First Investment Bank AD

Business Summary

Services
retail banking
private banking
corporate banking
Products
current accounts
savings accounts (0.00 - 0.45 %)
time deposit accounts (0.55 - 1.00 %)
credit cards
debit cards
business cards
overdrafts
consumer loans
mortgage loans
business loans
Area Served
BGBulgaria
DEGermany

First Investment Bank AD provides products and services in the areas of retail banking, private banking, corporate banking. The range of products offered by First Investment Bank AD includes current accounts, savings accounts (0.00 - 0.45 %), time deposit accounts (0.55 - 1.00 %), credit cards, debit cards, business cards, overdrafts, consumer loans, mortgage loans, business loans.

Account Opening
submit online application
visit bank branch

Opening an account with First Investment Bank AD can be done by performing the following steps: submit online application, visit bank branch.

Ways to Bank
branch branch
online banking online banking

Products and services offered by First Investment Bank AD are available at its branches and via its online banking system.

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

First Investment Bank AD offers the following savings accounts.

Updated on 24 February 2020

Flexgeld
Sales Region
DEGermany
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.00 - 0.30 %
Deposit Term
1 - 49 months
Savings Account Details
Product Name
Flexgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.30 %
Min. Deposit Term
1 month
Max. Deposit Term
49 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Tagesgeld
Sales Region
DEGermany
Investment Amount
2,000 - 100,000 EUR
Interest Rate (p.a.)
0.45 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.45 %
Max. Interest Rate (p.a.)
0.45 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
2,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
4 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with First Investment Bank AD are covered by deposit guarantee scheme of Bulgaria up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on savings accounts by non-residents of Bulgaria is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by First Investment Bank AD from the savings account. Interest income gained on savings accounts by residents of Bulgaria is not taxed.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

First Investment Bank AD offers the following time deposit accounts.

Updated on 24 February 2020

Festgeld
Sales Region
DEGermany
Investment Amount
2,000 - 100,000 EUR
Interest Rate (p.a.)
0.75 - 1.00 %
Deposit Term
12 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.75 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
12 months
Max. Deposit Term
60 months
Min. Investment Amount
2,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Festgeld für Geschäftskunden
Sales Region
DEGermany
Investment Amount
5,000 - 5,000,000 EUR
Interest Rate (p.a.)
0.55 - 0.65 %
Deposit Term
12 - 24 months
Time Deposit Account Details
Product Name
Festgeld für Geschäftskunden
Account Currency
EUR
Min. Interest Rate (p.a.)
0.55 %
Max. Interest Rate (p.a.)
0.65 %
Min. Deposit Term
12 months
Max. Deposit Term
24 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
5,000,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with First Investment Bank AD are covered by deposit guarantee scheme of Bulgaria up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by non-residents of Bulgaria is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by First Investment Bank AD from the time deposit account. Interest income gained on time deposit accounts by residents of Bulgaria is not taxed.

See Also

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