BEOBANK NV/SA

Anna Mileiko Created by Anna Mileiko

BEOBANK NV/SA Logo

Address

Koning Albert II-laan, 2, 1000, Brussel, Belgium

BIC

CTBKBEBX

Overview

Category

Commercial banks

Business Focus

retail banking

Beobank traces its roots back to 1962 when Citibank (United States) established its branch Brussels. In 2012 Beobank was taken over by Crédit Mutuel Group (France). Beobank specializes in providing retail banking products and services to individuals, self-employed professionals and SMEs in Belgium through its network of agencies (retail outlets, agencies for the self-employed and companies).

Performance

In 2023, BEOBANK NV/SA achieved the position of 14th largest bank in Belgium with a market share of 0.76%; its total assets grew by 9.12%.

Additionally, the bank became the 22nd bank in relation to its loans-to-deposits (L/D) showcasing 104.94% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Belgian deposit guarantee scheme in BEOBANK NV/SA.

Services

retail banking
business banking

Products

current accounts
savings accounts
time deposit accounts
investment funds
credit cards
business loans
financial leasing
operational leasing

Card Providers

VisaMasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Ways to Bank

BEOBANK NV/SA delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking
mobile app mobile app

Financials

Total Assets of BEOBANK NV/SA
Market Share of BEOBANK NV/SA
Total Assets (2023)
9,845.00 mln EUR   (+9.12%)

BEOBANK NV/SA ranks as the 14th largest bank in Belgium by total assets. In 2023 its total assets were 9,845.00 mln EUR, representing a 0.76% market share.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Guarantee Fund for Financial Services (GFFS)Guarantee Fund for Financial Services (GFFS)
Covered Accounts
current accounts
deposit accounts
Eligible Depositors
natural persons (Belgian and foreign)
legal entities (Belgian and foreign)

BEOBANK NV/SA protects deposits up to up to 100,000 EUR per depositor through Belgium's deposit guarantee scheme. The scheme applies to current accounts, deposit accounts made by natural persons (Belgian and foreign), legal entities (Belgian and foreign). The bank participates in the Guarantee Fund for Financial Services (GFFS), making regular contributions into it.

See Also

BEOBANK NV/SA is a member of Crédit Mutuel (France).

Contacts

addressKoning Albert II-laan, 2, 1000, Brussel, Belgium

BEOBANK NV/SA is headquartered in Brussel.

Social Networks

BEOBANK NV/SA has profiles at the following social networks:

Bank Identifiers

BIC (SWIFT)
CTBKBEBX
LEI
529900GQWNQZIWLG8D46
Company Number
0401517147
MFI ID
BE0401517147

Bank History

Previous Name
Citibank Belgium

Business Summary

Services
retail banking
business banking
Products
current accounts
savings accounts
time deposit accounts
investment funds
credit cards
consumer loans (3.49 - 10.00 %)
business loans
financial leasing
operational leasing
car loans (1.29 - 10.00 %)
Card Providers
VisaVisa
MasterCardMasterCard

BEOBANK NV/SA provides products and services in the areas of retail banking, business banking. BEOBANK NV/SA offers a range of products including current accounts, savings accounts, time deposit accounts, investment funds, credit cards, consumer loans (3.49 - 10.00 %), business loans, financial leasing, operational leasing, car loans (1.29 - 10.00 %).

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by BEOBANK NV/SA are available at its branches and via its online banking system, mobile application.

Mobile Application: Beobank Mobile

 4.6, 16 Ratings
Beobank Mobile
Beobank Mobile
Beobank Mobile
Beobank Mobile
Beobank Mobile Supported Languages
NLDutch
GBEnglish
FRFrench

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).Consumer loans offered by BEOBANK NV/SA are shown in the table below.

Updated on 5 February 2025

Sales Reqion
BEBelgium
Max. Loan Amount
2,500 EUR
Loan Term
12 months
Min. Effective Rate (p.a.)
3.49 %
Loan amount between 500 - 2,500 EUR; loan term 12 months; borrowing rate 3.49 - 3.49 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
12 months
Min. Loan Amount
500 EUR
Max. Loan Amount
2,500 EUR
Min. Effective Rate (p.a.)
3.49 %
Max. Effective Rate (p.a.)
3.49 %
Consumer Loan Features

Loan purposes: personal needs

Sales Reqion
BEBelgium
Max. Loan Amount
7,500 EUR
Loan Term
12 - 42 months
Min. Effective Rate (p.a.)
4.99 %
Loan amount between 1,250 - 7,500 EUR; loan term 12 - 42 months; borrowing rate 4.99 - 4.99 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
42 months
Min. Loan Amount
1,250 EUR
Max. Loan Amount
7,500 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: personal needs, wedding, electronics, holiday, furniture, education

Sales Reqion
BEBelgium
Max. Loan Amount
70,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
10.00 %
Loan amount between 2,500 - 70,000 EUR; loan term 12 - 84 months; borrowing rate 10.00 - 12.50 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
70,000 EUR
Min. Effective Rate (p.a.)
10.00 %
Max. Effective Rate (p.a.)
12.50 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: education, holiday, wedding, personal needs, furniture, electronics

Sales Reqion
BEBelgium
Max. Loan Amount
70,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
10.00 %
Loan amount between 2,500 - 70,000 EUR; loan term 12 - 84 months; borrowing rate 10.00 - 12.50 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
70,000 EUR
Min. Effective Rate (p.a.)
10.00 %
Max. Effective Rate (p.a.)
12.50 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: furniture, electronics, education, personal needs, wedding, debt consolidation, holiday

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by BEOBANK NV/SA are shown in the table below.

Updated on 5 February 2025

Sales Reqion
BEBelgium
Max. Loan Amount
40,000 EUR
Loan Term
12 - 60 months
Min. Effective Rate (p.a.)
1.29 %
Loan amount between 2,500 - 40,000 EUR; loan term 12 - 60 months; borrowing rate 1.29 - 1.29 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
60 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
40,000 EUR
Min. Effective Rate (p.a.)
1.29 %
Max. Effective Rate (p.a.)
1.29 %
Car Loan Features

Finance purchase of new or less than 2 years old vehicles

Loan purposes: caravan, car, moto purchase

Suitable for purchase of eco-friendly vehicles

Sales Reqion
BEBelgium
Max. Loan Amount
75,000 EUR
Loan Term
24 - 84 months
Min. Effective Rate (p.a.)
10.00 %
Loan amount between 2,500 - 75,000 EUR; loan term 24 - 84 months; borrowing rate 10.00 - 12.50 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
10.00 %
Max. Effective Rate (p.a.)
12.50 %
Car Loan Features

Loan purposes: caravan, moto, car purchase

Finance purchase of used vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Balance Sheet

Total Assets (2023)
9,845.00 mln EUR   (+9.12%)

In 2023 total assets of BEOBANK NV/SA were 9,845.00 mln EUR. Growth compared to the previous period (2022) was 9.12%. The evolution of the total assets of BEOBANK NV/SA is shown at Chart 1 below.

Total Assets of BEOBANK NV/SA.

Chart 1. Total Assets of BEOBANK NV/SA.

Recent changes in total assets of BEOBANK NV/SA and its main components are shown in Table 1.

2022 2023 change (%)
Cash and deposits with Central Banks 23.5 22.8 -2.92%
Loans to banks 774.4 697.4 -9.94%
Loans to customers 7,766.3 8,546.3 +10.04%
Total Assets 9,021.9 9,845.0 +9.12%

Table 1. Recent changes in total assets of BEOBANK NV/SA (mln EUR).

Recent changes in total liabilities of BEOBANK NV/SA and its main components are shown in Table 2.

2022 2023 change (%)
Bank deposits 1,017.0 1,231.4 +21.08%
Customer deposits 7,051.8 7,577.1 +7.45%
Total Liabilities 9,021.9 9,845.0 +9.12%

Table 2. Recent changes in total liabilities of BEOBANK NV/SA (mln EUR).

Market Share and Rank (among banks in Belgium)

Total Assets (2023)
14th (market share 0.76%)

In 2023 BEOBANK NV/SA was ranked the 14th largest bank in Belgiumin terms of total assets, having 0.76% of the domestic market share.

Market share of BEOBANK NV/SA (among banks in Belgium)

Chart 2. Market share of BEOBANK NV/SA (among banks in Belgium)

Historical changes in BEOBANK NV/SA's domestic rank and market share over 2019-2023 are shown below:

YearRankMarket %
2023140.76 %
2022150.72 %
2021150.69 %
2020170.64 %
2019150.71 %

TheBanks.eu identified several banks banks having the market shares and ranks closest to BEOBANK NV/SA listed below.

RankNameMarket %Total Assets
13 DEUTSCHE BANK AG0.82%10,696.44 mln EUR   (-2.92%)
14 BEOBANK NV/SA0.76%9,845.00 mln EUR   (+9.12%)
15 BANK J.VAN BREDA & C°0.65%8,495.00 mln EUR   (+11.72%)

Identifiers of BEOBANK NV/SA

Discover key identifiers of BEOBANK NV/SA including its BIC, LEI, company number, MFI ID.

BIC (Business Identifier Code)

BIC: CTBKBEBX

The BIC (also known as SWIFT code) for BEOBANK NV/SA is CTBKBEBX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.

KeyValue
BIC CTBKBEBX
Bank BIC Code CTBK
Country Code BE (Belgium)
Location Code BX
Branch Code -

LEI (Legal Entity Identifier)

LEI: 529900GQWNQZIWLG8D46

BEOBANK NV/SA’s LEI is 529900GQWNQZIWLG8D46. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.

KeyValue
LEI 529900GQWNQZIWLG8D46
LOU Identifier 5299
Reserved 00
Entity Identifier GQWNQZIWLG8D
Verification ID 46

Company Registration Number

Company Registration Number: 0401517147

BEOBANK NV/SA is registered in Belgium under company number 0401517147. In Belgium, Company Registration Number is assigned automatically when registering a company in the Crossroads Bank for Enterprises (CBE). The company registration number is a unique identification number consisting of 10 digits, starting with 0 or 1.

KeyValue
Company Number 0401517147

MFI ID (Monetary Financial Institution Identifier)

MFI ID: BE0401517147

BEOBANK NV/SA’s MFI ID, BE0401517147, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Belgium (BE), followed by the institutions's internal ID.

KeyValue
MFI ID BE0401517147
Country Code BE
MFI Code 0401517147

Banks Similar to BEOBANK NV/SA

TheBanks.eu identified several banks similar to BEOBANK NV/SA based on various criteria, including:

  • country of incorporation
  • bank category
  • business focus
  • originating country
  • total assets (market share)

Bank Category
Commercial banks
Business Focus
private banking
Total Assets
4,533.08 mln EUR   (-1.17%)

Bank Category
Commercial banks
Business Focus
universal banking
Total Assets
161.65 bln EUR   (-0.53%)

Bank Category
Commercial banks
Business Focus
retail banking
Total Assets
69.39 mln EUR   (+1.55%)

Bank Category
Commercial banks
Business Focus
retail banking
Total Assets
12,220.43 mln EUR   (-1.34%)

Bank Category
Commercial banks
Business Focus
universal banking
Total Assets
16,975.07 mln EUR   (+2.31%)

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