D Commerce Bank AD

 (3.8; 10 ratings)
3.8 10

Business Focus

universal banking

Founded in 1999, D Commerce Bank AD is a dynamically developing Bulgarian bank specialized in providing reliable and flexible individual solutions to its clients, in accordance with the most modern business standards, technologies and banking practices. D Commerce Bank AD operates as a universal commercial bank offering a full range of products and services to companies, SMEs and private individuals.


retail banking
SME banking
business banking
investment services


current accounts
savings accounts
time deposit accounts
debit cards
credit cards
consumer loans
mortgage loans

Account Currencies

BGBGN (Bulgarian lev)
EUEUR (Euro)
USUSD (US dollar)

Card Providers


International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
Western Union

See Also

Account Opening

Becoming a client of D Commerce Bank AD can be done in a few steps:

Visit bank branch

Due to regulatory requirements D Commerce Bank AD performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual D Commerce Bank AD will ask him/her to provide the following documents: passport; proof of address. For corporate clients D Commerce Bank AD will ask to provide corporate documentation as well as information about controlling persons. D Commerce Bank AD may request additional documentation or information depending on the case. D Commerce Bank AD performs client's identity verification via branch visit.

Ways to Bank

D Commerce Bank AD delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of D Commerce Bank AD
Net_income of D Commerce Bank AD
Market Share of D Commerce Bank AD
Total Assets (2019)
1,017.81 mln BGN  (+22.25%)
Net Income (2019)
7.95 mln BGN  (-23.83%)

D Commerce Bank AD is the 16th largest bank in Bulgaria in terms of total assets. In 2019 its total assets were 1 017,81 mln BGN, providing the bank with the market share of 0.89%. In 2019 the bank's net income was 7,95 mln BGN.

Deposit Guarantee

Guarantee Fund
Bulgarian Deposit Insurance Fund (BDIF)Bulgarian Deposit Insurance Fund (BDIF)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Bulgarian and foreign)
legal entities (Bulgarian and foreign)
Covered Accounts
all funds on a bank account

D Commerce Bank AD participates in the deposit guarantee scheme of Bulgaria. This deposit guarantee scheme applies to all funds on a bank account made by natural persons (Bulgarian and foreign), legal entities (Bulgarian and foreign) and covers up to up to 100,000 EUR per bank per depositor. D Commerce Bank AD is a member of Bulgarian Deposit Insurance Fund (BDIF) and makes its contributions into it.


8, General Totleben Blvd., 1606, Sofia, Bulgaria

D Commerce Bank AD is headquartered in Sofia.

Social Networks

D Commerce Bank AD has profiles at the following social networks:

Bank Identifiers


Bank Supervision

Supervised By
Bulgarian National Bank

D Commerce Bank AD is authorized and supervised by the Bulgarian National Bank.

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