ARGENTA SPAARBANK

Business Summary

Services
retail banking
insurance
Products
current accounts
savings accounts
time deposit accounts
credit cards
consumer loans (5.90 - 5.90 %)
car loans (1.25 - 3.95 %)
mortgage loans
Clients
natural persons

ARGENTA SPAARBANK provides products and services in the areas of retail banking, insurance. The range of products offered by ARGENTA SPAARBANK includes current accounts, savings accounts, time deposit accounts, credit cards, consumer loans (5.90 - 5.90 %), car loans (1.25 - 3.95 %), mortgage loans. ARGENTA SPAARBANK makes its solutions available to natural persons.

Products

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by ARGENTA SPAARBANK are shown in the table below.

Updated on 6 August 2020

Sales Region
BEBelgium
Max. Loan Amount
25,000 EUR
Loan Term
12 - 60 months
Min. Effective Rate (p.a.)
5.90 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
60 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
5.90 %
Max. Effective Rate (p.a.)
5.90 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: furniture, debt consolidation, holiday, education, personal needs, wedding, electronics

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by ARGENTA SPAARBANK are shown in the table below.

Updated on 6 August 2020

Sales Region
BEBelgium
Max. Loan Amount
75,000 EUR
Loan Term
4 - 120 months
Min. Effective Rate (p.a.)
1.25 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
4 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
1.25 %
Max. Effective Rate (p.a.)
1.25 %
Car Loan Features

Loan purposes: car purchase

Finance purchase of new vehicles

Suitable for purchase of eco-friendly vehicles

Sales Region
BEBelgium
Max. Loan Amount
50,000 EUR
Loan Term
12 - 120 months
Min. Effective Rate (p.a.)
3.95 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
3.95 %
Max. Effective Rate (p.a.)
3.95 %
Car Loan Features

Loan purposes: caravan, moto, car purchase

Finance purchase of used vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Similar Banks

ABK Bank CVBA Logo ABK Bank CVBA
savings and investment products
AION Logo AION
retail and business banking
BANK DEGROOF PETERCAM Logo BANK DEGROOF PETERCAM
private banking and asset management
BANK DIERICKX LEYS Logo BANK DIERICKX LEYS
asset and investment management

See Also

Related Articles

Retail Banks in Belgium
12 November 2019
Banks in Belgium
3 October 2019