Created by Anna Mileiko, last update 14 February 2024 
Founded in 1999, D Commerce Bank AD is a dynamically developing Bulgarian bank specialized in providing reliable and flexible individual solutions to its clients, in accordance with the most modern business standards, technologies and banking practices. D Commerce Bank AD operates as a universal commercial bank offering a full range of products and services to companies, SMEs and private individuals.
In 2023, D Commerce Bank AD achieved the position of 16th largest bank in Bulgaria with a market share of 0.96%; its total assets grew by 4.95%.
Additionally, the bank became the 5th profitable bank in relation to its total assets showcasing 2.72% return on assets and 23.06% return on equity in 2023.
Also the lender held the 9th position regarging its loans-to-deposits (L/D) registering 81.96% L/D ratio in 2023.
Deposits up to 100,000 EUR are covered by Bulgarian deposit guarantee scheme in D Commerce Bank AD.
BGN (Bulgarian lev)
EUR (Euro)
USD (US dollar)
Becoming a client of D Commerce Bank AD can be done in a few steps:
D Commerce Bank AD performs client's identity verification via branch visit.
branch
online banking
mobile app
D Commerce Bank AD is the 16th largest bank in Bulgaria in terms of total assets. In 2023 its total assets were 1 660,03 mln BGN, providing the bank with the market share of 0.96%. In 2023 the bank's net income was 44,12 mln BGN.
Bulgarian Deposit Insurance Fund (BDIF)D Commerce Bank AD participates in the deposit guarantee scheme of Bulgaria which applies to all funds on a bank account made by natural persons (Bulgarian and foreign), legal entities (Bulgarian and foreign) and covers up to up to 100,000 EUR per bank per depositor. D Commerce Bank AD is a member of Bulgarian Deposit Insurance Fund (BDIF) and makes its contributions into it.
8, General Totleben Blvd., 1606, Sofia, BulgariaD Commerce Bank AD is headquartered in Sofia.
D Commerce Bank AD has profiles at the following social networks:
D Commerce Bank AD is authorized and supervised by the Bulgarian National Bank (reference number 240).
