.3 | +10.04% |
Total Assets | 9,021.9 | 9,845.0 | +9.12% |
Table 1. Recent changes in total assets of BEOBANK NV/SA (mln EUR).
Recent changes in total liabilities of BEOBANK NV/SA and its main components are shown in Table 2.
2022 | 2023 | change (%) | |
---|---|---|---|
Bank deposits | 1,017.0 | 1,231.4 | +21.08% |
Customer deposits | 7,051.8 | 7,577.1 | +7.45% |
Total Liabilities | 9,021.9 | 9,845.0 | +9.12% |
Table 2. Recent changes in total liabilities of BEOBANK NV/SA (mln EUR).
Discover key identifiers of BEOBANK NV/SA including its BIC, LEI, company number, MFI ID.
BIC: CTBKBEBX
The BIC (also known as SWIFT code) for BEOBANK NV/SA is CTBKBEBX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
Key | Value |
---|---|
BIC | CTBKBEBX |
Bank BIC Code | CTBK |
Country Code | BE (Belgium) |
Location Code | BX |
Branch Code | - |
LEI: 529900GQWNQZIWLG8D46
BEOBANK NV/SA’s LEI is 529900GQWNQZIWLG8D46. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
Key | Value |
---|---|
LEI | 529900GQWNQZIWLG8D46 |
LOU Identifier | 5299 |
Reserved | 00 |
Entity Identifier | GQWNQZIWLG8D |
Verification ID | 46 |
Company Registration Number: 0401517147
BEOBANK NV/SA is registered in Belgium under company number 0401517147. In Belgium, Company Registration Number is assigned automatically when registering a company in the Crossroads Bank for Enterprises (CBE). The company registration number is a unique identification number consisting of 10 digits, starting with 0 or 1.
Key | Value |
---|---|
Company Number | 0401517147 |
MFI ID: BE0401517147
BEOBANK NV/SA’s MFI ID, BE0401517147, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Belgium (BE), followed by the institutions's internal ID.
Key | Value |
---|---|
MFI ID | BE0401517147 |
Country Code | BE |
MFI Code | 0401517147 |
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