mBank S.A., organizační složka

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in mBank S.A., organizační složka

All branches of foreign banks operating in the Czech Republic participate in deposit guarantee schemes of their home countries. This means that mBank S.A., organizační složka participates in the deposit guarantee scheme of Poland.

mBank S.A., organizační složka is a member of Bank Guarantee Fund (BGF) and makes its contributions into it. In the case of mBank S.A., organizační složka failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Temporary High Balance
200,000 EUR
Eligible Depositors
natural persons
legal entities
organisational units without separate legal personality
trade unions
Non-Eligible Depositors
banks, credit unions, savings unions
financial institutions
investment firms
pension funds and pension companies
local authorities
public authorities
Covered Accounts
deposits in all the accounts, e.g.
  • term deposits
  • current accounts
  • savings accounts
Non-Covered Accounts
shares of credit unions and cooperative banks
accounts with balances not exceeding 2,5 EUR
electronic money
Covered Currencies
all currencies, namely
  • PLN (Polish złoty)
  • foreign currencies
Paid In Currency

Bank Guarantee Fund (BGF)

ul. ks. Ignacego Jana Skorupki 4, 00-546 Warsaw, Poland
+48 22 58 30 700

Further Information

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