BPOST BANQUE / BPOST BANK

Business Summary

Services
retail banking
private banking
insurance
Products
current accounts
savings accounts
time deposit accounts
credit cards
consumer loans (4.90 - 4.90 %)
mortgage loans
car loans (1.99 - 4.99 %)

BPOST BANQUE / BPOST BANK provides products and services in the areas of retail banking, private banking, insurance. The range of products offered by BPOST BANQUE / BPOST BANK includes current accounts, savings accounts, time deposit accounts, credit cards, consumer loans (4.90 - 4.90 %), mortgage loans, car loans (1.99 - 4.99 %).

Products

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by BPOST BANQUE / BPOST BANK are shown in the table below.

Updated on 9 April 2020

Sales Region
BEBelgium
Max. Loan Amount
75,000 EUR
Loan Term
24 - 120 months
Min. Effective Rate (p.a.)
4.90 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
120 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
4.90 %
Max. Effective Rate (p.a.)
7.99 %
Consumer Loan Features

Finance all types of expenses

Loan purposes: debt consolidation, electronics, personal needs, education, holiday, furniture, wedding

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by BPOST BANQUE / BPOST BANK are shown in the table below.

Updated on 9 April 2020

Sales Region
BEBelgium
Max. Loan Amount
75,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
1.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
5,001 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
1.99 %
Max. Effective Rate (p.a.)
1.99 %
Car Loan Features

Finance purchase of new or less than 2 years old vehicles

Loan purposes: car, moto, caravan purchase

Suitable for purchase of eco-friendly vehicles

Sales Region
BEBelgium
Max. Loan Amount
75,000 EUR
Loan Term
12 - 84 months
Min. Effective Rate (p.a.)
4.99 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
5,001 EUR
Max. Loan Amount
75,000 EUR
Min. Effective Rate (p.a.)
4.99 %
Max. Effective Rate (p.a.)
4.99 %
Car Loan Features

Loan purposes: car, moto, caravan purchase

Finance purchase of used vehicles

BEBelgium: This product is offered to Belgian residents only. When clicking on the product link you will be redirected to the product page in Dutch, French or German.

See Also

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