DSK Bank EAD is a universal bank, offering retail and corporate banking products and services to its customers.
DSK Bank EAD is the 2nd largest bank in Bulgaria in terms of total assets. In 2017 its total assets were 12 150,12 mln BGN, providing the bank with the market share of 12.42%. In 2017 the bank's net income was 254,61 mln BGN.
DSK Bank EAD participates in deposit guarantee scheme of Bulgaria. This scheme covers accounts up to 100 000 EUR per bank per depositor.
DSK Bank EAD is a member of OTP Bank (Hungary).
DSK Bank EAD is headquartered in Sofia.
|Total Assets (2017)|
|12 150.12 mln BGN (+4.36%)|
|Total Equity (2017)|
|1 548.46 mln BGN (+0.70%)|
In 2017 total assets of DSK Bank EAD were 12 150.12 mln BGN. Growth compared to the previous period (2016) was 4.36%. The evolution of the total assets of DSK Bank EAD is shown at Chart 1 below.
Chart 1. Total Assets of DSK Bank EAD.
Recent changes in total assets of DSK Bank EAD and its main components are shown in Table 1.
|Cash and deposits with Central Banks||2 532.7||1 690.4||-33.26%|
|Loans||7 509.3||8 396.7||+11.82%|
|Total Assets||11 643.0||12 150.1||+4.36%|
|Table 1. Recent changes in total assets of DSK Bank EAD (mln BGN).|
Recent changes in total liabilities of DSK Bank EAD and its main components are shown in Table 2.
|Deposits||9 902.6||10 321.4||+4.23%|
|Total Liabilities||11 643.0||12 150.1||+4.36%|
|Table 2. Recent changes in total liabilities of DSK Bank EAD (mln BGN).|
|Net Income (2017)|
|254.61 mln BGN (-9.93%)|
Recent changes in gross profit of DSK Bank EAD and its main components are shown in Table 3.
|Table 3. Recent changes in gross profit of DSK Bank EAD (mln BGN).|
In 2017 net income of DSK Bank EAD was 254.61 mln BGN. Decline compared to the previous period (2016) was -9.93%. The evolution of the net income of DSK Bank EAD is shown at Chart 2 below.
Chart 2. Net Income of DSK Bank EAD.
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Bulgaria are obliged to participate in Bulgarian deposit guarantee scheme.
In the case of DSK Bank EAD failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||all funds on a bank account (term deposit, demand deposit, savings or current account, etc)|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||BGN|
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of DSK Bank EAD and its components are shown in the table below.
|Bank BIC Code||STSA|
|Country Code||BG (Bulgaria)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of DSK Bank EAD is shown in the table below.