(3.6; 7 ratings)
3.6 7

Business Focus

universal banking

DSK Bank is a member of OTP Group (Hungary) and is owned by OTP Bank. DSK Bank AD is focused on providing traditional retail banking products and services to individuals and companies. In 2019, DSK Bank finalized the acquisition of Societe Generale Expressbank and its subsidiaries in Bulgaria.


retail banking
private banking
business banking
brokerage services


current accounts
savings accounts
time deposit accounts
debit cards
credit cards
virtual cards
consumer loans
mortgage loans
student loans
overdraft loans

Account Currencies

BGBGN (Bulgarian lev)
EUEUR (Euro)
USUSD (US dollar)

Card Providers


International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of DSK Bank AD can be done in a few steps:

Visit bank branch

Due to regulatory requirements DSK Bank AD performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual DSK Bank AD will ask him/her to provide the following documents: passport; proof of address. For corporate clients DSK Bank AD will ask to provide corporate documentation as well as information about controlling persons. DSK Bank AD may request additional documentation or information depending on the case. DSK Bank AD performs client's identity verification via branch visit.

Ways to Bank

DSK Bank AD delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of DSK Bank AD
Net_income of DSK Bank AD
Market Share of DSK Bank AD
Total Assets (2019)
15,901.62 mln BGN  (+10.02%)
Net Income (2019)
245.62 mln BGN  (+8.24%)

DSK Bank AD is the 2nd largest bank in Bulgaria in terms of total assets. In 2019 its total assets were 15 901,62 mln BGN, providing the bank with the market share of 13.92%. In 2019 the bank's net income was 245,62 mln BGN.

Deposit Guarantee

Guarantee Fund
Bulgarian Deposit Insurance Fund (BDIF)Bulgarian Deposit Insurance Fund (BDIF)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Bulgarian and foreign)
legal entities (Bulgarian and foreign)
Covered Accounts
all funds on a bank account

DSK Bank AD participates in the deposit guarantee scheme of Bulgaria. This deposit guarantee scheme applies to all funds on a bank account made by natural persons (Bulgarian and foreign), legal entities (Bulgarian and foreign) and covers up to up to 100,000 EUR per bank per depositor. DSK Bank AD is a member of Bulgarian Deposit Insurance Fund (BDIF) and makes its contributions into it.

Member of Group

 OTP Bank (Hungary)

DSK Bank AD is a member of OTP Bank (Hungary).


19, Moskovska Str., 1036, Sofia, Bulgaria

DSK Bank AD is headquartered in Sofia.

Social Networks

DSK Bank AD has profiles at the following social networks:

Bank Identifiers


Bank Supervision

Supervised By
Bulgarian National Bank

DSK Bank AD is authorized and supervised by the Bulgarian National Bank.

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Banking Products in Bulgaria

See Also

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16 March 2020