J & T BANKA, a.s.

Business Summary

Services
retail banking
private banking
family office
corporate banking
asset management
financial advising
Products
current accounts
payment cards
savings accounts
notice accounts
time deposit accounts (0.00 - 1.92 %)
project financing
bridge loans
syndicated loans
portfolio management
Area Served
CZCzech Republic
ESSpain
EUEuropean Union
DEGermany
ATAustria

J & T BANKA, a.s. provides products and services in the areas of retail banking, private banking, family office, corporate banking, asset management, financial advising. The range of products offered by J & T BANKA, a.s. includes current accounts, payment cards, savings accounts, notice accounts, time deposit accounts (0.00 - 1.92 %), project financing, bridge loans, syndicated loans, portfolio management.

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

J & T BANKA, a.s. offers the following time deposit accounts.

Updated on 19 September 2020

J&T Banka
Sales Region
ESSpain
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.60 - 1.36 %
Deposit Term
6 - 120 months
Time Deposit Account Details
Product Name
J&T Banka
Account Currency
EUR
Min. Interest Rate (p.a.)
0.60 %
Max. Interest Rate (p.a.)
1.36 %
Min. Deposit Term
6 months
Max. Deposit Term
120 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
12 times a year
Time deposit Raisin.com
Sales Region
EUEuropean Union
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.60 - 1.40 %
Deposit Term
6 - 108 months
Time Deposit Account Details
Product Name
Time deposit Raisin.com
Account Currency
EUR
Min. Interest Rate (p.a.)
0.60 %
Max. Interest Rate (p.a.)
1.40 %
Min. Deposit Term
6 months
Max. Deposit Term
108 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
J&T Banka
Sales Region
ESSpain
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.20 - 1.92 %
Deposit Term
6 - 120 months
Time Deposit Account Details
Product Name
J&T Banka
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
1.92 %
Min. Deposit Term
6 months
Max. Deposit Term
120 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
12 times a year
Festgeld Savedo
Sales Region
DEGermany
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.60 - 1.30 %
Deposit Term
6 - 36 months
Time Deposit Account Details
Product Name
Festgeld Savedo
Account Currency
EUR
Min. Interest Rate (p.a.)
0.60 %
Max. Interest Rate (p.a.)
1.30 %
Min. Deposit Term
6 months
Max. Deposit Term
36 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Time deposit Raisin.com
Sales Region
EUEuropean Union
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.70 - 1.40 %
Deposit Term
9 - 120 months
Time Deposit Account Details
Product Name
Time deposit Raisin.com
Account Currency
EUR
Min. Interest Rate (p.a.)
0.70 %
Max. Interest Rate (p.a.)
1.40 %
Min. Deposit Term
9 months
Max. Deposit Term
120 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Festgeld Savedo
Sales Region
ATAustria
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.00 - 0.80 %
Deposit Term
12 - 108 months
Time Deposit Account Details
Product Name
Festgeld Savedo
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.80 %
Min. Deposit Term
12 months
Max. Deposit Term
108 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

ESSpain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
EUEuropean Union: This product is offered to the residents of the European Union.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with J & T BANKA, a.s. are covered by deposit guarantee scheme of the Czech Republic up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by non-residents of the Czech Republic is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by J & T BANKA, a.s. from the time deposit account. Interest income gained on time deposit accounts by residents of the Czech Republic is not taxed.

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