Optima Bank was established in 1991 as Optima Financial Planners NV and was focused on providing financial planning services. In December 2011 Optima Financial Planners merged with the banking activities of Ethias and continued as Optima Bank NV and thus acquired a bank licence. In September 2014 it was decided to cease its banking business and to return to financial planning. Since 7 July, 2016 Optima Bank is the bankruptcy.
Optima Bank NV was the 98th largest bank in Belgium in terms of total assets. In 2014 its total assets were 859 302,00 EUR, providing the bank with the market share of 0.00%.
Optima Bank NV participates in deposit guarantee scheme of Belgium. This scheme covers accounts up to 100,000 EUR per bank per depositor.
Optima Bank NV was headquartered in Gent.