Europabank

Business Summary

Services
retail banking
Products
current accounts
savings accounts
time deposit accounts
pension savings
credit cards
consumer loans (4.90 - 4.90 %)
car loans (1.99 - 5.20 %)
mortgage loans

Europabank provides services in the area of retail banking. The range of products offered by Europabank includes current accounts, savings accounts, time deposit accounts, pension savings, credit cards, consumer loans (4.90 - 4.90 %), car loans (1.99 - 5.20 %), mortgage loans.

Products

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Europabank are shown in the table below.

Updated on 23 February 2020

Sales Region
BEBelgium
Max. Loan Amount
100,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
4.90 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
4.90 %
Max. Effective Rate (p.a.)
12.49 %
Consumer Loan Features
Finance all types of expenses
Fast loan application handling
Loan purposes: education, personal needs, electronics, debt consolidation, furniture, holiday, wedding

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Europabank are shown in the table below.

Updated on 23 February 2020

Sales Region
BEBelgium
Max. Loan Amount
100,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
1.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
1.99 %
Max. Effective Rate (p.a.)
9.99 %
Car Loan Features
Finance purchase of new or less than 1 year old vehicles
Fast loan application handling
Loan purposes: car, caravan, moto purchase
Suitable for purchase of eco-friendly vehicles
Sales Region
BEBelgium
Max. Loan Amount
100,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
5.20 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
100,000 EUR
Min. Effective Rate (p.a.)
5.20 %
Max. Effective Rate (p.a.)
12.49 %
Car Loan Features
Fast loan application handling
Loan purposes: car, caravan, moto purchase
Finance purchase of used vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also