Česká spořitelna, a.s.

 (3.1; 16 ratings)
3.1 16

Business Focus

universal banking

Česká spořitelna is a universal bank, focused on providing retail and corporate banking products and services to individuals, small- and medium-sized enterprises, municipalities and cities. Česká spořitelna also provides financing and financial markets solutions to large corporations.

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Ways to Bank

Česká spořitelna, a.s. delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Česká spořitelna, a.s.
Net_income of Česká spořitelna, a.s.
Total Assets (2019)
1,458.65 bln CZK  (+2.26%)
Net Income (2019)
17,743.00 mln CZK  (+15.50%)

Česká spořitelna, a.s. is the 1st largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 1 458,65 bln CZK. In 2019 the bank's net income was 17 743,00 mln CZK.

Credit Ratings

Fitch: A
AA+, AA, AA-
A+, A, A-
BB+, BB, BB-
B+, B, B-
Moodys: Aa3
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Česká spořitelna, a.s. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa3 (high grade).

Deposit Guarantee

Guarantee Fund
Financial Market Guarantee System (FMGS)Financial Market Guarantee System (FMGS)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons
legal entities
Covered Accounts
current accounts
deposit accounts

Česká spořitelna, a.s. participates in the deposit guarantee scheme of the Czech Republic. This deposit guarantee scheme applies to current accounts, deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Česká spořitelna, a.s. is a member of Financial Market Guarantee System (FMGS) and makes its contributions into it.

Česká spořitelna, a.s. is a member of Erste Group (Austria).


Olbrachtova 1929/62, 14000, Praha 4, Czech Republic

Česká spořitelna, a.s. is headquartered in Praha 4.

Social Networks

Česká spořitelna, a.s. has profiles at the following social networks:

Bank Identifiers


Bank Supervision

Supervised By
Czech National Bank

Česká spořitelna, a.s. is authorized and supervised by the Czech National Bank.

Banking Products in the Czech Republic

See Also

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