ProCredit Bank (Bulgaria) EAD

 (3.0; 23 ratings)
3.0 23
Business Focus
SME lending

ProCredit Bank (Bulgaria) EAD is a member of ProCredit Group, a financial group headquartered in Germany and consisting of 13 banks operating in developing countries of Eastern Europe and Latin America. The group's business focus is providing lending products to small- and medium-sized companies. ProCredit Group also provides a range of retail banking products to natural persons. ProCredit Bank (Bulgaria) EAD operates as a subsidiary of ProCredit Bank AG (Germany).


retail banking
corporate banking


current accounts
debit cards
savings accounts
time deposit accounts
company accounts
international payments
credit lines to finance working capital
amortization loans
annuity term loans
bank guarantees

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits


Total Assets of ProCredit Bank (Bulgaria) EAD
Net_income of ProCredit Bank (Bulgaria) EAD
Market Share of ProCredit Bank (Bulgaria) EAD
Total Assets (2019)
2,498.19 mln BGN  (+15.42%)
Net Income (2019)
36.15 mln BGN  (-4.84%)

ProCredit Bank (Bulgaria) EAD is the 11th largest bank in Bulgaria in terms of total assets. In 2019 its total assets were 2 498,19 mln BGN, providing the bank with the market share of 2.19%. In 2019 the bank's net income was 36,15 mln BGN.

Credit Ratings

Fitch: BBB-
AA+, AA, AA-
A+, A, A-
BB+, BB, BB-
B+, B, B-
Moodys: -
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

ProCredit Bank (Bulgaria) EAD is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB- (good credit quality).

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Bulgarian Deposit Insurance Fund (BDIF)
Covered Depositors
natural persons (Bulgarian and foreign)
legal entities (Bulgarian and foreign)
Covered Accounts
all funds on a bank account

ProCredit Bank (Bulgaria) EAD participates in the deposit guarantee scheme of Bulgaria. This deposit guarantee scheme applies to all funds on a bank account made by natural persons (Bulgarian and foreign), legal entities (Bulgarian and foreign) and covers up to up to 100,000 EUR per bank per depositor. ProCredit Bank (Bulgaria) EAD is a member of Bulgarian Deposit Insurance Fund (BDIF) and makes its contributions into it.


26, Todor Alexandrov Blvd., 1303, Sofia, Bulgaria

ProCredit Bank (Bulgaria) EAD is headquartered in Sofia.

Bank Identifiers


Bank Supervision

Supervised By
Bulgarian National Bank

ProCredit Bank (Bulgaria) EAD is authorized and supervised by the Bulgarian National Bank.

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Banking Products in Bulgaria

See Also

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16 March 2020