BHW Bausparkasse AG

BHW Bausparkasse AG is a private building and loan association (de: Bausparkasse) providing real estate financing products to natural persons.

Bank Category

Private building and loan associations (Private Bausparkassen)

Services

Retail Banking

Financials

Total Assets (2017)
30 789.55 mln EUR  (-3.01%)
Net Income (2017)
34.68 mln EUR  (-6.67%)

In 2017 total assets of BHW Bausparkasse AG were 30 789,55 mln EUR. In 2017 the bank's net income was 34,68 mln EUR.

BHW Bausparkasse AG participates in deposit guarantee scheme of Germany. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Lubahnstraße 2, 31789, Hameln, Germany
05151/18 67 00
05151/18 30 01

BHW Bausparkasse AG is headquartered in Hameln.

Bank Identifiers

BIC (SWIFT)
BHWBDE2HXXX
MFI ID
DE07825

Business Summary

Business Focus
financing housing (acquisition, construction or renovation of a home) in EU and EEA member states
Services
retail banking
Products
savings accounts
mortgage loans
Eligible Clients
natural persons (of any country of residence)

BHW Bausparkasse AG is focused on financing housing (acquisition, construction or renovation of a home) in EU and EEA member states. BHW Bausparkasse AG provides services in the area of retail banking. The range of products offered by BHW Bausparkasse AG includes savings accounts, mortgage loans. BHW Bausparkasse AG makes its solutions available to natural persons (of any country of residence).

Financial Positions

Total Assets (2017)
30 789.55 mln EUR  (-3.01%)

In 2017 total assets of BHW Bausparkasse AG were 30 789.55 mln EUR. Decline compared to the previous period (2016) was -3.01%. The evolution of the total assets of BHW Bausparkasse AG is shown at Chart 1 below.

Total Assets of BHW Bausparkasse AG.

Chart 1. Total Assets of BHW Bausparkasse AG.

Profit and Loss

Net Income (2017)
34.68 mln EUR  (-6.67%)

In 2017 net income of BHW Bausparkasse AG was 34.68 mln EUR. Decline compared to the previous period (2016) was -6.67%. The evolution of the net income of BHW Bausparkasse AG is shown at Chart 2 below.

Net Income of BHW Bausparkasse AG.

Chart 2. Net Income of BHW Bausparkasse AG.

Market Share and Rank (among banks in Germany)

Total Assets (2016)
31st (market share 0.45%)

In 2016 BHW Bausparkasse AG was ranked the 31st largest bank in Germany in terms of total assets, having 0.45% of the domestic market share.

Market share of BHW Bausparkasse AG (among banks in Germany)

Chart 3. Market share of BHW Bausparkasse AG (among banks in Germany)

Several banks having the market shares and ranks closest to BHW Bausparkasse AG are shown below.

RankNameTotal AssetsMarket Share
30DZ HYP AG36695.55 mln EUR0.52%
31BHW Bausparkasse AG31744.04 mln EUR0.45%
32KfW IPEX-Bank GmbH29404.49 mln EUR0.42%
 

Market Share and Rank (among Private building and loan associations (Private Bausparkassen) in Germany)

Total Assets (2016)
2nd (market share 20.80%)

In 2016 BHW Bausparkasse AG was ranked the 2nd largest private building and loan associations (private bausparkasse) in Germany in terms of total assets, having 20.80% of the category's market share.

Market share of BHW Bausparkasse AG (among Private building and loan associations (Private Bausparkassen) in Germany)

Chart 4. Market share of BHW Bausparkasse AG (among Private building and loan associations (Private Bausparkassen) in Germany)

Several private building and loan associations (private bausparkassen) having the market shares and ranks closest to BHW Bausparkasse AG are shown below.

RankNameTotal AssetsMarket Share
1Bausparkasse Schwäbisch Hall AG, Bausparkasse der Volksbanken und Raiffeisenbanken63732.29 mln EUR41.75%
2BHW Bausparkasse AG31744.04 mln EUR20.80%
3Wüstenrot Bausparkasse AG20780.16 mln EUR13.61%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Germany are obliged to participate in German deposit guarantee scheme.

In the case of BHW Bausparkasse AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)
Covered Currencies  EU currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of BHW Bausparkasse AG and its components are shown in the table below.

BIC  BHWBDE2HXXX
Bank BIC Code  BHWB
Country Code  DE (Germany)
Location Code  2H
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of BHW Bausparkasse AG is shown in the table below.

MFI ID  DE07825

European Presence: 3 banks in 3 countries

BHW Bausparkasse AG operates under the brand name BHW Bausparkasse. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Germany

  • (this bank) BHW Bausparkasse AG (Hameln)

Italy

Luxembourg

Defunct Banks: 1 bank in 1 country

The following banks operating under BHW Bausparkasse brand name has been recently closed down:

Belgium