TBI Bank EAD

TBI Bank EAD is a universal bank, offering retail and corporate banking products and services to its customers.

TBI Bank EAD is the 21st largest bank in Bulgaria in terms of total assets. In 2016 its total assets were 593,88 mln BGN, providing the bank with the market share of 0.64%. In 2016 the bank's net income was 23,58 mln BGN.

Rank in Bulgaria
21st largest bank

Total Assets (2016)
593.88 mln BGN  (+15.34%)
Net Income (2016)
23.58 mln BGN  (-15.34%)

TBI Bank EAD participates in deposit guarantee scheme of Bulgaria. This scheme covers accounts up to 100 000 EUR per bank per depositor.

TBI Bank EAD is headquartered in Sofia.

Address
52-54, Dimitar Hadzhikotsev Str., 1421, Sofia, Bulgaria
Website
www.tbibank.bg
BIC (SWIFT)
TBIBBGSF
MFI ID
BGTBIB9310

Financial Positions

Total Assets (2016)
593.88 mln BGN  (+15.34%)
Total Equity (2016)
133.24 mln BGN  (+25.37%)

In 2016 total assets of TBI Bank EAD were 593.88 mln BGN. Growth compared to the previous period (2015) was 15.34%. The evolution of the total assets of TBI Bank EAD is shown at Chart 1 below.

Total Assets of TBI Bank EAD. Chart 1. Total Assets of TBI Bank EAD.

Recent changes in total assets of TBI Bank EAD and its main components are shown in Table 1.

2015 2016 % change
Loans 316.4 358.7 +13.37%
Cash and deposits with Central Banks 163.3
Total Assets 514.9 593.9 +15.34%
Table 1. Recent changes in total assets of TBI Bank EAD (mln BGN).

Recent changes in total liabilities of TBI Bank EAD and its main components are shown in Table 2.

2015 2016 % change
Deposits 400.5 448.7 +12.04%
Total Liabilities 514.9 593.9 +15.34%
Table 2. Recent changes in total liabilities of TBI Bank EAD (mln BGN).

Profit and Loss

Net Income (2016)
23.58 mln BGN  (-15.34%)

Recent changes in gross profit of TBI Bank EAD and its main components are shown in Table 3.

2015 2016 % change
Interest Income 53.2 64.6 +21.46%
Interest Charges -8.7 -6.0 -31.22%
Commission Income 17.1 12.2 -29.00%
Commission Charges -3.0 -2.2 -24.82%
Table 3. Recent changes in gross profit of TBI Bank EAD (mln BGN).

In 2016 net income of TBI Bank EAD was 23.58 mln BGN. Decline compared to the previous period (2015) was -15.34%. The evolution of the net income of TBI Bank EAD is shown at Chart 2 below.

Net Income of TBI Bank EAD. Chart 2. Net Income of TBI Bank EAD.

Market Position and Market Share (among banks in Bulgaria)

Total Assets (2016)
21st (market share 0.64%)
Loans (2016)
19th (market share 0.64%)
Deposits (2016)
22nd (market share 0.57%)

In 2016 TBI Bank EAD was the 21st largest bank in Bulgaria in terms of total assets, having 0.64% of market share.

Market share of TBI Bank EAD Chart 3. Market share of TBI Bank EAD

Several banks with market shares closest to TBI Bank EAD are shown below.

RankNameTotal AssetsMarket Share
20 D Commerce Bank AD725.89 mln BGN0.79%
21 TBI Bank EAD593.88 mln BGN0.64%
22 ING Bank N.V. - Sofia Branch540.54 mln BGN0.59%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Bulgaria are obliged to participate in Bulgarian deposit guarantee scheme.

In the case of TBI Bank EAD failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all funds on a bank account (term deposit, demand deposit, savings or current account, etc)
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  BGN

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of TBI Bank EAD and its components are shown in the table below.

BIC  TBIBBGSF
Bank BIC Code  TBIB
Country Code  BG (Bulgaria)
Location Code  SF
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of TBI Bank EAD is shown in the table below.

MFI ID  BGTBIB9310

European Presence: 2 banks in 2 countries

This bank operates in the following European countries and selected dependent territories of the European countries:

Bulgaria

  •  (this bank) TBI Bank EAD (Sofia)

Romania

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