Europabank was founded in 1964. Europabank offers a broad retail banking product range to individuals and the self-employed entrepreneurs. Europabank operates according to the traditional banking model where retail deposits are converted into loans to individuals and businesses. Through its subsidiary EB-Lease, Europabank offers financial leasing as alternative form of financing for the purchase of movable property by companies and entrepreneurs. Europeabank also offers payment processing solutions to dealers and businesses to accept safely payment cards as a payment method both for classic sales and sales via web-shops.
Europabank is the 32nd largest bank in Belgium in terms of total assets. In 2019 its total assets were 1 493,40 mln EUR, providing the bank with the market share of 0.16%.
Europabank participates in the deposit guarantee scheme of Belgium. This deposit guarantee scheme applies to current accounts, deposit accounts made by natural persons (Belgian and foreign), legal entities (Belgian and foreign) and covers up to up to 100,000 EUR per bank per depositor. Europabank is a member of Guarantee Fund for Financial Services (GFFS) and makes its contributions into it.
Europabank is headquartered in Gent.