Created by Anna Mileiko 
BNP Paribas S.A. – Sofia Branch offers products and services to corporate clients and financial institutions. BNP Paribas S.A. – Sofia Branch offers a broad range of commercial and investment banking products including cash management, trade finance, working capital solutions, FX hedging & conversion, commodity hedging. BNP Paribas S.A. – Sofia Branch also offers online deposits and consumer loans to individual customers.
In 2023, BNP Paribas S.A. - Sofia Branch achieved the position of 18th largest bank in Bulgaria with a market share of 0.42%; its total assets dropped by 16.56%.
Additionally, the bank became the 13th profitable bank in relation to its total assets showcasing 1.64% return on assets and 76.09% return on equity in 2023.
Also the lender held the 3rd position regarging its loans-to-deposits (L/D) registering 91.13% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in BNP Paribas S.A. - Sofia Branch.
BGN (Bulgarian lev)
EUR (Euro)Becoming a client of BNP Paribas S.A. - Sofia Branch can be done in a few steps:
BNP Paribas S.A. - Sofia Branch performs client's identity verification via branch visit.
BNP Paribas S.A. - Sofia Branch ranks as the 18th largest bank in Bulgaria by total assets. In 2023 its total assets were 728.39 mln BGN, representing a 0.42% market share. In 2023 the bank's net income was 13.11 mln BGN.
Fonds de Garantie des Dépôts et de Résolution (FGDR)BNP Paribas S.A. - Sofia Branch protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.
BNP Paribas (France)BNP Paribas S.A. - Sofia Branch is a member of BNP Paribas (France) and operates as a branch of BNP Paribas (France).
2, Tsar Osvoboditel Blvd., 1000, Sofia, BulgariaBNP Paribas S.A. - Sofia Branch is located in Sofia.
BNP Paribas S.A. - Sofia Branch has profiles at the following social networks:
BNP Paribas S.A. - Sofia Branch is authorized and supervised by the Bulgarian National Bank (reference number 440).
BGNEURBNP Paribas S.A. - Sofia Branch provides products and services in the areas of corporate banking, institutional banking, retail banking. BNP Paribas S.A. - Sofia Branch offers a range of products including cash management, trade finance, working capital solutions, commodity hedging, savings accounts, time deposit accounts, consumer loans.
Opening an account with BNP Paribas S.A. - Sofia Branch can be done by performing the following steps: submit online application, visit bank branch.
BNP Paribas S.A. - Sofia Branch performs identity verification using branch visit.
In 2023 total assets of BNP Paribas S.A. - Sofia Branch were 728.39 mln BGN. Decline compared to the previous period (2022) was -16.56%. The evolution of the total assets of BNP Paribas S.A. - Sofia Branch is shown at Chart 1 below.
Chart 1. Total Assets of BNP Paribas S.A. - Sofia Branch.
Recent changes in total assets of BNP Paribas S.A. - Sofia Branch and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Cash and deposits with Central Banks | 118.7 | 92.6 | -22.00% |
| Loans | 745.0 | 627.7 | -15.74% |
| Total Assets | 873.0 | 728.4 | -16.56% |
Table 1. Recent changes in total assets of BNP Paribas S.A. - Sofia Branch (mln BGN).
Recent changes in total liabilities of BNP Paribas S.A. - Sofia Branch and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Deposits | 845.5 | 688.8 | -18.54% |
| Total Liabilities | 873.0 | 728.4 | -16.56% |
Table 2. Recent changes in total liabilities of BNP Paribas S.A. - Sofia Branch (mln BGN).
Recent changes in gross profit of BNP Paribas S.A. - Sofia Branch and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Interest Income | 8.6 | 29.2 | +239.95% |
| Interest Charges | -1.9 | -6.4 | +234.65% |
| Commission Income | 8.0 | 5.8 | -27.03% |
| Commission Charges | -0.6 | -0.6 | -10.58% |
Table 3. Recent changes in gross profit of BNP Paribas S.A. - Sofia Branch (mln BGN).
In 2023 net income of BNP Paribas S.A. - Sofia Branch was 13.11 mln BGN. Decline compared to the previous period (2022) was -1,264.56%. The evolution of the net income of BNP Paribas S.A. - Sofia Branch is shown at Chart 2 below.
Chart 2. Net Income of BNP Paribas S.A. - Sofia Branch.
In 2023 BNP Paribas S.A. - Sofia Branch was ranked the 18th largest bank in Bulgariain terms of total assets, having 0.42% of the domestic market share. BNP Paribas S.A. - Sofia Branch also became # 17 in terms of loans (market share - 0.52%), # 18 in terms of deposits (market share - 0.46%).
Chart 3. Market share of BNP Paribas S.A. - Sofia Branch (among banks in Bulgaria)
Historical changes in BNP Paribas S.A. - Sofia Branch's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 18 | 0.42 % |
| 2022 | 20 | 0.56 % |
| 2021 | 20 | 0.47 % |
| 2020 | 19 | 0.73 % |
| 2019 | 20 | 0.72 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to BNP Paribas S.A. - Sofia Branch listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 17 |  | 0.73% | 1,255.60 mln BGN (+6.51%) |
| 18 | | 0.42% | 728.39 mln BGN (-16.56%) |
| 19 |  | 0.38% | 645.41 mln BGN (+8.13%) |
Discover key identifiers of BNP Paribas S.A. - Sofia Branch including its BIC, LEI, MFI ID.
BIC: BNPABGSX
The BIC (also known as SWIFT code) for BNP Paribas S.A. - Sofia Branch is BNPABGSX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | BNPABGSX |
| Bank BIC Code | BNPA |
| Country Code | BG (Bulgaria) |
| Location Code | SX |
| Branch Code | - |
LEI: 213800EBI3R2P57GRQ19
BNP Paribas S.A. - Sofia Branch’s LEI is 213800EBI3R2P57GRQ19. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 213800EBI3R2P57GRQ19 |
| LOU Identifier | 2138 |
| Reserved | 00 |
| Entity Identifier | EBI3R2P57GRQ |
| Verification ID | 19 |
MFI ID: BGBNPA9440
BNP Paribas S.A. - Sofia Branch’s MFI ID, BGBNPA9440, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Bulgaria (BG), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | BGBNPA9440 |
| Country Code | BG |
| MFI Code | BNPA9440 |
TheBanks.eu identified several banks similar to BNP Paribas S.A. - Sofia Branch based on various criteria, including:
