J & T BANKA, a.s.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in J & T BANKA, a.s.

All credit institutions operating in the Czech Republic are obliged to participate in Czech deposit guarantee scheme.

J & T BANKA, a.s. is a member of Financial Market Guarantee System and makes its contributions into it. In the case of J & T BANKA, a.s. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Temporary High Balance
200,000 EUR
Eligible Depositors
natural persons
legal entities
Non-Eligible Depositors
credit cooperatives
investment firms
financial institutions
insurance companies
reinsurance companies
health insurance companies
Covered Accounts
current accounts
savings accounts
term accounts
deposit accounts
saving books
Covered Currencies
all currencies, namely
  • CZK (Czech crowns)
  • foreign currencies
Paid In Currency

Financial Market Guarantee System

Tyn 639/1, 110 00 Prague 1, Czech Republic
+420 234 767 676

Further Information

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