SANTANDER CONSUMER BANK

Business Summary

Services
retail banking
Products
current accounts
payment cards
savings accounts
time deposit accounts
consumer loans (5.20 - 5.20 %)
car loans (5.50 - 5.50 %)
mortgage loans
insurance

SANTANDER CONSUMER BANK provides services in the area of retail banking. The range of products offered by SANTANDER CONSUMER BANK includes current accounts, payment cards, savings accounts, time deposit accounts, consumer loans (5.20 - 5.20 %), car loans (5.50 - 5.50 %), mortgage loans, insurance.

Products

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by SANTANDER CONSUMER BANK are shown in the table below.

Updated on 13 August 2020

Sales Region
BEBelgium
Max. Loan Amount
50,000 EUR
Loan Term
12 - 120 months
Min. Effective Rate (p.a.)
5.20 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
5.20 %
Max. Effective Rate (p.a.)
9.95 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: wedding, furniture, electronics, personal needs, debt consolidation, holiday, education

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

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Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by SANTANDER CONSUMER BANK are shown in the table below.

Updated on 13 August 2020

Sales Region
BEBelgium
Max. Loan Amount
50,000 EUR
Loan Term
12 - 120 months
Min. Effective Rate (p.a.)
5.50 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
5.50 %
Max. Effective Rate (p.a.)
12.00 %
Car Loan Features

Loan purposes: caravan, moto, car purchase

Finance purchase of new and used vehicles

Suitable for purchase of eco-friendly and traditional vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

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