KBC Bank

Business Summary

Services
retail banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension accounts
consumer loans (5.50 - 5.50 %)
car loans (1.35 - 3.95 %)
trading accounts
Area Served
BEBelgium

KBC Bank provides services in the area of retail banking. The range of products offered by KBC Bank includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension accounts, consumer loans (5.50 - 5.50 %), car loans (1.35 - 3.95 %), trading accounts.

Products

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by KBC Bank are shown in the table below.

Updated on 26 May 2020

Sales Region
BEBelgium
Max. Loan Amount
25,000 EUR
Loan Term
12 - 72 months
Min. Effective Rate (p.a.)
5.50 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
72 months
Min. Loan Amount
50,001 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
5.50 %
Max. Effective Rate (p.a.)
5.50 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: electronics, personal needs, wedding, debt consolidation, furniture, holiday, education

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by KBC Bank are shown in the table below.

Updated on 26 May 2020

Sales Region
BEBelgium
Max. Loan Amount
25,000 EUR
Loan Term
12 - 72 months
Min. Effective Rate (p.a.)
1.35 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
72 months
Min. Loan Amount
50,001 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
1.35 %
Max. Effective Rate (p.a.)
1.35 %
Car Loan Features

Finance purchase of new or less than 3 years old vehicles

Loan purposes: caravan, moto, car purchase

Suitable for purchase of eco-friendly vehicles

Sales Region
BEBelgium
Max. Loan Amount
25,000 EUR
Loan Term
12 - 72 months
Min. Effective Rate (p.a.)
3.95 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
72 months
Min. Loan Amount
50,001 EUR
Max. Loan Amount
25,000 EUR
Min. Effective Rate (p.a.)
3.95 %
Max. Effective Rate (p.a.)
3.95 %
Car Loan Features

Loan purposes: moto, car, caravan purchase

Finance purchase of used vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by KBC Bank are shown in the table below.

Updated on 26 May 2020

Bolero BE
Sales Region
BEBelgium
Annual Costs
0.00 EUR
Costs per Order
7.50 EUR
Trading Account Details
Product Name
Bolero BE
Annual Costs
0.00 EUR
Costs per Order
7.50 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
XETRA
Frankfurt Stock Exchange
NYSE
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to Belgian residents

No annual costs

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.
Investor Compensation. Trading accounts made with KBC Bank are covered by investor compensation scheme of Belgium up to 20,000 EUR per investor.

See Also

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