Optima Bank NV

Optima Bank was established in 1991 as Optima Financial Planners NV and was focused on providing financial planning services. In December 2011 Optima Financial Planners merged with the banking activities of Ethias and continued as Optima Bank NV and thus acquired a bank licence. In September 2014 it was decided to cease its banking business and to return to financial planning. Since 7 July, 2016 Optima Bank is the bankruptcy.

Financials

Total Assets (2014)
859 302.00 EUR  (+18.23%)

Optima Bank NV was the 98th largest bank in Belgium in terms of total assets. In 2014 its total assets were 859 302,00 EUR, providing the bank with the market share of 0.00%.

Optima Bank NV participates in deposit guarantee scheme of Belgium. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Keizer Karelstraat 75, 9000, Gent, Belgium

Optima Bank NV was headquartered in Gent.

Bank Identifiers

BIC (SWIFT)
ETHIBEBB
MFI ID
BE0445210006
Company Number
0445210006
Close Date
September 2016

Financial Positions

Total Assets (2014)
859 302.00 EUR  (+18.23%)

In 2014 total assets of Optima Bank NV were 859 302.00 EUR. Growth compared to the previous period (2013) was 18.23%.

Market Share and Rank (among banks in Belgium)

Total Assets (2014)
98th (market share 0.00%)

In 2014 Optima Bank NV was ranked the 98th largest bank in Belgium in terms of total assets, having 0.00% of the domestic market share.

Market share of Optima Bank NV (among banks in Belgium)

Chart 1. Market share of Optima Bank NV (among banks in Belgium)

Several banks having the market shares and ranks closest to Optima Bank NV are shown below.

RankNameTotal AssetsMarket Share
83Banque Centrale de Compensation1.87 mln EUR0.00%
98Optima Bank NV (closed)0.86 mln EUR0.00%
99CP OR Devises SA (closed)0.75 mln EUR0.00%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Belgium are obliged to participate in Belgian deposit guarantee scheme.

In the case of Optima Bank NV failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  time deposit, sight and savings accounts
Covered Currencies  EEA currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Optima Bank NV and its components are shown in the table below.

BIC  ETHIBEBB
Bank BIC Code  ETHI
Country Code  BE (Belgium)
Location Code  BB
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Optima Bank NV is shown in the table below.

MFI ID  BE0445210006

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  0445210006