KBC Bank

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in KBC Bank

All credit institutions operating in Belgium are obliged to participate in Belgian deposit guarantee scheme.

KBC Bank is a member of Guarantee Fund for Financial Services and makes its contributions into it. In the case of KBC Bank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Eligible Depositors
natural persons
  • Belgian citizens
  • Belgian residents
  • foreign citizens
  • foreign residents
legal entities
  • associations
  • professional associations
  • foundations
  • individual entrepreneurs
  • companies regardless of its status or size
Non-Eligible Depositors
financial institutions
state and public authorities
Covered Accounts
current accounts
sight accounts
savings accounts
time deposit accounts
Covered Currencies
EEA currencies
Paid In Currency

Guarantee Fund for Financial Services

Avenue des Arts 30, B-1040 Bruxelles, Belgium
+32 2574 78 40

Further Information

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